#1 Best Public Universities in Massachusetts

UMass Tuition & Cost

Amherst, Massachusetts

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How much does it cost to attend?

In State Massachusetts Resident Sticker Price
In State Costs for University of Massachusetts Amherst
Fee Cost
Books and Supplies$1,000
Other Fees$648
Room and Board $13,595
Other Expenses Budget$1,400
Out of State Resident Sticker Price
Out of State Costs for University of Massachusetts Amherst
Fee Cost
Books and Supplies$1,000
Other Fees$648
Room and Board $13,595
Other Expenses Budget$1,400

In-state tuition at University of Massachusetts Amherst for undergraduate students residing in Massachusetts is $15,791. Room and board charges total $13,595 per year. Students will also need to budget for books and supplies, which typically amount to $1,000 annually. Other administrative or academic fees are $648 for the year. Additionally, students should plan an estimated $1,400 for other miscellaneous expenses throughout the year. In sum, residents attending University of Massachusetts Amherst full time should expect a total annual cost of $32,434.

Undergraduate tuition at University of Massachusetts Amherst is $36,316 for out-of-state students. Additionally, out-of-state students are charged $13,595 for room and board, $1,000 for textbooks and educational resources, plus fees of $648. Students are advised to budget $1,400 for other expenses. When these costs are combined, annual out-of-state charges total $52,959. This figure is 63.3% higher than what Massachusetts residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The net price provides a more realistic estimate of the true cost of attending University of Massachusetts Amherst, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020
Net Price by Income University of Massachusetts Amherst
Family Income Net Price Paid
$0 to $30,000$12,033
$30,001 to $48,000$13,203
$48,001 to $75,000$16,667
$75,001 to $110,000$23,064

The average reported annual net price for University of Massachusetts Amherst for students receiving grants or scholarship aid was $22,505 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

84% of full-time undergrad University of Massachusetts Amherst received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $10,892 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 52% of students received Federal Student Loans averaging $5,274 and 9% of undergrads took out private student loans averaging $18,231.

Finanical Aid University of Massachusetts Amherst
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $10,892 84%
Institutional Grants and Scholarships $8,357 80%
Pell Grants $4,834 21%
Other Federal Grants $1,411 36%
State and Local Grants $2,320 23%
Federal Student Loans $5,274 52%
Other Student Loans $18,231 9%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to University of Massachusetts Amherst, we've modeled a ten year student loan with an original principal value of $64,580. The loan balance of $64,580 is a four year multiple of the $16,145 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $685 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $64,580
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $684.66
Total Interest Paid $17,578.66
Sum of All Loan Payments $82,158.66

Projected 4 Year Degree Price

4 Year Sticker Price
Year Massachusetts Residents Non Residents
1 $32,434 $52,959
2 $32,968 $53,831
3 $33,511 $54,717
4 $34,062 $55,618

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of Massachusetts Amherst to be $129,736 - assuming graduation in normal time. The estimation assumes a 1.6% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at University of Massachusetts Amherst
Price Per Credit 3 Credit Class 4 Credit Class
Massachusetts Residents $658 $1,974 $2,632
Out of State Residents $1,514 $4,542 $6,056

Estimated cost for a class at University of Massachusetts Amherst based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of Massachusetts Amherst versus other colleges.

Tuition Payment Plans Available

University of Massachusetts Amherst Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No
Costs for Similar Colleges 

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=166629 IPEDS survey data for University of Massachusetts Amherst.