#3 Best Public Universities in Massachusetts

University of Massachusetts-Lowell Tuition & Cost

Lowell, Massachusetts

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How much does it cost to attend?

In State Massachusetts Resident Sticker Price
In State Costs for University of Massachusetts Lowell
Fee Cost
Books and Supplies$1,200
Other Fees$620
Room and Board $13,380
Other Expenses Budget$1,422
Out of State Resident Sticker Price
Out of State Costs for University of Massachusetts Lowell
Fee Cost
Books and Supplies$1,200
Other Fees$620
Room and Board $13,380
Other Expenses Budget$1,422

Residents of Massachusetts pay an annual total price of $31,700 to attend University of Massachusetts Lowell on a full time basis. This fee is comprised of $15,078 for tuition, $13,380 room and board, $1,200 for books and supplies and $620 for other fees.

Out of state residents are charged a total cost of $49,626 which is 56.5% higher than Massachusetts residents. The tuition charge is $33,004 while room and board is $13,380, books and supplies are $1,200 and other fees come in at $620.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend University of Massachusetts Lowell when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
Net Price by Income University of Massachusetts Lowell
Family Income Net Price Paid
$0 to $30,000$12,497
$30,001 to $48,000$14,124
$48,001 to $75,000$17,113
$75,001 to $110,000$22,512

The average reported annual net price for University of Massachusetts Lowell for students receiving grants or scholarship aid was $19,147 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

90% of full-time undergrad University of Massachusetts Lowell received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $11,094 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 67% of students received Federal Student Loans averaging $5,326 and 11% of undergrads took out private student loans averaging $16,004.

Finanical Aid University of Massachusetts Lowell
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $11,094 90%
Institutional Grants and Scholarships $8,084 77%
Pell Grants $4,871 33%
Other Federal Grants $1,152 37%
State and Local Grants $2,273 35%
Federal Student Loans $5,326 67%
Other Student Loans $16,004 11%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to University of Massachusetts Lowell, we've modeled a ten year student loan with an original principal value of $57,888. The loan balance of $57,888 is a four year multiple of the $14,472 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $552 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $57,888
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $552.32
Total Interest Paid $8,389.84
Sum of All Loan Payments $66,277.84

Projected 4 Year Degree Price

4 Year Sticker Price
Year Massachusetts Residents Non Residents
1 $31,700 $49,626
2 $91,106 $142,625
3 $261,839 $409,905
4 $752,525 $1,178,069

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of Massachusetts Lowell to be $126,800 - assuming graduation in normal time. The estimation assumes a 187.4% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at University of Massachusetts Lowell
Price Per Credit 3 Credit Class 4 Credit Class
Massachusetts Residents $628 $1,884 $2,512
Out of State Residents $1,375 $4,125 $5,500

Estimated cost for a class at University of Massachusetts Lowell based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of Massachusetts Lowell versus other colleges.

Tuition Payment Plans Available

University of Massachusetts Lowell Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=166513 IPEDS survey data for University of Massachusetts Lowell.