Harvard University - Net Price, Tuition, Cost to Attend, Financial Aid and Student Loans

How much does it cost to attend?

Sticker Price

$78,028

Costs for Harvard University
Fee	Cost
Tuition	$51,143
Books and Supplies	$900
Other Fees	$4,444
Room and Board	$18,941
Other Expenses Budget	$2,600

Annual Prices

The annual tuition to attend Harvard University is $51,143. The cost is the same for both in-state and out-of-state students. Room and board fees are an additional $18,941. For educational materials, students should allocate approximately $900 for books and supplies plus $4,444 for other fees charged by the school. Finally, students should budget $2,600 for miscellaneous expenses throughout the year. With all these fees considered, the expected total cost to attend Harvard University on a full-time basis is $78,028 per annum.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The net price provides a more realistic estimate of the true cost of attending Harvard University, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

$18,037

Net Price by Income Harvard University
Family Income	Net Price Paid
$0 to $30,000	$2,564
$30,001 to $48,000	$1,396
$48,001 to $75,000	$2,669
$75,001 to $110,000	$20,059
$110,000+	$42,312

The average reported annual net price for Harvard University for students receiving grants or scholarship aid was $18,037 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

58% of full-time undergrad Harvard University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $57,877 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 3% of students received Federal Student Loans averaging $5,071 and 6% of undergrads took out private student loans averaging $10,151.

Finanical Aid Harvard University
Type	Avg./Student	Students Receiving
Total Grant and Scholarship Aid	$57,877	58%
Institutional Grants and Scholarships	$55,389	57%
Pell Grants	$5,048	17%
Other Federal Grants	$4,016	13%
State and Local Grants	$2,709	4%
Federal Student Loans	$5,071	3%
Other Student Loans	$10,151	6%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Harvard University, we've modeled a ten year student loan with an original principal value of $73,108. The loan balance of $73,108 is a four year multiple of the $18,277 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $775 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.


Example Loan	$73,108
Stafford Loan Interest Rate	4.99%
Time to Pay Off Student Loan	10 years
Example Monthly Payment	$775.07
Total Interest Paid	$19,899.98
Sum of All Loan Payments	$93,007.98

Projected 4 Year Degree Price

4 Year Sticker Price

$312,112

Year	All Residents
1	$78,028
2	$80,863
3	$83,801
4	$86,846

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Harvard University to be $312,112 - assuming graduation in normal time. The estimation assumes a 3.6% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Harvard University
	Price Per Credit	3 Credit Class	4 Credit Class
All Residents	$1,598	$4,794	$6,392

Estimated cost for a class at Harvard University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Harvard University versus other colleges.