Public 2 Year

SWIC Tuition & Cost

Belleville, Illinois

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How much does it cost to attend?

In District Illinois Resident Sticker Price
In District Costs for Southwestern Illinois College
Fee Cost
Books and Supplies$1,678
Other Fees$270
Estimated Off Campus Cost of Living $4,488
Other Expenses Budget$4,696
In State Illinois Resident Sticker Price
In State Costs for Southwestern Illinois College
Fee Cost
Books and Supplies$1,678
Other Fees$270
Estimated Off Campus Cost of Living $4,488
Other Expenses Budget$4,696

In district Illinois residents should budget an annual total cost of $14,522 to attend Southwestern Illinois College on a full time basis. This fee is comprised of $3,390 for tuition, $4,488 off-campus housing, $1,678 for books and supplies and $270 for other fees.

All price data is sourced from the 2019/2020 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

Net price is indicative of what it actually costs to attend Southwestern Illinois College when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2018/2019
Net Price by Income Southwestern Illinois College
Family Income Net Price Paid
$0 to $30,000$5,506
$30,001 to $48,000$6,762
$48,001 to $75,000$8,720
$75,001 to $110,000$10,642

The average reported annual net price for Southwestern Illinois College for students receiving grants or scholarship aid was $6,715 in 2018/2019. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

Costs for Similar Colleges

Financial Aid

56% of full-time undergrad Southwestern Illinois College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $4,626 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 16% of students received Federal Student Loans averaging $3,307.

Finanical Aid Southwestern Illinois College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $4,626 56%
Institutional Grants and Scholarships $2,989 18%
Pell Grants $4,351 41%
Other Federal Grants $629 16%
State and Local Grants $1,213 12%
Federal Student Loans $3,307 16%
Other Student Loans $5,742 0%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Southwestern Illinois College, we've modeled a ten year student loan with an original principal value of $11,478. The loan balance of $11,478 is a two year multiple of the $5,739 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $110 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $11,478
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $109.51
Total Interest Paid $1,663.53
Sum of All Loan Payments $13,141.53

Projected 2 Year Degree Price

2 Year Sticker Price
Year Illinois Residents Non Residents
1 $17,252 $16,802
2 $18,460 $17,978

Based on published tuition prices, we estimate the current cost of a 2 year associate degree and living expenses at Southwestern Illinois College to be $34,504 - assuming graduation in normal time. The estimation assumes a 7% annual increase over the next 2 years which is the national trend.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Southwestern Illinois College
Price Per Credit 3 Credit Class 4 Credit Class
In District Residents $113 $339 $452
Illinois Residents $204 $612 $816
Out of State Residents $189 $567 $756

Estimated cost for a class at Southwestern Illinois College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Southwestern Illinois College versus other colleges.

Tuition Payment Plans Available

Southwestern Illinois College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=143215 IPEDS survey data for Southwestern Illinois College.