#9 Best Private Colleges in Massachusetts

Holy Cross Tuition & Cost

Worcester, Massachusetts

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How much does it cost to attend?

Sticker Price

Costs for College of the Holy Cross
Fee Cost
Books and Supplies$1,000
Other Fees$740
Room and Board $16,080
Other Expenses Budget$900

Annual Tuition & Costs

The annual tuition to attend College of the Holy Cross is $55,800. The cost is the same for both in-state and out-of-state students. Room and board fees are an additional $16,080. For educational materials, students should allocate approximately $1,000 for books and supplies plus $740 for other fees charged by the school. Finally, students should budget $900 for miscellaneous expenses throughout the year. With all these fees considered, the expected total cost to attend College of the Holy Cross on a full-time basis is $74,520 per annum.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for College of the Holy Cross for students receiving grants or scholarship aid was $32,061 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

The net price provides a more realistic estimate of the true cost of attending College of the Holy Cross, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

Net Price by Income College of the Holy Cross
Family Income Net Price Paid
$0 to $30,000$14,544
$30,001 to $48,000$17,357
$48,001 to $75,000$20,142
$75,001 to $110,000$31,109

Financial Aid

71% of full-time undergrad College of the Holy Cross received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $39,417 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 49% of students received Federal Student Loans averaging $5,199 and 25% of undergrads took out private student loans averaging $2,410.

Finanical Aid College of the Holy Cross
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $39,417 71%
Institutional Grants and Scholarships $36,910 64%
Pell Grants $4,692 19%
Other Federal Grants $3,948 11%
State and Local Grants $3,336 8%
Federal Student Loans $5,199 49%
Other Student Loans $2,410 25%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to College of the Holy Cross, we've modeled a ten year student loan with an original principal value of $91,112. The loan balance of $91,112 is a four year multiple of the $22,778 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $966 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $91,112
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $965.94
Total Interest Paid $24,800.66
Sum of All Loan Payments $115,912.66

Projected 4 Year Degree Price

4 Year Sticker Price

Year All Residents
1 $74,520
2 $76,836
3 $79,224
4 $81,686

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at College of the Holy Cross to be $298,080 - assuming graduation in normal time. The estimation assumes a 3.1% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at College of the Holy Cross
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $1,744 $5,232 $6,976

Estimated cost for a class at College of the Holy Cross based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at College of the Holy Cross versus other colleges.

Tuition Payment Plans Available

College of the Holy Cross Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=166124 IPEDS survey data for College of the Holy Cross.