Penn State Main Campus - Net Price, Tuition, Cost to Attend, Financial Aid and Student Loans

How much does it cost to attend?

In State Pennsylvania Resident Sticker Price

$38,270

In State Costs for Penn State Main Campus
Fee	Cost
Tuition	$18,368
Books and Supplies	$1,840
Other Fees	$530
Room and Board	$12,744
Other Expenses Budget	$4,788

Out of State Resident Sticker Price

$55,848

Out of State Costs for Penn State Main Campus
Fee	Cost
Tuition	$35,946
Books and Supplies	$1,840
Other Fees	$530
Room and Board	$12,744
Other Expenses Budget	$4,788

Residents of Pennsylvania pay an annual total price of $38,270 to attend Penn State Main Campus on a full time basis. This fee is comprised of $18,368 for tuition, $12,744 room and board, $1,840 for books and supplies and $530 for other fees.

Out of state residents are charged a total cost of $55,848 which is 45.9% higher than Pennsylvania residents. The tuition charge is $35,946 while room and board is $12,744, books and supplies are $1,840 and other fees come in at $530.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend Penn State Main Campus when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020

$25,548

Net Price by Income Penn State Main Campus
Family Income	Net Price Paid
$0 to $30,000	$20,391
$30,001 to $48,000	$21,699
$48,001 to $75,000	$26,010
$75,001 to $110,000	$30,103
$110,000+	$32,193

The average reported annual net price for Penn State Main Campus for students receiving grants or scholarship aid was $25,548 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

72% of full-time undergrad Penn State Main Campus received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $8,320 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 51% of students received Federal Student Loans averaging $5,366 and 15% of undergrads took out private student loans averaging $19,623.

Finanical Aid Penn State Main Campus
Type	Avg./Student	Students Receiving
Total Grant and Scholarship Aid	$8,320	72%
Institutional Grants and Scholarships	$6,332	43%
Pell Grants	$4,870	23%
Other Federal Grants	$1,265	42%
State and Local Grants	$3,392	19%
Federal Student Loans	$5,366	51%
Other Student Loans	$19,623	15%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Penn State Main Campus, we've modeled a ten year student loan with an original principal value of $85,368. The loan balance of $85,368 is a four year multiple of the $21,342 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $815 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.


Example Loan	$85,368
Stafford Loan Interest Rate	2.75%
Time to Pay Off Student Loan	10 years
Example Monthly Payment	$814.50
Total Interest Paid	$12,372.59
Sum of All Loan Payments	$97,740.59

Projected 4 Year Degree Price

4 Year Sticker Price

$153,080

Year	Pennsylvania Residents	Non Residents
1	$38,270	$55,848
2	$38,909	$56,781
3	$39,559	$57,730
4	$40,220	$58,694

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Penn State Main Campus to be $153,080 - assuming graduation in normal time. The estimation assumes a 1.7% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Penn State Main Campus
	Price Per Credit	3 Credit Class	4 Credit Class
Pennsylvania Residents	$632	$1,896	$2,528
Out of State Residents	$1,045	$3,135	$4,180

Estimated cost for a class at Penn State Main Campus based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Penn State Main Campus versus other colleges.