S
Public 2 Year

SWIC Tuition & Cost

Belleville, Illinois

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How much does it cost to attend?

In District Illinois Resident Sticker Price
$14,766
In District Costs for Southwestern Illinois College
Fee Cost
Tuition$3,390
Books and Supplies$1,744
Other Fees$270
Estimated Off Campus Cost of Living $4,670
Other Expenses Budget$4,692
In State Illinois Resident Sticker Price
$17,496
In State Costs for Southwestern Illinois College
Fee Cost
Tuition$6,120
Books and Supplies$1,744
Other Fees$270
Estimated Off Campus Cost of Living $4,670
Other Expenses Budget$4,692

The tuition for in-district Illinois residents (local residents) attending Southwestern Illinois College is $3,390 per academic year. Students should budget $4,670 for local off-campus housing. Additionally, books and supplies typically cost $1,744 plus the school charges $270 in other fees. In total, students should budget for an annual total cost of $14,766 to attend Southwestern Illinois College.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The net price provides a more realistic estimate of the true cost of attending Southwestern Illinois College, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020
$6,784
Net Price by Income Southwestern Illinois College
Family Income Net Price Paid
$0 to $30,000$5,484
$30,001 to $48,000$6,170
$48,001 to $75,000$9,294
$75,001 to $110,000$11,194
$110,000+$11,232

The average reported annual net price for Southwestern Illinois College for students receiving grants or scholarship aid was $6,784 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

Financial Aid

62% of full-time undergrad Southwestern Illinois College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $4,779 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 14% of students received Federal Student Loans averaging $3,229 and 1% of undergrads took out private student loans averaging $12,325.

Finanical Aid Southwestern Illinois College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $4,779 62%
Institutional Grants and Scholarships $2,555 20%
Pell Grants $4,579 40%
Other Federal Grants $900 12%
State and Local Grants $1,241 18%
Federal Student Loans $3,229 14%
Other Student Loans $12,325 1%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Southwestern Illinois College, we've modeled a ten year student loan with an original principal value of $11,478. The loan balance of $11,478 is a two year multiple of the $5,739 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $122 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $11,478
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $121.69
Total Interest Paid $3,124.31
Sum of All Loan Payments $14,602.31

Projected 2 Year Degree Price

2 Year Sticker Price
$34,992
Year Illinois Residents Non Residents
1 $17,496 $17,046
2 $18,721 $18,239

Based on published tuition prices, we estimate the current cost of a 2 year associate degree and living expenses at Southwestern Illinois College to be $34,992 - assuming graduation in normal time. The estimation assumes a 7% annual increase over the next 2 years which is the national trend.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Southwestern Illinois College
Price Per Credit 3 Credit Class 4 Credit Class
In District Residents $113 $339 $452
Illinois Residents $204 $612 $816
Out of State Residents $189 $567 $756

Estimated cost for a class at Southwestern Illinois College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Southwestern Illinois College versus other colleges.

Tuition Payment Plans Available

Southwestern Illinois College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=143215 IPEDS survey data for Southwestern Illinois College.