#3 Best Value Colleges in Missouri

Truman State Tuition & Cost

Kirksville, Missouri

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How much does it cost to attend?

In State Missouri Resident Sticker Price

In State Costs for Truman State University
Fee Cost
Other Fees$324
Books and Supplies$1,100
Room and Board $9,936
Other Expenses Budget$4,180

Out of State Resident Sticker Price

Out of State Costs for Truman State University
Fee Cost
Other Fees$324
Books and Supplies$1,100
Room and Board $9,936
Other Expenses Budget$4,180

In-State Tuition

In-state tuition at Truman State University for undergraduate students residing in Missouri is $8,690. Room and board charges total $9,936 per year. Students will also need to budget for books and supplies, which typically amount to $1,100 annually. Other administrative or academic fees are $324 for the year. Additionally, students should plan an estimated $4,180 for other miscellaneous expenses throughout the year. In sum, residents attending Truman State University full time should expect a total annual cost of $24,230.

Out-of-State Tuition

Undergraduate tuition at Truman State University is $16,712 for out-of-state students. Additionally, out-of-state students are charged $9,936 for room and board, $1,100 for textbooks and educational resources, plus fees of $324. Students are advised to budget $4,180 for other expenses. When these costs are combined, annual out-of-state charges total $32,252. This figure is 33.1% higher than what Missouri residents pay.

Housing Costs

On campus room and board is provided by the school at a cost of $9,936 per academic year. Students electing to live off campus elsewhere in Kirksville should budget at least this amount.

Books and Supplies

The estimated annual cost for books and educational supplies is $1,100.

Other Living Expenses

If living on-campus, students should budget for $4,180 in additional living expenses. Off-campus students should budget for $4,180 in other miscellaneous living expenses.

All price data is sourced from the 2022/2023 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

The average reported annual net price for Truman State University for students receiving grants or scholarship aid was $13,993* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2019/2020


Below is the average net price by student family income.

Net Price by Income Truman State University
Family Income Net Price Paid
$0 to $30,000$8,899
$30,001 to $48,000$8,210
$48,001 to $75,000$12,554
$75,001 to $110,000$14,331

The net price provides a more realistic estimate of the true cost of attending Truman State University, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

100% of full-time undergrad Truman State University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $9,961 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

18 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $4,548. To apply for a Pell Grant to attend Truman State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

41% of students received Federal Student Loans averaging $5,068 and 7% of undergrads took out private student loans averaging $7,908.

Finanical Aid Truman State University
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $9,961 100%
Institutional Grants and Scholarships $6,715 99%
Pell Grants $4,548 18%
Other Federal Grants $3,782 33%
State and Local Grants $2,947 40%
Federal Student Loans $5,068 41%
Other Student Loans $7,908 7%

Financial Aid Mix - $24,230 In-State Total Cost

CollegeSimply has modeled example payment coverage for the annual in-state tuition and living expenses of $24,230. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

50% - $9,961

Money granted to you by the U.S. Department of Education, Truman State University or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

25% - $5,068

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

25% -  $5,021

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Truman State University, we've modeled a ten year student loan with an original principal value of $55,972. The loan balance of $55,972 is a four year multiple of the $13,993 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $636 could be required to pay off your student loan. The total of all payments including interest would sum $76,368.65.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 6.53%.

Example Loan $55,972
Stafford Loan Interest Rate 6.53%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $636.41
Total Interest Paid $20,396.65
Sum of All Loan Payments $76,368.65

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Truman State University, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $76,368.65 would be needed to afford a $636.41 monthly payment in the example $55,972.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Truman State University student loan debt and graduate salaries under student outcomes.

Projected 4 Year Degree Price

4 Year Sticker Price

Year Missouri Residents Non Residents
1 $24,230 $32,252
2 $25,112 $33,426
3 $26,026 $34,643
4 $26,973 $35,903

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Truman State University to be $96,920 - assuming graduation in normal time. The estimation assumes a 3.6% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Truman State University
Price Per Credit 3 Credit Class 4 Credit Class
Out of State Residents $415 $1,245 $1,660

Estimated cost for a class at Truman State University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Truman State University versus other colleges.

Tuition Payment Plans Available

Truman State University Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical in-state and out-of-state tuition and price increases for Truman State University.

YearIn-StateOut-of-stateAnnual Increase
2021$8,365$16,086 4.9%
2020$7,975$15,335 2.3%
2019$7,796$14,990 5%
2018$7,425$14,277 1%
2017$7,352$14,136 2.8%
2016$7,152$13,636 0%
2015$7,152$13,376 0.8%
2014$7,096$13,160 0%

Is it Worth the Cost?

To make a comparative assessment if Truman State is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 66.94/100 for Truman State University. Considering an average net price paid of $13,993, this leads to an overall value ranking of 65/100. This places the school 97th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Truman State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Truman State University student loan.

Prepayment Option

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=178615 IPEDS survey data for Truman State University.

Last updated February 24, 2024