Northern Kentucky University - Net Price, Tuition, Cost to Attend, Financial Aid and Student Loans

How much does it cost to attend?

In State Kentucky Resident Sticker Price

$25,146

In State Costs for Northern Kentucky University
Fee	Cost
Tuition	$10,008
Books and Supplies	$800
Other Fees	$384
Room and Board	$11,454
Other Expenses Budget	$2,500

Out of State Resident Sticker Price

$35,202

Out of State Costs for Northern Kentucky University
Fee	Cost
Tuition	$20,064
Books and Supplies	$800
Other Fees	$384
Room and Board	$11,454
Other Expenses Budget	$2,500

In-State Tuition

In-state tuition at Northern Kentucky University for undergraduate students residing in Kentucky is $10,008. Room and board charges total $11,454 per year. Students will also need to budget for books and supplies, which typically amount to $800 annually. Other administrative or academic fees are $384 for the year. Additionally, students should plan an estimated $2,500 for other miscellaneous expenses throughout the year. In sum, residents attending Northern Kentucky University full time should expect a total annual cost of $25,146.

Out-of-State Tuition

Undergraduate tuition at Northern Kentucky University is $20,064 for out-of-state students. Additionally, out-of-state students are charged $11,454 for room and board, $800 for textbooks and educational resources, plus fees of $384. Students are advised to budget $2,500 for other expenses. When these costs are combined, annual out-of-state charges total $35,202. This figure is 40% higher than what Kentucky residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for Northern Kentucky University for students receiving grants or scholarship aid was $9,664 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

The net price provides a more realistic estimate of the true cost of attending Northern Kentucky University, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

$9,664

Net Price by Income Northern Kentucky University
Family Income	Net Price Paid
$0 to $30,000	$4,632
$30,001 to $48,000	$5,947
$48,001 to $75,000	$9,505
$75,001 to $110,000	$12,656
$110,000+	$13,235

Financial Aid

99% of full-time undergrad Northern Kentucky University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $9,636 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 53% of students received Federal Student Loans averaging $5,213 and 5% of undergrads took out private student loans averaging $9,926.

Finanical Aid Northern Kentucky University
Type	Avg./Student	Students Receiving
Total Grant and Scholarship Aid	$9,636	99%
Institutional Grants and Scholarships	$7,097	84%
Pell Grants	$4,957	35%
Other Federal Grants	$1,790	3%
State and Local Grants	$2,493	67%
Federal Student Loans	$5,213	53%
Other Student Loans	$9,926	5%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Northern Kentucky University, we've modeled a ten year student loan with an original principal value of $31,336. The loan balance of $31,336 is a four year multiple of the $7,834 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $332 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.


Example Loan	$31,336
Stafford Loan Interest Rate	4.99%
Time to Pay Off Student Loan	10 years
Example Monthly Payment	$332.21
Total Interest Paid	$8,529.65
Sum of All Loan Payments	$39,865.65

Projected 4 Year Degree Price

4 Year Sticker Price

$100,584

Year	Kentucky Residents	Non Residents
1	$25,146	$35,202
2	$25,709	$35,991
3	$26,285	$36,797
4	$26,874	$37,621

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Northern Kentucky University to be $100,584 - assuming graduation in normal time. The estimation assumes a 2.2% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Northern Kentucky University
	Price Per Credit	3 Credit Class	4 Credit Class
Kentucky Residents	$417	$1,251	$1,668
Out of State Residents	$836	$2,508	$3,344

Estimated cost for a class at Northern Kentucky University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Northern Kentucky University versus other colleges.