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#6 Best Public Universities in North Carolina

UNC Charlotte Tuition & Cost

Charlotte, North Carolina

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How much does it cost to attend?

In State North Carolina Resident Sticker Price

$23,716
In State Costs for University of North Carolina at Charlotte
Fee Cost
Tuition$3,812
Books and Supplies$1,000
Other Fees$3,376
Room and Board $12,895
Other Expenses Budget$2,633

Out of State Resident Sticker Price

$37,150
Out of State Costs for University of North Carolina at Charlotte
Fee Cost
Tuition$17,246
Books and Supplies$1,000
Other Fees$3,376
Room and Board $12,895
Other Expenses Budget$2,633

In-State Tuition

In-state tuition at University of North Carolina at Charlotte for undergraduate students residing in North Carolina is $3,812. Room and board charges total $12,895 per year. Students will also need to budget for books and supplies, which typically amount to $1,000 annually. Other administrative or academic fees are $3,376 for the year. Additionally, students should plan an estimated $2,633 for other miscellaneous expenses throughout the year. In sum, residents attending University of North Carolina at Charlotte full time should expect a total annual cost of $23,716.

Out-of-State Tuition

Undergraduate tuition at University of North Carolina at Charlotte is $17,246 for out-of-state students. Additionally, out-of-state students are charged $12,895 for room and board, $1,000 for textbooks and educational resources, plus fees of $3,376. Students are advised to budget $2,633 for other expenses. When these costs are combined, annual out-of-state charges total $37,150. This figure is 56.6% higher than what North Carolina residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for University of North Carolina at Charlotte for students receiving grants or scholarship aid was $16,029 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

The net price provides a more realistic estimate of the true cost of attending University of North Carolina at Charlotte, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

$16,029
Net Price by Income University of North Carolina at Charlotte
Family Income Net Price Paid
$0 to $30,000$12,751
$30,001 to $48,000$13,226
$48,001 to $75,000$16,938
$75,001 to $110,000$21,011
$110,000+$22,783

Financial Aid

73% of full-time undergrad University of North Carolina at Charlotte received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $7,666 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 51% of students received Federal Student Loans averaging $5,445 and 9% of undergrads took out private student loans averaging $13,505.

Finanical Aid University of North Carolina at Charlotte
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $7,666 73%
Institutional Grants and Scholarships $4,407 42%
Pell Grants $4,945 31%
Other Federal Grants $983 5%
State and Local Grants $2,730 31%
Federal Student Loans $5,445 51%
Other Student Loans $13,505 9%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to University of North Carolina at Charlotte, we've modeled a ten year student loan with an original principal value of $36,176. The loan balance of $36,176 is a four year multiple of the $9,044 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $384 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $36,176
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $383.53
Total Interest Paid $9,847.10
Sum of All Loan Payments $46,023.10

Projected 4 Year Degree Price

4 Year Sticker Price

$94,864
Year North Carolina Residents Non Residents
1 $23,716 $37,150
2 $23,811 $37,299
3 $23,907 $37,449
4 $24,003 $37,599

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of North Carolina at Charlotte to be $94,864 - assuming graduation in normal time. The estimation assumes a 0.4% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at University of North Carolina at Charlotte
Price Per Credit 3 Credit Class 4 Credit Class
North Carolina Residents $150 $450 $600
Out of State Residents $718 $2,154 $2,872

Estimated cost for a class at University of North Carolina at Charlotte based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of North Carolina at Charlotte versus other colleges.

Tuition Payment Plans Available

University of North Carolina at Charlotte Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Costs for Similar Colleges 

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=199139 IPEDS survey data for University of North Carolina at Charlotte.