|Books and Supplies||$400|
|Room and Board||$3,700|
|Other Expenses Budget||$1,100|
The annual list price to attend Bais Medrash Toras Chesed on a full time basis for 2018/2019 is $12,100 for all students regardless of their residency. This fee is comprised of $6,900 for tuition, $3,700 room and board, $400 for books and supplies and $0 for other fees. Out of state tuition for Bais Medrash Toras Chesed is $6,900, the same as New Jersey residents.All price data is sourced from the 2019/2020 U.S. Department of Education National Center for Education Statistics survey.
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Net price is indicative of what it actually costs to attend Bais Medrash Toras Chesed when typical grants and scholarships are considered. The net price varies by family income and financial need.
|Family Income||Net Price Paid|
|$0 to $30,000||($825)|
|$30,001 to $48,000||$2,157|
|$48,001 to $75,000||n/a|
|$75,001 to $110,000||n/a|
The average reported annual net price for Bais Medrash Toras Chesed for students receiving grants or scholarship aid was $5,016 in 2018/2019. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses
50% of full-time undergrad Bais Medrash Toras Chesed received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $6,284 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 0% of students received Federal Student Loans averaging $0.
|Total Grant and Scholarship Aid||$6,284||50%|
|Institutional Grants and Scholarships||$4,303||46%|
|Other Federal Grants||$655||4%|
|State and Local Grants||$0||0%|
|Federal Student Loans||$0||0%|
|Other Student Loans||$0||0%|
To gauge a more realistic picture of what it may really cost you out of pocket to go to Bais Medrash Toras Chesed, we've modeled a ten year student loan with an original principal value of $21,852. The loan balance of $21,852 is a four year multiple of the $5,463 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $208 could be required to satisfy your student loan.
Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.
|Stafford Loan Interest Rate||2.75%|
|Time to Pay Off Student Loan||10 years|
|Example Monthly Payment||$208.49|
|Total Interest Paid||$3,167.06|
|Sum of All Loan Payments||$25,019.06|
Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Bais Medrash Toras Chesed to be $48,400 - assuming graduation in normal time. The estimation assumes a 7% annual increase over the next 4 years which is the national trend.
|Price Per Credit||3 Credit Class||4 Credit Class||All Residents||$285||$855||$1,140|
Estimated cost for a class at Bais Medrash Toras Chesed based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Bais Medrash Toras Chesed versus other colleges.
|Tuition Payment Plan||Yes|
|Prepaid Tuition Plan||No|
|Alternative Tuition Plan||Yes|
|Guaranteed Tuition Plan||No|
Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=449658 IPEDS survey data for Bais Medrash Toras Chesed.