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St. Mary's Tuition & Cost

St. Mary's City, Maryland

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How much does it cost to attend?

In State Maryland Resident Sticker Price

$31,361
In State Costs for St Mary's College of Maryland
Fee Cost
Tuition$12,116
Books and Supplies$850
Other Fees$3,008
Room and Board $13,867
Other Expenses Budget$1,520

Out of State Resident Sticker Price

$47,437
Out of State Costs for St Mary's College of Maryland
Fee Cost
Tuition$28,192
Books and Supplies$850
Other Fees$3,008
Room and Board $13,867
Other Expenses Budget$1,520

In-State Tuition

In-state tuition at St Mary's College of Maryland for undergraduate students residing in Maryland is $12,116. Room and board charges total $13,867 per year. Students will also need to budget for books and supplies, which typically amount to $850 annually. Other administrative or academic fees are $3,008 for the year. Additionally, students should plan an estimated $1,520 for other miscellaneous expenses throughout the year. In sum, residents attending St Mary's College of Maryland full time should expect a total annual cost of $31,361.

Out-of-State Tuition

Undergraduate tuition at St Mary's College of Maryland is $28,192 for out-of-state students. Additionally, out-of-state students are charged $13,867 for room and board, $850 for textbooks and educational resources, plus fees of $3,008. Students are advised to budget $1,520 for other expenses. When these costs are combined, annual out-of-state charges total $47,437. This figure is 51.3% higher than what Maryland residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for St Mary's College of Maryland for students receiving grants or scholarship aid was $20,237 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

The net price provides a more realistic estimate of the true cost of attending St Mary's College of Maryland, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

$20,237
Net Price by Income St Mary's College of Maryland
Family Income Net Price Paid
$0 to $30,000$6,401
$30,001 to $48,000$11,064
$48,001 to $75,000$15,300
$75,001 to $110,000$19,680
$110,000+$24,557

Financial Aid

96% of full-time undergrad St Mary's College of Maryland received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $10,378 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 75% of students received Federal Student Loans averaging $5,323 and 5% of undergrads took out private student loans averaging $16,729.

Finanical Aid St Mary's College of Maryland
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $10,378 96%
Institutional Grants and Scholarships $7,729 94%
Pell Grants $5,051 22%
Other Federal Grants $492 10%
State and Local Grants $5,324 26%
Federal Student Loans $5,323 75%
Other Student Loans $16,729 5%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to St Mary's College of Maryland, we've modeled a ten year student loan with an original principal value of $82,084. The loan balance of $82,084 is a four year multiple of the $20,521 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $870 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $82,084
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $870.23
Total Interest Paid $22,343.24
Sum of All Loan Payments $104,427.24

Projected 4 Year Degree Price

4 Year Sticker Price

$125,444
Year Maryland Residents Non Residents
1 $31,361 $47,437
2 $31,744 $48,017
3 $32,133 $48,604
4 $32,525 $49,198

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at St Mary's College of Maryland to be $125,444 - assuming graduation in normal time. The estimation assumes a 1.2% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at St Mary's College of Maryland
Price Per Credit 3 Credit Class 4 Credit Class
Maryland Residents $300 $900 $1,200
Out of State Residents $450 $1,350 $1,800

Estimated cost for a class at St Mary's College of Maryland based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at St Mary's College of Maryland versus other colleges.

Tuition Payment Plans Available

St Mary's College of Maryland Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Costs for Similar Colleges 

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=163912 IPEDS survey data for St Mary's College of Maryland.