#44 Best Private Colleges in New York

Hartwick College Tuition & Cost

Oneonta, New York

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How much does it cost to attend?

Sticker Price

Costs for Hartwick College
Fee Cost
Books and Supplies$700
Other Fees$1,024
Room and Board $13,555
Other Expenses Budget$700

Annual Tuition & Costs

The annual tuition to attend Hartwick College is $48,790. The cost is the same for both in-state and out-of-state students. Room and board fees are an additional $13,555. For educational materials, students should allocate approximately $700 for books and supplies plus $1,024 for other fees charged by the school. Finally, students should budget $700 for miscellaneous expenses throughout the year. With all these fees considered, the expected total cost to attend Hartwick College on a full-time basis is $64,769 per annum.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for Hartwick College for students receiving grants or scholarship aid was $24,208 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

The net price provides a more realistic estimate of the true cost of attending Hartwick College, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

Net Price by Income Hartwick College
Family Income Net Price Paid
$0 to $30,000$19,182
$30,001 to $48,000$21,313
$48,001 to $75,000$26,555
$75,001 to $110,000$27,465
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Financial Aid

100% of full-time undergrad Hartwick College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $36,218 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 60% of students received Federal Student Loans averaging $6,331 and 14% of undergrads took out private student loans averaging $12,147.

Finanical Aid Hartwick College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $36,218 100%
Institutional Grants and Scholarships $32,849 100%
Pell Grants $4,811 43%
Other Federal Grants $938 22%
State and Local Grants $2,988 37%
Federal Student Loans $6,331 60%
Other Student Loans $12,147 14%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Hartwick College, we've modeled a ten year student loan with an original principal value of $93,836. The loan balance of $93,836 is a four year multiple of the $23,459 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $995 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $93,836
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $994.82
Total Interest Paid $25,542.13
Sum of All Loan Payments $119,378.13

Projected 4 Year Degree Price

4 Year Sticker Price

Year All Residents
1 $64,769
2 $66,845
3 $68,988
4 $71,200

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Hartwick College to be $259,076 - assuming graduation in normal time. The estimation assumes a 3.2% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Hartwick College
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $1,565 $4,695 $6,260

Estimated cost for a class at Hartwick College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Hartwick College versus other colleges.

Tuition Payment Plans Available

Hartwick College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Costs for Similar Colleges 

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=191533 IPEDS survey data for Hartwick College.