SUNY at Albany - Net Price, Tuition, Cost to Attend, Financial Aid and Student Loans

How much does it cost to attend?

In State New York Resident Sticker Price

$28,231

In State Costs for SUNY at Albany
Fee	Cost
Tuition	$7,070
Books and Supplies	$1,000
Other Fees	$3,338
Room and Board	$15,053
Other Expenses Budget	$1,770

Out of State Resident Sticker Price

$46,071

Out of State Costs for SUNY at Albany
Fee	Cost
Tuition	$24,910
Books and Supplies	$1,000
Other Fees	$3,338
Room and Board	$15,053
Other Expenses Budget	$1,770

Residents of New York pay an annual total price of $28,231 to attend SUNY at Albany on a full time basis. This fee is comprised of $7,070 for tuition, $15,053 room and board, $1,000 for books and supplies and $3,338 for other fees.

Out of state residents are charged a total cost of $46,071 which is 63.2% higher than New York residents. The tuition charge is $24,910 while room and board is $15,053, books and supplies are $1,000 and other fees come in at $3,338.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend SUNY at Albany when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020

$17,486

Net Price by Income SUNY at Albany
Family Income	Net Price Paid
$0 to $30,000	$12,489
$30,001 to $48,000	$15,864
$48,001 to $75,000	$19,727
$75,001 to $110,000	$20,959
$110,000+	$24,733

The average reported annual net price for SUNY at Albany for students receiving grants or scholarship aid was $17,486 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

86% of full-time undergrad SUNY at Albany received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $10,149 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 62% of students received Federal Student Loans averaging $5,373 and 10% of undergrads took out private student loans averaging $12,764.

Finanical Aid SUNY at Albany
Type	Avg./Student	Students Receiving
Total Grant and Scholarship Aid	$10,149	86%
Institutional Grants and Scholarships	$3,860	70%
Pell Grants	$5,095	42%
Other Federal Grants	$946	46%
State and Local Grants	$4,386	56%
Federal Student Loans	$5,373	62%
Other Student Loans	$12,764	10%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to SUNY at Albany, we've modeled a ten year student loan with an original principal value of $50,788. The loan balance of $50,788 is a four year multiple of the $12,697 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $485 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.


Example Loan	$50,788
Stafford Loan Interest Rate	2.75%
Time to Pay Off Student Loan	10 years
Example Monthly Payment	$484.57
Total Interest Paid	$7,360.83
Sum of All Loan Payments	$58,148.83

Projected 4 Year Degree Price

4 Year Sticker Price

$112,924

Year	New York Residents	Non Residents
1	$28,231	$46,071
2	$28,755	$46,925
3	$29,288	$47,796
4	$29,831	$48,682

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at SUNY at Albany to be $112,924 - assuming graduation in normal time. The estimation assumes a 1.9% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at SUNY at Albany
	Price Per Credit	3 Credit Class	4 Credit Class
New York Residents	$295	$885	$1,180
Out of State Residents	$1,038	$3,114	$4,152

Estimated cost for a class at SUNY at Albany based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at SUNY at Albany versus other colleges.