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#5 Best Public Universities in North Carolina

UNC Charlotte Tuition & Cost

Charlotte, North Carolina

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How much does it cost to attend?

In State North Carolina Resident Sticker Price
$25,019
In State Costs for University of North Carolina at Charlotte
Fee Cost
Tuition$3,812
Books and Supplies$1,250
Other Fees$3,093
Room and Board $13,224
Other Expenses Budget$3,640
Out of State Resident Sticker Price
$38,453
Out of State Costs for University of North Carolina at Charlotte
Fee Cost
Tuition$17,246
Books and Supplies$1,250
Other Fees$3,093
Room and Board $13,224
Other Expenses Budget$3,640

Residents of North Carolina pay an annual total price of $25,019 to attend University of North Carolina at Charlotte on a full time basis. This fee is comprised of $3,812 for tuition, $13,224 room and board, $1,250 for books and supplies and $3,093 for other fees.

Out of state residents are charged a total cost of $38,453 which is 53.7% higher than North Carolina residents. The tuition charge is $17,246 while room and board is $13,224, books and supplies are $1,250 and other fees come in at $3,093.

All price data is sourced from the 2019/2020 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

Net price is indicative of what it actually costs to attend University of North Carolina at Charlotte when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2018/2019
$15,200
Net Price by Income University of North Carolina at Charlotte
Family Income Net Price Paid
$0 to $30,000$11,991
$30,001 to $48,000$12,223
$48,001 to $75,000$16,299
$75,001 to $110,000$19,973
$110,000+$21,473

The average reported annual net price for University of North Carolina at Charlotte for students receiving grants or scholarship aid was $15,200 in 2018/2019. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Costs for Similar Colleges

Financial Aid

57% of full-time undergrad University of North Carolina at Charlotte received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $7,317 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 53% of students received Federal Student Loans averaging $5,267 and 10% of undergrads took out private student loans averaging $13,290.

Finanical Aid University of North Carolina at Charlotte
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $7,317 57%
Institutional Grants and Scholarships $4,128 41%
Pell Grants $4,689 32%
Other Federal Grants $1,124 4%
State and Local Grants $2,843 32%
Federal Student Loans $5,267 53%
Other Student Loans $13,290 10%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to University of North Carolina at Charlotte, we've modeled a ten year student loan with an original principal value of $36,176. The loan balance of $36,176 is a four year multiple of the $9,044 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $345 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $36,176
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $345.16
Total Interest Paid $5,243.07
Sum of All Loan Payments $41,419.07

Projected 4 Year Degree Price

4 Year Sticker Price
$100,076
Year North Carolina Residents Non Residents
1 $25,019 $38,453
2 $25,431 $39,086
3 $25,850 $39,730
4 $26,275 $40,384

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of North Carolina at Charlotte to be $100,076 - assuming graduation in normal time. The estimation assumes a 1.6% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at University of North Carolina at Charlotte
Price Per Credit 3 Credit Class 4 Credit Class
North Carolina Residents $288 $864 $1,152
Out of State Residents $847 $2,541 $3,388

Estimated cost for a class at University of North Carolina at Charlotte based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of North Carolina at Charlotte versus other colleges.

Tuition Payment Plans Available

University of North Carolina at Charlotte Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=199139 IPEDS survey data for University of North Carolina at Charlotte.