#8 Best Private Colleges in Massachusetts

Holy Cross Tuition & Cost

Worcester, Massachusetts

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How much does it cost to attend?

Sticker Price
Costs for College of the Holy Cross
Fee Cost
Books and Supplies$1,000
Other Fees$720
Room and Board $15,560
Other Expenses Budget$900

Annual Prices

The annual list price to attend College of the Holy Cross on a full time basis for 2020/2021 is $72,230 for all students regardless of their residency. This fee is comprised of $54,050 for tuition, $15,560 room and board, $1,000 for books and supplies and $720 for other fees. Out of state tuition for College of the Holy Cross is $54,050, the same as Massachusetts residents.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend College of the Holy Cross when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
Net Price by Income College of the Holy Cross
Family Income Net Price Paid
$0 to $30,000$14,544
$30,001 to $48,000$17,357
$48,001 to $75,000$20,142
$75,001 to $110,000$31,109

The average reported annual net price for College of the Holy Cross for students receiving grants or scholarship aid was $32,061 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

71% of full-time undergrad College of the Holy Cross received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $39,417 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 49% of students received Federal Student Loans averaging $5,199 and 25% of undergrads took out private student loans averaging $2,410.

Finanical Aid College of the Holy Cross
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $39,417 71%
Institutional Grants and Scholarships $36,910 64%
Pell Grants $4,692 19%
Other Federal Grants $3,948 11%
State and Local Grants $3,336 8%
Federal Student Loans $5,199 49%
Other Student Loans $2,410 25%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to College of the Holy Cross, we've modeled a ten year student loan with an original principal value of $91,112. The loan balance of $91,112 is a four year multiple of the $22,778 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $869 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $91,112
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $869.31
Total Interest Paid $13,205.08
Sum of All Loan Payments $104,317.08

Projected 4 Year Degree Price

4 Year Sticker Price
Year All Residents
1 $72,230
2 $74,557
3 $76,960
4 $79,440

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at College of the Holy Cross to be $288,920 - assuming graduation in normal time. The estimation assumes a 3.2% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at College of the Holy Cross
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $1,689 $5,067 $6,756

Estimated cost for a class at College of the Holy Cross based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at College of the Holy Cross versus other colleges.

Tuition Payment Plans Available

College of the Holy Cross Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=166124 IPEDS survey data for College of the Holy Cross.