How much does it cost to attend?
In State New Jersey Resident Sticker Price
| Fee | Cost |
|---|---|
| Tuition | $14,952 |
| Books and Supplies | $1,594 |
| Other Fees | $0 |
| Room and Board | $14,478 |
| Other Expenses Budget | $3,250 |
Out of State Resident Sticker Price
| Fee | Cost |
|---|---|
| Tuition | $24,694 |
| Books and Supplies | $1,594 |
| Other Fees | $0 |
| Room and Board | $14,478 |
| Other Expenses Budget | $3,250 |
In-State Tuition
In-state tuition at Ramapo College of New Jersey for undergraduate students residing in New Jersey is $14,952. Room and board charges total $14,478 per year. Students will also need to budget for books and supplies, which typically amount to $1,594 annually. Other administrative or academic fees are $0 for the year. Additionally, students should plan an estimated $3,250 for other miscellaneous expenses throughout the year. In sum, residents attending Ramapo College of New Jersey full time should expect a total annual cost of $34,274.
Out-of-State Tuition
Undergraduate tuition at Ramapo College of New Jersey is $24,694 for out-of-state students. Additionally, out-of-state students are charged $14,478 for room and board, $1,594 for textbooks and educational resources, plus fees of $0. Students are advised to budget $3,250 for other expenses. When these costs are combined, annual out-of-state charges total $44,016. This figure is 28.4% higher than what New Jersey residents pay.
All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.Net Price
The average reported annual net price for Ramapo College of New Jersey for students receiving grants or scholarship aid was $17,286 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses
The net price provides a more realistic estimate of the true cost of attending Ramapo College of New Jersey, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.
Average Net Price 2019/2020
| Family Income | Net Price Paid |
|---|---|
| $0 to $30,000 | $12,200 |
| $30,001 to $48,000 | $16,485 |
| $48,001 to $75,000 | $22,026 |
| $75,001 to $110,000 | $27,108 |
| $110,000+ | $27,713 |
Financial Aid
76% of full-time undergrad Ramapo College of New Jersey received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $12,061 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 54% of students received Federal Student Loans averaging $5,251 and 14% of undergrads took out private student loans averaging $18,375.
| Type | Avg./Student | Students Receiving |
|---|---|---|
| Total Grant and Scholarship Aid | $12,061 | 76% |
| Institutional Grants and Scholarships | $8,263 | 33% |
| Pell Grants | $5,235 | 29% |
| Other Federal Grants | $1,044 | 5% |
| State and Local Grants | $6,667 | 28% |
| Federal Student Loans | $5,251 | 54% |
| Other Student Loans | $18,375 | 14% |
Student Loans
To gauge a more realistic picture of what it may really cost you out of pocket to go to Ramapo College of New Jersey, we've modeled a ten year student loan with an original principal value of $54,888. The loan balance of $54,888 is a four year multiple of the $13,722 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $582 could be required to satisfy your student loan.
Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.
| Example Loan | $54,888 |
| Stafford Loan Interest Rate | 4.99% |
| Time to Pay Off Student Loan | 10 years |
| Example Monthly Payment | $581.90 |
| Total Interest Paid | $14,940.50 |
| Sum of All Loan Payments | $69,828.50 |
Projected 4 Year Degree Price
4 Year Sticker Price
| Year | New Jersey Residents | Non Residents |
|---|---|---|
| 1 | $34,274 | $44,016 |
| 2 | $38,810 | $49,841 |
| 3 | $43,946 | $56,437 |
| 4 | $49,762 | $63,906 |
Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Ramapo College of New Jersey to be $137,096 - assuming graduation in normal time. The estimation assumes a 13.2% annual increase over the next 4 years which has been the recent trend for this school.
Credit Hour Cost and Price per Class
| Price Per Credit | 3 Credit Class | 4 Credit Class | |
|---|---|---|---|
| New Jersey Residents | $467 | $1,401 | $1,868 | Out of State Residents | $772 | $2,316 | $3,088 |
Estimated cost for a class at Ramapo College of New Jersey based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Ramapo College of New Jersey versus other colleges.
Tuition Payment Plans Available
| Tuition Payment Plan | Yes |
| Prepaid Tuition Plan | No |
| Alternative Tuition Plan | Yes |
| Guaranteed Tuition Plan | No |
Costs for Similar Colleges
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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=186201 IPEDS survey data for Ramapo College of New Jersey.