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Ramapo College of New Jersey Tuition & Cost

Mahwah, New Jersey

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How much does it cost to attend?

In State New Jersey Resident Sticker Price

$34,274
In State Costs for Ramapo College of New Jersey
Fee Cost
Tuition$14,952
Other Fees$0
Books and Supplies$1,594
Room and Board $14,478
Other Expenses Budget$3,250

Out of State Resident Sticker Price

$44,016
Out of State Costs for Ramapo College of New Jersey
Fee Cost
Tuition$24,694
Other Fees$0
Books and Supplies$1,594
Room and Board $14,478
Other Expenses Budget$3,250

In-State Tuition

In-state tuition at Ramapo College of New Jersey for undergraduate students residing in New Jersey is $14,952. Room and board charges total $14,478 per year. Students will also need to budget for books and supplies, which typically amount to $1,594 annually. Other administrative or academic fees are $0 for the year. Additionally, students should plan an estimated $3,250 for other miscellaneous expenses throughout the year. In sum, residents attending Ramapo College of New Jersey full time should expect a total annual cost of $34,274.

Out-of-State Tuition

Undergraduate tuition at Ramapo College of New Jersey is $24,694 for out-of-state students. Additionally, out-of-state students are charged $14,478 for room and board, $1,594 for textbooks and educational resources, plus fees of $0. Students are advised to budget $3,250 for other expenses. When these costs are combined, annual out-of-state charges total $44,016. This figure is 28.4% higher than what New Jersey residents pay.

Housing Costs

On campus room and board is provided by the school at a cost of $14,478 per academic year. Students electing to live off campus elsewhere in Mahwah should budget at least this amount.

Books and Supplies

The estimated annual cost for books and educational supplies is $1,594.

Other Living Expenses

If living on-campus, students should budget for $3,250 in additional living expenses. Off-campus students should budget for $6,572 in other miscellaneous living expenses.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

The average reported annual net price for Ramapo College of New Jersey for students receiving grants or scholarship aid was $17,286* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2019/2020

$17,286

Below is the average net price by student family income.

Net Price by Income Ramapo College of New Jersey
Family Income Net Price Paid
$0 to $30,000$12,200
$30,001 to $48,000$16,485
$48,001 to $75,000$22,026
$75,001 to $110,000$27,108
$110,000+$27,713

The net price provides a more realistic estimate of the true cost of attending Ramapo College of New Jersey, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

76% of full-time undergrad Ramapo College of New Jersey received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $12,061 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $5,235. To apply for a Pell Grant to attend Ramapo College of New Jersey, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

54% of students received Federal Student Loans averaging $5,251 and 14% of undergrads took out private student loans averaging $18,375.

Finanical Aid Ramapo College of New Jersey
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $12,061 76%
Institutional Grants and Scholarships $8,263 33%
Pell Grants $5,235 29%
Other Federal Grants $1,044 5%
State and Local Grants $6,667 28%
Federal Student Loans $5,251 54%
Other Student Loans $18,375 14%

Financial Aid Mix - $34,274 In-State Total Cost

CollegeSimply has modeled example payment coverage for the annual in-state tuition and living expenses of $34,274. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

39%
17%
44%

Grants and Scholarships

39% - $12,061

Money granted to you by the U.S. Department of Education, Ramapo College of New Jersey or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

17% - $5,251

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

44% -  $13,712

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Ramapo College of New Jersey, we've modeled a ten year student loan with an original principal value of $69,144. The loan balance of $69,144 is a four year multiple of the $17,286 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $750 could be required to pay off your student loan. The total of all payments including interest would sum $90,047.29.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 5.5%.

Example Loan $69,144
Stafford Loan Interest Rate 5.5%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $750.39
Total Interest Paid $20,903.29
Sum of All Loan Payments $90,047.29

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Ramapo College of New Jersey, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $90,047.29 would be needed to afford a $750.39 monthly payment in the example $69,144.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Ramapo College of New Jersey student loan debt and graduate salaries under student outcomes.

Projected 4 Year Degree Price

4 Year Sticker Price

$137,096
Year New Jersey Residents Non Residents
1 $34,274 $44,016
2 $38,810 $49,841
3 $43,946 $56,437
4 $49,762 $63,906

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Ramapo College of New Jersey to be $137,096 - assuming graduation in normal time. The estimation assumes a 13.2% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Ramapo College of New Jersey
Price Per Credit 3 Credit Class 4 Credit Class
New Jersey Residents $467 $1,401 $1,868
Out of State Residents $772 $2,316 $3,088

Estimated cost for a class at Ramapo College of New Jersey based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Ramapo College of New Jersey versus other colleges.

Tuition Payment Plans Available

Ramapo College of New Jersey Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical in-state and out-of-state tuition and price increases for Ramapo College of New Jersey.

YearIn-StateOut-of-stateAnnual Increase
2021$14,952$24,694 20.4%
2020$12,414$22,157 2%
2019$12,171$21,722 2.3%
2018$11,902$21,243 2.3%
2017$11,640$20,774 29.4%
2016$8,998$17,998 1.5%
2015$8,866$17,731 2.5%
2014$8,650$17,300 0%
2013$8,650$17,300

Is it Worth the Cost?

To make a comparative assessment if Ramapo College of New Jersey is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 67.66/100 for Ramapo College of New Jersey. Considering an average net price paid of $17,286, this leads to an overall value ranking of 57/100. This places the school 307th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

College Savings Calculator

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Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Ramapo College of New Jersey student loan.

Prepayment Option

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=186201 IPEDS survey data for Ramapo College of New Jersey.