New Jersey City University - Net Price, Tuition, Cost to Attend, Financial Aid and Student Loans

How much does it cost to attend?

In State New Jersey Resident Sticker Price

$36,320

In State Costs for New Jersey City University
Fee	Cost
Tuition	$12,992
Books and Supplies	$1,200
Other Fees	$2,080
Room and Board	$15,340
Other Expenses Budget	$4,708

Out of State Resident Sticker Price

$46,612

Out of State Costs for New Jersey City University
Fee	Cost
Tuition	$23,284
Books and Supplies	$1,200
Other Fees	$2,080
Room and Board	$15,340
Other Expenses Budget	$4,708

In-State Tuition

In-state tuition at New Jersey City University for undergraduate students residing in New Jersey is $12,992. Room and board charges total $15,340 per year. Students will also need to budget for books and supplies, which typically amount to $1,200 annually. Other administrative or academic fees are $2,080 for the year. Additionally, students should plan an estimated $4,708 for other miscellaneous expenses throughout the year. In sum, residents attending New Jersey City University full time should expect a total annual cost of $36,320.

Out-of-State Tuition

Undergraduate tuition at New Jersey City University is $23,284 for out-of-state students. Additionally, out-of-state students are charged $15,340 for room and board, $1,200 for textbooks and educational resources, plus fees of $2,080. Students are advised to budget $4,708 for other expenses. When these costs are combined, annual out-of-state charges total $46,612. This figure is 28.3% higher than what New Jersey residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for New Jersey City University for students receiving grants or scholarship aid was $14,029 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

The net price provides a more realistic estimate of the true cost of attending New Jersey City University, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

$14,029

Net Price by Income New Jersey City University
Family Income	Net Price Paid
$0 to $30,000	$12,149
$30,001 to $48,000	$12,214
$48,001 to $75,000	$15,072
$75,001 to $110,000	$18,697
$110,000+	$18,837

Financial Aid

98% of full-time undergrad New Jersey City University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $11,679 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 34% of students received Federal Student Loans averaging $5,456 and 2% of undergrads took out private student loans averaging $15,093.

Finanical Aid New Jersey City University
Type	Avg./Student	Students Receiving
Total Grant and Scholarship Aid	$11,679	98%
Institutional Grants and Scholarships	$4,354	74%
Pell Grants	$5,162	70%
Other Federal Grants	$1,775	43%
State and Local Grants	$5,774	65%
Federal Student Loans	$5,456	34%
Other Student Loans	$15,093	2%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to New Jersey City University, we've modeled a ten year student loan with an original principal value of $32,948. The loan balance of $32,948 is a four year multiple of the $8,237 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $349 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.


Example Loan	$32,948
Stafford Loan Interest Rate	4.99%
Time to Pay Off Student Loan	10 years
Example Monthly Payment	$349.30
Total Interest Paid	$8,968.44
Sum of All Loan Payments	$41,916.44

Projected 4 Year Degree Price

4 Year Sticker Price

$145,280

Year	New Jersey Residents	Non Residents
1	$36,320	$46,612
2	$40,687	$52,216
3	$45,579	$58,495
4	$51,059	$65,528

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at New Jersey City University to be $145,280 - assuming graduation in normal time. The estimation assumes a 12% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at New Jersey City University
	Price Per Credit	3 Credit Class	4 Credit Class
New Jersey Residents	$433	$1,299	$1,732
Out of State Residents	$776	$2,328	$3,104

Estimated cost for a class at New Jersey City University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at New Jersey City University versus other colleges.