S
Public 2 Year

SMCC Tuition & Cost

Summit, Mississippi

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How much does it cost to attend?

In State Mississippi Resident Sticker Price
$11,780
In State Costs for Southwest Mississippi Community College
Fee Cost
Tuition$2,880
Books and Supplies$400
Other Fees$400
Room and Board $3,900
Other Expenses Budget$4,200
Out of State Resident Sticker Price
$14,480
Out of State Costs for Southwest Mississippi Community College
Fee Cost
Tuition$5,580
Books and Supplies$400
Other Fees$400
Room and Board $3,900
Other Expenses Budget$4,200

Residents of Mississippi pay an annual total price of $11,780 to attend Southwest Mississippi Community College on a full time basis. This fee is comprised of $2,880 for tuition, $3,900 room and board, $400 for books and supplies and $400 for other fees.

Out of state residents are charged a total cost of $14,480 which is 22.9% higher than Mississippi residents. The tuition charge is $5,580 while room and board is $3,900, books and supplies are $400 and other fees come in at $400.

All price data is sourced from the 2019/2020 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

Net price is indicative of what it actually costs to attend Southwest Mississippi Community College when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2018/2019
$4,905
Net Price by Income Southwest Mississippi Community College
Family Income Net Price Paid
$0 to $30,000$3,491
$30,001 to $48,000$4,092
$48,001 to $75,000$6,357
$75,001 to $110,000$2,739
$110,000+n/a

The average reported annual net price for Southwest Mississippi Community College for students receiving grants or scholarship aid was $4,905 in 2018/2019. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

Costs for Similar Colleges

Financial Aid

95% of full-time undergrad Southwest Mississippi Community College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $6,164 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 0% of students received Federal Student Loans averaging $0.

Finanical Aid Southwest Mississippi Community College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $6,164 95%
Institutional Grants and Scholarships $2,734 48%
Pell Grants $6,109 70%
Other Federal Grants $525 13%
State and Local Grants $622 24%
Federal Student Loans $0 0%
Other Student Loans $0 0%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Southwest Mississippi Community College, we've modeled a ten year student loan with an original principal value of $9,594. The loan balance of $9,594 is a two year multiple of the $4,797 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $92 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $9,594
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $91.54
Total Interest Paid $1,390.48
Sum of All Loan Payments $10,984.48

Projected 2 Year Degree Price

2 Year Sticker Price
$23,560
Year Mississippi Residents Non Residents
1 $11,780 $14,480
2 $12,374 $15,210

Based on published tuition prices, we estimate the current cost of a 2 year associate degree and living expenses at Southwest Mississippi Community College to be $23,560 - assuming graduation in normal time. The estimation assumes a 5% annual increase over the next 2 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Southwest Mississippi Community College
Price Per Credit 3 Credit Class 4 Credit Class
Mississippi Residents $130 $390 $520
Out of State Residents $250 $750 $1,000

Estimated cost for a class at Southwest Mississippi Community College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Southwest Mississippi Community College versus other colleges.

Tuition Payment Plans Available

Southwest Mississippi Community College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=176354 IPEDS survey data for Southwest Mississippi Community College.