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Swarthmore Tuition & Cost

Swarthmore, Pennsylvania

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How much does it cost to attend?

Sticker Price
Costs for Swarthmore College
Fee Cost
Books and Supplies$735
Other Fees$200
Room and Board $16,654
Other Expenses Budget$1,844

Annual Prices

The annual list price to attend Swarthmore College on a full time basis for 2020/2021 is $73,689 for all students regardless of their residency. This fee is comprised of $54,256 for tuition, $16,654 room and board, $735 for books and supplies and $200 for other fees. Out of state tuition for Swarthmore College is $54,256, the same as Pennsylvania residents.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend Swarthmore College when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
Net Price by Income Swarthmore College
Family Income Net Price Paid
$0 to $30,000$4,594
$30,001 to $48,000$4,012
$48,001 to $75,000$11,521
$75,001 to $110,000$28,214

The average reported annual net price for Swarthmore College for students receiving grants or scholarship aid was $20,360 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

62% of full-time undergrad Swarthmore College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $49,173 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 11% of students received Federal Student Loans averaging $5,115 and 3% of undergrads took out private student loans averaging $22,373.

Finanical Aid Swarthmore College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $49,173 62%
Institutional Grants and Scholarships $51,291 57%
Pell Grants $4,904 20%
Other Federal Grants $1,291 37%
State and Local Grants $3,423 5%
Federal Student Loans $5,115 11%
Other Student Loans $22,373 3%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Swarthmore College, we've modeled a ten year student loan with an original principal value of $81,708. The loan balance of $81,708 is a four year multiple of the $20,427 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $780 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $81,708
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $779.58
Total Interest Paid $11,842.13
Sum of All Loan Payments $93,550.13

Projected 4 Year Degree Price

4 Year Sticker Price
Year All Residents
1 $73,689
2 $75,939
3 $78,258
4 $80,647

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Swarthmore College to be $294,756 - assuming graduation in normal time. The estimation assumes a 3.1% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Swarthmore College
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $1,696 $5,088 $6,784

Estimated cost for a class at Swarthmore College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Swarthmore College versus other colleges.

Tuition Payment Plans Available

Swarthmore College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=216287 IPEDS survey data for Swarthmore College.