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#4 Best Public Universities in Mississippi

University of Southern Mississippi Tuition & Cost

Hattiesburg, Mississippi

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How much does it cost to attend?

In State Mississippi Resident Sticker Price
$24,760
In State Costs for University of Southern Mississippi
Fee Cost
Tuition$8,786
Books and Supplies$1,400
Other Fees$110
Room and Board $10,937
Other Expenses Budget$3,527
Out of State Resident Sticker Price
$26,760
Out of State Costs for University of Southern Mississippi
Fee Cost
Tuition$10,786
Books and Supplies$1,400
Other Fees$110
Room and Board $10,937
Other Expenses Budget$3,527

Residents of Mississippi pay an annual total price of $24,760 to attend University of Southern Mississippi on a full time basis. This fee is comprised of $8,786 for tuition, $10,937 room and board, $1,400 for books and supplies and $110 for other fees.

Out of state residents are charged a total cost of $26,760 which is 8.1% higher than Mississippi residents. The tuition charge is $10,786 while room and board is $10,937, books and supplies are $1,400 and other fees come in at $110.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend University of Southern Mississippi when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
$14,794
Net Price by Income University of Southern Mississippi
Family Income Net Price Paid
$0 to $30,000$12,382
$30,001 to $48,000$12,126
$48,001 to $75,000$14,959
$75,001 to $110,000$18,383
$110,000+$18,602

The average reported annual net price for University of Southern Mississippi for students receiving grants or scholarship aid was $14,794 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

93% of full-time undergrad University of Southern Mississippi received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $8,623 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 59% of students received Federal Student Loans averaging $5,553 and 8% of undergrads took out private student loans averaging $11,018.

Finanical Aid University of Southern Mississippi
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $8,623 93%
Institutional Grants and Scholarships $5,972 61%
Pell Grants $5,083 50%
Other Federal Grants $465 15%
State and Local Grants $3,047 39%
Federal Student Loans $5,553 59%
Other Student Loans $11,018 8%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to University of Southern Mississippi, we've modeled a ten year student loan with an original principal value of $47,196. The loan balance of $47,196 is a four year multiple of the $11,799 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $450 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $47,196
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $450.30
Total Interest Paid $6,840.23
Sum of All Loan Payments $54,036.23

Projected 4 Year Degree Price

4 Year Sticker Price
$99,040
Year Mississippi Residents Non Residents
1 $24,760 $26,760
2 $25,831 $27,917
3 $26,948 $29,125
4 $28,113 $30,384

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of Southern Mississippi to be $99,040 - assuming graduation in normal time. The estimation assumes a 4.3% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at University of Southern Mississippi
Price Per Credit 3 Credit Class 4 Credit Class
Mississippi Residents $366 $1,098 $1,464
Out of State Residents $450 $1,350 $1,800

Estimated cost for a class at University of Southern Mississippi based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of Southern Mississippi versus other colleges.

Tuition Payment Plans Available

University of Southern Mississippi Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=176372 IPEDS survey data for University of Southern Mississippi.