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#21 Best Public Universities in Texas

A&M Commerce Tuition & Cost

Commerce, Texas

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How much does it cost to attend?

In State Texas Resident Sticker Price

$23,724
In State Costs for Texas A & M University Commerce
Fee Cost
Tuition$4,790
Books and Supplies$1,040
Other Fees$5,236
Room and Board $9,584
Other Expenses Budget$3,074

Out of State Resident Sticker Price

$35,964
Out of State Costs for Texas A & M University Commerce
Fee Cost
Tuition$17,030
Books and Supplies$1,040
Other Fees$5,236
Room and Board $9,584
Other Expenses Budget$3,074

In-State Tuition

In-state tuition at Texas A & M University Commerce for undergraduate students residing in Texas is $4,790. Room and board charges total $9,584 per year. Students will also need to budget for books and supplies, which typically amount to $1,040 annually. Other administrative or academic fees are $5,236 for the year. Additionally, students should plan an estimated $3,074 for other miscellaneous expenses throughout the year. In sum, residents attending Texas A & M University Commerce full time should expect a total annual cost of $23,724.

Out-of-State Tuition

Undergraduate tuition at Texas A & M University Commerce is $17,030 for out-of-state students. Additionally, out-of-state students are charged $9,584 for room and board, $1,040 for textbooks and educational resources, plus fees of $5,236. Students are advised to budget $3,074 for other expenses. When these costs are combined, annual out-of-state charges total $35,964. This figure is 51.6% higher than what Texas residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for Texas A & M University Commerce for students receiving grants or scholarship aid was $12,853 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

The net price provides a more realistic estimate of the true cost of attending Texas A & M University Commerce, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

$12,853
Net Price by Income Texas A & M University Commerce
Family Income Net Price Paid
$0 to $30,000$10,547
$30,001 to $48,000$10,947
$48,001 to $75,000$14,768
$75,001 to $110,000$19,325
$110,000+$20,820

Financial Aid

87% of full-time undergrad Texas A & M University Commerce received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $9,717 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 61% of students received Federal Student Loans averaging $5,546 and 3% of undergrads took out private student loans averaging $10,086.

Finanical Aid Texas A & M University Commerce
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $9,717 87%
Institutional Grants and Scholarships $4,352 49%
Pell Grants $5,121 53%
Other Federal Grants $449 41%
State and Local Grants $5,189 56%
Federal Student Loans $5,546 61%
Other Student Loans $10,086 3%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Texas A & M University Commerce, we've modeled a ten year student loan with an original principal value of $36,188. The loan balance of $36,188 is a four year multiple of the $9,047 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $384 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $36,188
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $383.65
Total Interest Paid $9,850.36
Sum of All Loan Payments $46,038.36

Projected 4 Year Degree Price

4 Year Sticker Price

$94,896
Year Texas Residents Non Residents
1 $23,724 $35,964
2 $25,385 $38,481
3 $27,162 $41,175
4 $29,063 $44,057

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Texas A & M University Commerce to be $94,896 - assuming graduation in normal time. The estimation assumes a 7% annual increase over the next 4 years which is the national trend.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Texas A & M University Commerce
Price Per Credit 3 Credit Class 4 Credit Class
Texas Residents $160 $480 $640
Out of State Residents $568 $1,704 $2,272

Estimated cost for a class at Texas A & M University Commerce based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Texas A & M University Commerce versus other colleges.

Tuition Payment Plans Available

Texas A & M University Commerce Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Costs for Similar Colleges 

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=224554 IPEDS survey data for Texas A & M University Commerce.