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Swarthmore Tuition & Cost

Swarthmore, Pennsylvania

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How much does it cost to attend?

Sticker Price
$73,932
Costs for Swarthmore College
Fee Cost
Tuition$54,256
Books and Supplies$1,400
Other Fees$400
Room and Board $16,088
Other Expenses Budget$1,788

Annual Prices

The annual list price to attend Swarthmore College on a full time basis for 2018/2019 is $73,932 for all students regardless of their residency. This fee is comprised of $54,256 for tuition, $16,088 room and board, $1,400 for books and supplies and $400 for other fees. Out of state tuition for Swarthmore College is $54,256, the same as Pennsylvania residents.

All price data is sourced from the 2019/2020 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

Net price is indicative of what it actually costs to attend Swarthmore College when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2018/2019
$19,759
Net Price by Income Swarthmore College
Family Income Net Price Paid
$0 to $30,000$5,860
$30,001 to $48,000$8,701
$48,001 to $75,000$13,744
$75,001 to $110,000$25,800
$110,000+$39,646

The average reported annual net price for Swarthmore College for students receiving grants or scholarship aid was $19,759 in 2018/2019. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Costs for Similar Colleges

Financial Aid

56% of full-time undergrad Swarthmore College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $51,408 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 9% of students received Federal Student Loans averaging $4,811 and 2% of undergrads took out private student loans averaging $29,176.

Finanical Aid Swarthmore College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $51,408 56%
Institutional Grants and Scholarships $49,161 56%
Pell Grants $4,929 22%
Other Federal Grants $2,166 7%
State and Local Grants $3,436 4%
Federal Student Loans $4,811 9%
Other Student Loans $29,176 2%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Swarthmore College, we've modeled a ten year student loan with an original principal value of $81,708. The loan balance of $81,708 is a four year multiple of the $20,427 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $780 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $81,708
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $779.58
Total Interest Paid $11,842.13
Sum of All Loan Payments $93,550.13

Projected 4 Year Degree Price

4 Year Sticker Price
$295,728
Year All Residents
1 $73,932
2 $76,700
3 $79,572
4 $82,552

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Swarthmore College to be $295,728 - assuming graduation in normal time. The estimation assumes a 3.7% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Swarthmore College
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $1,696 $5,088 $6,784

Estimated cost for a class at Swarthmore College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Swarthmore College versus other colleges.

Tuition Payment Plans Available

Swarthmore College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=216287 IPEDS survey data for Swarthmore College.