#1 Best Public Universities in Maine

University of Southern Maine Tuition & Cost

Portland, Maine

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How much does it cost to attend?

In State Maine Resident Sticker Price
In State Costs for University of Southern Maine
Fee Cost
Books and Supplies$600
Other Fees$1,464
Room and Board $10,124
Other Expenses Budget$3,000
Out of State Resident Sticker Price
Out of State Costs for University of Southern Maine
Fee Cost
Books and Supplies$600
Other Fees$1,464
Room and Board $10,124
Other Expenses Budget$3,000

Residents of Maine pay an annual total price of $23,252 to attend University of Southern Maine on a full time basis. This fee is comprised of $8,064 for tuition, $10,124 room and board, $600 for books and supplies and $1,464 for other fees.

Out of state residents are charged a total cost of $36,720 which is 57.9% higher than Maine residents. The tuition charge is $21,532 while room and board is $10,124, books and supplies are $600 and other fees come in at $1,464.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend University of Southern Maine when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
Net Price by Income University of Southern Maine
Family Income Net Price Paid
$0 to $30,000$8,338
$30,001 to $48,000$9,167
$48,001 to $75,000$12,238
$75,001 to $110,000$15,604

The average reported annual net price for University of Southern Maine for students receiving grants or scholarship aid was $12,072 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

95% of full-time undergrad University of Southern Maine received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $8,882 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 59% of students received Federal Student Loans averaging $5,072 and 10% of undergrads took out private student loans averaging $11,152.

Finanical Aid University of Southern Maine
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $8,882 95%
Institutional Grants and Scholarships $5,188 88%
Pell Grants $4,722 43%
Other Federal Grants $1,005 89%
State and Local Grants $1,756 39%
Federal Student Loans $5,072 59%
Other Student Loans $11,152 10%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to University of Southern Maine, we've modeled a ten year student loan with an original principal value of $72,624. The loan balance of $72,624 is a four year multiple of the $18,156 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $693 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $72,624
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $692.91
Total Interest Paid $10,525.57
Sum of All Loan Payments $83,149.57

Projected 4 Year Degree Price

4 Year Sticker Price
Year Maine Residents Non Residents
1 $23,252 $36,720
2 $24,303 $38,379
3 $25,401 $40,113
4 $26,548 $41,925

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of Southern Maine to be $93,008 - assuming graduation in normal time. The estimation assumes a 4.5% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at University of Southern Maine
Price Per Credit 3 Credit Class 4 Credit Class
Maine Residents $288 $864 $1,152
Out of State Residents $769 $2,307 $3,076

Estimated cost for a class at University of Southern Maine based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of Southern Maine versus other colleges.

Tuition Payment Plans Available

University of Southern Maine Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=161554 IPEDS survey data for University of Southern Maine.