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#11 Best Private Colleges in New York

Union College Tuition & Cost

Schenectady, New York

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How much does it cost to attend?

Sticker Price
$73,410
Costs for Union College
Fee Cost
Tuition$56,853
Books and Supplies$1,500
Other Fees$471
Room and Board $14,061
Other Expenses Budget$525

Annual Prices

The annual list price to attend Union College on a full time basis for 2018/2019 is $73,410 for all students regardless of their residency. This fee is comprised of $56,853 for tuition, $14,061 room and board, $1,500 for books and supplies and $471 for other fees. Out of state tuition for Union College is $56,853, the same as New York residents.

All price data is sourced from the 2019/2020 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

Net price is indicative of what it actually costs to attend Union College when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2018/2019
$39,527
Net Price by Income Union College
Family Income Net Price Paid
$0 to $30,000$14,238
$30,001 to $48,000$14,952
$48,001 to $75,000$20,504
$75,001 to $110,000$30,309
$110,000+$44,648

The average reported annual net price for Union College for students receiving grants or scholarship aid was $39,527 in 2018/2019. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

Costs for Similar Colleges

Financial Aid

82% of full-time undergrad Union College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $31,272 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 48% of students received Federal Student Loans averaging $4,930 and 15% of undergrads took out private student loans averaging $10,270.

Finanical Aid Union College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $31,272 82%
Institutional Grants and Scholarships $29,704 82%
Pell Grants $4,694 13%
Other Federal Grants $1,695 14%
State and Local Grants $5,419 9%
Federal Student Loans $4,930 48%
Other Student Loans $10,270 15%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Union College, we've modeled a ten year student loan with an original principal value of $108,012. The loan balance of $108,012 is a four year multiple of the $27,003 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $1,031 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $108,012
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $1,030.55
Total Interest Paid $15,654.43
Sum of All Loan Payments $123,666.43

Projected 4 Year Degree Price

4 Year Sticker Price
$293,640
Year All Residents
1 $73,410
2 $76,149
3 $78,991
4 $81,939

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Union College to be $293,640 - assuming graduation in normal time. The estimation assumes a 3.7% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Union College
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $2,106 $6,318 $8,424

Estimated cost for a class at Union College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Union College versus other colleges.

Tuition Payment Plans Available

Union College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=196866 IPEDS survey data for Union College.