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#18 Best Public Universities in New York

SUNY College at Oswego Tuition & Cost

Oswego, New York

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How much does it cost to attend?

In State New York Resident Sticker Price
$25,254
In State Costs for SUNY College at Oswego
Fee Cost
Tuition$7,070
Books and Supplies$1,000
Other Fees$1,581
Room and Board $14,103
Other Expenses Budget$1,500
Out of State Resident Sticker Price
$35,164
Out of State Costs for SUNY College at Oswego
Fee Cost
Tuition$16,980
Books and Supplies$1,000
Other Fees$1,581
Room and Board $14,103
Other Expenses Budget$1,500

Residents of New York pay an annual total price of $25,254 to attend SUNY College at Oswego on a full time basis. This fee is comprised of $7,070 for tuition, $14,103 room and board, $1,000 for books and supplies and $1,581 for other fees.

Out of state residents are charged a total cost of $35,164 which is 39.2% higher than New York residents. The tuition charge is $16,980 while room and board is $14,103, books and supplies are $1,000 and other fees come in at $1,581.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend SUNY College at Oswego when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
$16,398
Net Price by Income SUNY College at Oswego
Family Income Net Price Paid
$0 to $30,000$10,090
$30,001 to $48,000$13,242
$48,001 to $75,000$16,919
$75,001 to $110,000$17,546
$110,000+$22,169

The average reported annual net price for SUNY College at Oswego for students receiving grants or scholarship aid was $16,398 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

98% of full-time undergrad SUNY College at Oswego received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $9,155 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 65% of students received Federal Student Loans averaging $5,820 and 10% of undergrads took out private student loans averaging $11,798.

Finanical Aid SUNY College at Oswego
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $9,155 98%
Institutional Grants and Scholarships $2,971 94%
Pell Grants $4,961 44%
Other Federal Grants $1,208 43%
State and Local Grants $4,660 68%
Federal Student Loans $5,820 65%
Other Student Loans $11,798 10%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to SUNY College at Oswego, we've modeled a ten year student loan with an original principal value of $55,272. The loan balance of $55,272 is a four year multiple of the $13,818 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $527 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $55,272
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $527.36
Total Interest Paid $8,010.70
Sum of All Loan Payments $63,282.70

Projected 4 Year Degree Price

4 Year Sticker Price
$101,016
Year New York Residents Non Residents
1 $25,254 $35,164
2 $25,722 $35,816
3 $26,199 $36,480
4 $26,685 $37,157

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at SUNY College at Oswego to be $101,016 - assuming graduation in normal time. The estimation assumes a 1.9% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at SUNY College at Oswego
Price Per Credit 3 Credit Class 4 Credit Class
New York Residents $295 $885 $1,180
Out of State Residents $760 $2,280 $3,040

Estimated cost for a class at SUNY College at Oswego based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at SUNY College at Oswego versus other colleges.

Tuition Payment Plans Available

SUNY College at Oswego Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=196194 IPEDS survey data for SUNY College at Oswego.