P
Private 4 Year

Paul Smith's College Tuition & Cost

Paul Smiths, New York

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How much does it cost to attend?

Sticker Price
$47,093
Costs for Paul Smiths College of Arts and Science
Fee Cost
Tuition$29,280
Books and Supplies$1,000
Other Fees$33
Room and Board $14,280
Other Expenses Budget$2,500

Annual Prices

The annual list price to attend Paul Smiths College of Arts and Science on a full time basis for 2018/2019 is $47,093 for all students regardless of their residency. This fee is comprised of $29,280 for tuition, $14,280 room and board, $1,000 for books and supplies and $33 for other fees. Out of state tuition for Paul Smiths College of Arts and Science is $29,280, the same as New York residents.

All price data is sourced from the 2019/2020 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

Net price is indicative of what it actually costs to attend Paul Smiths College of Arts and Science when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2018/2019
$25,132
Net Price by Income Paul Smiths College of Arts and Science
Family Income Net Price Paid
$0 to $30,000$19,804
$30,001 to $48,000$20,048
$48,001 to $75,000$22,604
$75,001 to $110,000$25,015
$110,000+$30,368

The average reported annual net price for Paul Smiths College of Arts and Science for students receiving grants or scholarship aid was $25,132 in 2018/2019. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

Costs for Similar Colleges

Financial Aid

100% of full-time undergrad Paul Smiths College of Arts and Science received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $20,511 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 83% of students received Federal Student Loans averaging $5,071 and 28% of undergrads took out private student loans averaging $9,670.

Finanical Aid Paul Smiths College of Arts and Science
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $20,511 100%
Institutional Grants and Scholarships $16,937 99%
Pell Grants $4,414 45%
Other Federal Grants $521 11%
State and Local Grants $3,582 46%
Federal Student Loans $5,071 83%
Other Student Loans $9,670 28%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Paul Smiths College of Arts and Science, we've modeled a ten year student loan with an original principal value of $98,304. The loan balance of $98,304 is a four year multiple of the $24,576 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $938 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $98,304
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $937.93
Total Interest Paid $14,247.43
Sum of All Loan Payments $112,551.43

Projected 4 Year Degree Price

4 Year Sticker Price
$188,372
Year All Residents
1 $47,093
2 $49,824
3 $52,714
4 $55,771

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Paul Smiths College of Arts and Science to be $188,372 - assuming graduation in normal time. The estimation assumes a 5.8% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Paul Smiths College of Arts and Science
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $980 $2,940 $3,920

Estimated cost for a class at Paul Smiths College of Arts and Science based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Paul Smiths College of Arts and Science versus other colleges.

Tuition Payment Plans Available

Paul Smiths College of Arts and Science Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=194392 IPEDS survey data for Paul Smiths College of Arts and Science.