How much does it cost to attend?
In State Maine Resident Sticker Price
| Fee | Cost |
|---|---|
| Tuition | $7,868 |
| Books and Supplies | $600 |
| Other Fees | $1,358 |
| Room and Board | $9,956 |
| Other Expenses Budget | $3,000 |
Out of State Resident Sticker Price
| Fee | Cost |
|---|---|
| Tuition | $20,692 |
| Books and Supplies | $600 |
| Other Fees | $1,358 |
| Room and Board | $9,956 |
| Other Expenses Budget | $3,000 |
Residents of Maine pay an annual total price of $22,782 to attend University of Southern Maine on a full time basis. This fee is comprised of $7,868 for tuition, $9,956 room and board, $600 for books and supplies and $1,358 for other fees.
Out of state residents are charged a total cost of $35,606 which is 56.3% higher than Maine residents. The tuition charge is $20,692 while room and board is $9,956, books and supplies are $600 and other fees come in at $1,358.
All price data is sourced from the 2019/2020 U.S. Department of Education National Center for Education Statistics survey.
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Net Price
Net price is indicative of what it actually costs to attend University of Southern Maine when typical grants and scholarships are considered. The net price varies by family income and financial need.
Average Net Price 2018/2019
| Family Income | Net Price Paid |
|---|---|
| $0 to $30,000 | $8,753 |
| $30,001 to $48,000 | $9,295 |
| $48,001 to $75,000 | $12,684 |
| $75,001 to $110,000 | $16,543 |
| $110,000+ | $17,027 |
The average reported annual net price for University of Southern Maine for students receiving grants or scholarship aid was $12,400 in 2018/2019. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses
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Financial Aid
| Type | Avg./Student | Students Receiving |
|---|---|---|
| Annual Total Grant Aid | $8,671 | 93% |
| Pell Grant | $4,656 | 45% |
| Federal Student Loan | $5,090 | 58% |
The average reported annual net price for University of Southern Maine for students receiving grants or scholarship aid was $12,400 in 2018/2019.
Student Loans
To gauge a more realistic picture of what it may really cost you out of pocket to go to University of Southern Maine, we've modeled a ten year student loan with an original principal value of $72,624. The loan balance of $72,624 is a four year multiple of the $18,156 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $754 could be required to satisfy your student loan.
Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.529%.
| Example Loan | $72,624 |
| Stafford Loan Interest Rate | 4.5% |
| Time to Pay Off Student Loan | 10 years |
| Example Monthly Payment | $753.68 |
| Total Interest Paid | $17,817.51 |
| Sum of All Loan Payments | $90,441.51 |
Projected 4 Year Degree Price
4 Year Sticker Price
| Year | Maine Residents | Non Residents |
|---|---|---|
| 1 | $22,782 | $35,606 |
| 2 | $23,676 | $37,003 |
| 3 | $24,604 | $38,454 |
| 4 | $25,569 | $39,962 |
Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of Southern Maine to be $91,128 - assuming graduation in normal time. The estimation assumes a 3.9% annual increase over the next 4 years which has been the recent trend for this school.
Credit Hour Cost and Price per Class
| Price Per Credit | 3 Credit Class | 4 Credit Class | |
|---|---|---|---|
| Maine Residents | $281 | $843 | $1,124 | Out of State Residents | $739 | $2,217 | $2,956 |
Estimated cost for a class at University of Southern Maine based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of Southern Maine versus other colleges.
Tuition Payment Plans Available
| Tuition Payment Plan | Yes |
| Prepaid Tuition Plan | No |
| Alternative Tuition Plan | Yes |
| Guaranteed Tuition Plan | No |
Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=161554 IPEDS survey data for University of Southern Maine.