How much does it cost to attend?

In State Massachusetts Resident Sticker Price
$30,913
In State Costs for University of Massachusetts Amherst
Fee Cost
Tuition$15,406
Books and Supplies$1,000
Other Fees$481
Room and Board $12,626
Other Expenses Budget$1,400
Out of State Resident Sticker Price
$49,596
Out of State Costs for University of Massachusetts Amherst
Fee Cost
Tuition$34,089
Books and Supplies$1,000
Other Fees$481
Room and Board $12,626
Other Expenses Budget$1,400

Residents of Massachusetts pay an annual total price of $30,913 to attend University of Massachusetts Amherst on a full time basis. This fee is comprised of $15,406 for tuition, $12,626 room and board, $1,000 for books and supplies and $481 for other fees.

Out of state residents are charged a total cost of $49,596 which is 60.4% higher than Massachusetts residents. The tuition charge is $34,089 while room and board is $12,626, books and supplies are $1,000 and other fees come in at $481.

All price data is sourced from the 2017/2018 U.S. Department of Education National Center for Education Statistics survey.

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Net Price

Net price is indicative of what it actually costs to attend University of Massachusetts Amherst when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2017/2018
$21,281
Net Price by Income University of Massachusetts Amherst
Family Income Net Price Paid
$0 to $30,000$11,878
$30,001 to $48,000$12,508
$48,001 to $75,000$16,930
$75,001 to $110,000$23,131
$110,000+$26,998

The average reported annual net price for University of Massachusetts Amherst for students receiving grants or scholarship aid was $21,281 in 2017/2018. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

Financial Aid

Finanical Aid University of Massachusetts Amherst
Type Avg./Student Students Receiving
Annual Total Grant Aid $8,867 80%
Pell Grant $4,428 22%
Federal Student Loan $5,755 56%

The average reported annual net price for University of Massachusetts Amherst for students receiving grants or scholarship aid was $21,281 in 2017/2018.

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to University of Massachusetts Amherst, we've modeled a ten year student loan with an original principal value of $64,580. The loan balance of $64,580 is a four year multiple of the $16,145 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $670 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.529%.

Example Loan $64,580
Stafford Loan Interest Rate 4.5%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $670.20
Total Interest Paid $15,844.00
Sum of All Loan Payments $80,424.00

Projected 4 Year Degree Price

4 Year Sticker Price
$123,652
Year Massachusetts Residents Non Residents
1 $30,913 $49,596
2 $80,302 $128,834
3 $208,597 $334,667
4 $541,865 $869,354

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of Massachusetts Amherst to be $123,652 - assuming graduation in normal time. The estimation assumes a 159.8% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at University of Massachusetts Amherst
Price Per Credit 3 Credit Class 4 Credit Class
Massachusetts Residents $704 $2,112 $2,816
Out of State Residents $1,535 $4,605 $6,140

Estimated cost for a class at University of Massachusetts Amherst based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of Massachusetts Amherst versus other colleges.

Tuition Payment Plans Available

University of Massachusetts Amherst Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=166629 IPEDS survey data for University of Massachusetts Amherst.