#10 Best Public Universities in Massachusetts

Westfield State University Tuition & Cost

Westfield, Massachusetts

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How much does it cost to attend?

In State Massachusetts Resident Sticker Price
In State Costs for Westfield State University
Fee Cost
Books and Supplies$1,070
Other Fees$10,169
Room and Board $12,197
Other Expenses Budget$2,572
Out of State Resident Sticker Price
Out of State Costs for Westfield State University
Fee Cost
Books and Supplies$1,070
Other Fees$10,169
Room and Board $12,197
Other Expenses Budget$2,572

In-state tuition at Westfield State University for undergraduate students residing in Massachusetts is $970. Room and board charges total $12,197 per year. Students will also need to budget for books and supplies, which typically amount to $1,070 annually. Other administrative or academic fees are $10,169 for the year. Additionally, students should plan an estimated $2,572 for other miscellaneous expenses throughout the year. In sum, residents attending Westfield State University full time should expect a total annual cost of $26,978.

Undergraduate tuition at Westfield State University is $7,050 for out-of-state students. Additionally, out-of-state students are charged $12,197 for room and board, $1,070 for textbooks and educational resources, plus fees of $10,169. Students are advised to budget $2,572 for other expenses. When these costs are combined, annual out-of-state charges total $33,058. This figure is 22.5% higher than what Massachusetts residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The net price provides a more realistic estimate of the true cost of attending Westfield State University, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020
Net Price by Income Westfield State University
Family Income Net Price Paid
$0 to $30,000$12,742
$30,001 to $48,000$14,163
$48,001 to $75,000$18,291
$75,001 to $110,000$22,217

The average reported annual net price for Westfield State University for students receiving grants or scholarship aid was $18,073 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

87% of full-time undergrad Westfield State University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $7,006 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 73% of students received Federal Student Loans averaging $5,193 and 16% of undergrads took out private student loans averaging $12,560.

Finanical Aid Westfield State University
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $7,006 87%
Institutional Grants and Scholarships $2,461 48%
Pell Grants $4,779 33%
Other Federal Grants $658 63%
State and Local Grants $2,796 58%
Federal Student Loans $5,193 73%
Other Student Loans $12,560 16%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Westfield State University, we've modeled a ten year student loan with an original principal value of $48,652. The loan balance of $48,652 is a four year multiple of the $12,163 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $516 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $48,652
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $515.79
Total Interest Paid $13,243.06
Sum of All Loan Payments $61,895.06

Projected 4 Year Degree Price

4 Year Sticker Price
Year Massachusetts Residents Non Residents
1 $26,978 $33,058
2 $28,866 $35,372
3 $30,887 $37,848
4 $33,049 $40,497

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Westfield State University to be $107,912 - assuming graduation in normal time. The estimation assumes a 7% annual increase over the next 4 years which is the national trend.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Westfield State University
Price Per Credit 3 Credit Class 4 Credit Class
Out of State Residents $330 $990 $1,320

Estimated cost for a class at Westfield State University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Westfield State University versus other colleges.

Tuition Payment Plans Available

Westfield State University Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No
Costs for Similar Colleges 

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=168263 IPEDS survey data for Westfield State University.