|Books and Supplies||$1,300|
|Estimated Off Campus Cost of Living||$8,400|
|Other Expenses Budget||$4,200|
The annual tuition to attend St Cloud Technical and Community College is $5,209. The cost is the same for both in-state and out-of-state students. Room and board fees are an additional $8,400. For educational materials, students should allocate approximately $1,300 for books and supplies plus $665 for other fees charged by the school. Finally, students should budget $4,200 for miscellaneous expenses throughout the year. With all these fees considered, the expected total cost to attend St Cloud Technical and Community College on a full-time basis is $19,774 per annum.All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.
The net price provides a more realistic estimate of the true cost of attending St Cloud Technical and Community College, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.
|Family Income||Net Price Paid|
|$0 to $30,000||$7,459|
|$30,001 to $48,000||$7,618|
|$48,001 to $75,000||$9,569|
|$75,001 to $110,000||$12,168|
The average reported annual net price for St Cloud Technical and Community College for students receiving grants or scholarship aid was $8,680 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses
96% of full-time undergrad St Cloud Technical and Community College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $4,140 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 43% of students received Federal Student Loans averaging $4,938 and 2% of undergrads took out private student loans averaging $8,357.
|Total Grant and Scholarship Aid||$4,140||96%|
|Institutional Grants and Scholarships||$866||12%|
|Other Federal Grants||$639||75%|
|State and Local Grants||$1,522||56%|
|Federal Student Loans||$4,938||43%|
|Other Student Loans||$8,357||2%|
To gauge a more realistic picture of what it may really cost you out of pocket to go to St Cloud Technical and Community College, we've modeled a ten year student loan with an original principal value of $13,972. The loan balance of $13,972 is a two year multiple of the $6,986 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $148 could be required to satisfy your student loan.
Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.
|Stafford Loan Interest Rate||4.99%|
|Time to Pay Off Student Loan||10 years|
|Example Monthly Payment||$148.13|
|Total Interest Paid||$3,803.17|
|Sum of All Loan Payments||$17,775.17|
Based on published tuition prices, we estimate the current cost of a 2 year associate degree and living expenses at St Cloud Technical and Community College to be $39,548 - assuming graduation in normal time. The estimation assumes a 2.1% annual increase over the next 2 years which has been the recent trend for this school.
|Price Per Credit||3 Credit Class||4 Credit Class||All Residents||$203||$609||$812|
Estimated cost for a class at St Cloud Technical and Community College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at St Cloud Technical and Community College versus other colleges.
|Tuition Payment Plan||Yes|
|Prepaid Tuition Plan||No|
|Alternative Tuition Plan||Yes|
|Guaranteed Tuition Plan||No|
Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=174756 IPEDS survey data for St Cloud Technical and Community College.