#1 Best Public Universities in Kentucky

Kentucky Tuition & Cost

Lexington, Kentucky

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How much does it cost to attend?

In State Kentucky Resident Sticker Price
In State Costs for University of Kentucky
Fee Cost
Books and Supplies$1,000
Other Fees$1,349
Room and Board $13,588
Other Expenses Budget$4,474
Out of State Resident Sticker Price
Out of State Costs for University of Kentucky
Fee Cost
Books and Supplies$1,000
Other Fees$1,349
Room and Board $13,588
Other Expenses Budget$4,474

Residents of Kentucky pay an annual total price of $31,546 to attend University of Kentucky on a full time basis. This fee is comprised of $11,135 for tuition, $13,588 room and board, $1,000 for books and supplies and $1,349 for other fees.

Out of state residents are charged a total cost of $50,356 which is 59.6% higher than Kentucky residents. The tuition charge is $29,945 while room and board is $13,588, books and supplies are $1,000 and other fees come in at $1,349.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend University of Kentucky when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
Net Price by Income University of Kentucky
Family Income Net Price Paid
$0 to $30,000$12,593
$30,001 to $48,000$13,424
$48,001 to $75,000$16,708
$75,001 to $110,000$20,959

The average reported annual net price for University of Kentucky for students receiving grants or scholarship aid was $19,831 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

94% of full-time undergrad University of Kentucky received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $11,791 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 45% of students received Federal Student Loans averaging $5,329 and 10% of undergrads took out private student loans averaging $19,629.

Finanical Aid University of Kentucky
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $11,791 94%
Institutional Grants and Scholarships $10,336 76%
Pell Grants $4,759 23%
Other Federal Grants $1,452 29%
State and Local Grants $2,579 60%
Federal Student Loans $5,329 45%
Other Student Loans $19,629 10%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to University of Kentucky, we've modeled a ten year student loan with an original principal value of $51,664. The loan balance of $51,664 is a four year multiple of the $12,916 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $493 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $51,664
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $492.93
Total Interest Paid $7,487.79
Sum of All Loan Payments $59,151.79

Projected 4 Year Degree Price

4 Year Sticker Price
Year Kentucky Residents Non Residents
1 $31,546 $50,356
2 $32,489 $51,861
3 $33,460 $53,412
4 $34,461 $55,009

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of Kentucky to be $126,184 - assuming graduation in normal time. The estimation assumes a 3% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at University of Kentucky
Price Per Credit 3 Credit Class 4 Credit Class
Kentucky Residents $464 $1,392 $1,856
Out of State Residents $1,248 $3,744 $4,992

Estimated cost for a class at University of Kentucky based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of Kentucky versus other colleges.

Tuition Payment Plans Available

University of Kentucky Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=157085 IPEDS survey data for University of Kentucky.