#9 Best Public Universities in North Carolina

WCU Tuition & Cost

Cullowhee, North Carolina

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How much does it cost to attend?

In State North Carolina Resident Sticker Price
In State Costs for Western Carolina University
Fee Cost
Books and Supplies$616
Other Fees$3,285
Room and Board $10,954
Other Expenses Budget$3,019
Out of State Resident Sticker Price
Out of State Costs for Western Carolina University
Fee Cost
Books and Supplies$616
Other Fees$3,285
Room and Board $10,954
Other Expenses Budget$3,019

Residents of North Carolina pay an annual total price of $18,874 to attend Western Carolina University on a full time basis. This fee is comprised of $1,000 for tuition, $10,954 room and board, $616 for books and supplies and $3,285 for other fees.

Out of state residents are charged a total cost of $22,874 which is 21.2% higher than North Carolina residents. The tuition charge is $5,000 while room and board is $10,954, books and supplies are $616 and other fees come in at $3,285.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend Western Carolina University when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
Net Price by Income Western Carolina University
Family Income Net Price Paid
$0 to $30,000$9,305
$30,001 to $48,000$11,625
$48,001 to $75,000$14,701
$75,001 to $110,000$17,042

The average reported annual net price for Western Carolina University for students receiving grants or scholarship aid was $13,221 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

83% of full-time undergrad Western Carolina University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $5,319 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 60% of students received Federal Student Loans averaging $5,309 and 9% of undergrads took out private student loans averaging $8,925.

Finanical Aid Western Carolina University
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $5,319 83%
Institutional Grants and Scholarships $1,942 61%
Pell Grants $4,808 37%
Other Federal Grants $803 47%
State and Local Grants $1,494 31%
Federal Student Loans $5,309 60%
Other Student Loans $8,925 9%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Western Carolina University, we've modeled a ten year student loan with an original principal value of $36,512. The loan balance of $36,512 is a four year multiple of the $9,128 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $348 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $36,512
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $348.36
Total Interest Paid $5,291.77
Sum of All Loan Payments $41,803.77

Projected 4 Year Degree Price

4 Year Sticker Price
Year North Carolina Residents Non Residents
1 $18,874 $22,874
2 $20,195 $24,475
3 $21,609 $26,188
4 $23,121 $28,022

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Western Carolina University to be $75,496 - assuming graduation in normal time. The estimation assumes a 7% annual increase over the next 4 years which is the national trend.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Western Carolina University
Price Per Credit 3 Credit Class 4 Credit Class
North Carolina Residents $173 $519 $692
Out of State Residents $332 $996 $1,328

Estimated cost for a class at Western Carolina University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Western Carolina University versus other colleges.

Tuition Payment Plans Available

Western Carolina University Payment Plans
Tuition Payment Plan No
Prepaid Tuition Plan No
Alternative Tuition Plan No
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=200004 IPEDS survey data for Western Carolina University.