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SUNY College at Oswego Tuition & Cost

Oswego, New York

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How much does it cost to attend?

In State New York Resident Sticker Price
In State Costs for SUNY College at Oswego
Fee Cost
Books and Supplies$1,000
Other Fees$1,699
Room and Board $14,640
Other Expenses Budget$2,300
Out of State Resident Sticker Price
Out of State Costs for SUNY College at Oswego
Fee Cost
Books and Supplies$1,000
Other Fees$1,699
Room and Board $14,640
Other Expenses Budget$2,300

In-state tuition at SUNY College at Oswego for undergraduate students residing in New York is $7,070. Room and board charges total $14,640 per year. Students will also need to budget for books and supplies, which typically amount to $1,000 annually. Other administrative or academic fees are $1,699 for the year. Additionally, students should plan an estimated $2,300 for other miscellaneous expenses throughout the year. In sum, residents attending SUNY College at Oswego full time should expect a total annual cost of $26,709.

Undergraduate tuition at SUNY College at Oswego is $16,980 for out-of-state students. Additionally, out-of-state students are charged $14,640 for room and board, $1,000 for textbooks and educational resources, plus fees of $1,699. Students are advised to budget $2,300 for other expenses. When these costs are combined, annual out-of-state charges total $36,619. This figure is 37.1% higher than what New York residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The net price provides a more realistic estimate of the true cost of attending SUNY College at Oswego, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020
Net Price by Income SUNY College at Oswego
Family Income Net Price Paid
$0 to $30,000$10,090
$30,001 to $48,000$13,242
$48,001 to $75,000$16,919
$75,001 to $110,000$17,546

The average reported annual net price for SUNY College at Oswego for students receiving grants or scholarship aid was $16,398 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

98% of full-time undergrad SUNY College at Oswego received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $9,155 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 65% of students received Federal Student Loans averaging $5,820 and 10% of undergrads took out private student loans averaging $11,798.

Finanical Aid SUNY College at Oswego
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $9,155 98%
Institutional Grants and Scholarships $2,971 94%
Pell Grants $4,961 44%
Other Federal Grants $1,208 43%
State and Local Grants $4,660 68%
Federal Student Loans $5,820 65%
Other Student Loans $11,798 10%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to SUNY College at Oswego, we've modeled a ten year student loan with an original principal value of $55,272. The loan balance of $55,272 is a four year multiple of the $13,818 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $586 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $55,272
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $585.98
Total Interest Paid $15,045.02
Sum of All Loan Payments $70,317.02

Projected 4 Year Degree Price

4 Year Sticker Price
Year New York Residents Non Residents
1 $26,709 $36,619
2 $27,204 $37,298
3 $27,709 $37,990
4 $28,223 $38,695

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at SUNY College at Oswego to be $106,836 - assuming graduation in normal time. The estimation assumes a 1.9% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at SUNY College at Oswego
Price Per Credit 3 Credit Class 4 Credit Class
New York Residents $295 $885 $1,180
Out of State Residents $708 $2,124 $2,832

Estimated cost for a class at SUNY College at Oswego based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at SUNY College at Oswego versus other colleges.

Tuition Payment Plans Available

SUNY College at Oswego Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No
Costs for Similar Colleges 

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=196194 IPEDS survey data for SUNY College at Oswego.