Saint Cloud State University - Net Price, Tuition, Cost to Attend, Financial Aid and Student Loans

How much does it cost to attend?

In State Minnesota Resident Sticker Price

$22,317

In State Costs for Saint Cloud State University
Fee	Cost
Tuition	$7,839
Books and Supplies	$1,200
Other Fees	$1,331
Room and Board	$9,347
Other Expenses Budget	$2,600

Out of State Resident Sticker Price

$31,157

Out of State Costs for Saint Cloud State University
Fee	Cost
Tuition	$16,679
Books and Supplies	$1,200
Other Fees	$1,331
Room and Board	$9,347
Other Expenses Budget	$2,600

In-State Tuition

In-state tuition at Saint Cloud State University for undergraduate students residing in Minnesota is $7,839. Room and board charges total $9,347 per year. Students will also need to budget for books and supplies, which typically amount to $1,200 annually. Other administrative or academic fees are $1,331 for the year. Additionally, students should plan an estimated $2,600 for other miscellaneous expenses throughout the year. In sum, residents attending Saint Cloud State University full time should expect a total annual cost of $22,317.

Out-of-State Tuition

Undergraduate tuition at Saint Cloud State University is $16,679 for out-of-state students. Additionally, out-of-state students are charged $9,347 for room and board, $1,200 for textbooks and educational resources, plus fees of $1,331. Students are advised to budget $2,600 for other expenses. When these costs are combined, annual out-of-state charges total $31,157. This figure is 39.6% higher than what Minnesota residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for Saint Cloud State University for students receiving grants or scholarship aid was $13,697 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

The net price provides a more realistic estimate of the true cost of attending Saint Cloud State University, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

$13,697

Net Price by Income Saint Cloud State University
Family Income	Net Price Paid
$0 to $30,000	$10,348
$30,001 to $48,000	$10,825
$48,001 to $75,000	$13,140
$75,001 to $110,000	$17,440
$110,000+	$18,761

Financial Aid

93% of full-time undergrad Saint Cloud State University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $5,258 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 56% of students received Federal Student Loans averaging $5,544 and 17% of undergrads took out private student loans averaging $9,732.

Finanical Aid Saint Cloud State University
Type	Avg./Student	Students Receiving
Total Grant and Scholarship Aid	$5,258	93%
Institutional Grants and Scholarships	$3,112	45%
Pell Grants	$4,364	35%
Other Federal Grants	$807	78%
State and Local Grants	$2,656	44%
Federal Student Loans	$5,544	56%
Other Student Loans	$9,732	17%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Saint Cloud State University, we've modeled a ten year student loan with an original principal value of $45,376. The loan balance of $45,376 is a four year multiple of the $11,344 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $481 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.


Example Loan	$45,376
Stafford Loan Interest Rate	4.99%
Time to Pay Off Student Loan	10 years
Example Monthly Payment	$481.06
Total Interest Paid	$12,351.33
Sum of All Loan Payments	$57,727.33

Projected 4 Year Degree Price

4 Year Sticker Price

$89,268

Year	Minnesota Residents	Non Residents
1	$22,317	$31,157
2	$22,984	$32,088
3	$23,671	$33,047
4	$24,378	$34,034

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Saint Cloud State University to be $89,268 - assuming graduation in normal time. The estimation assumes a 3% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Saint Cloud State University
	Price Per Credit	3 Credit Class	4 Credit Class
Minnesota Residents	$308	$924	$1,232
Out of State Residents	$663	$1,989	$2,652

Estimated cost for a class at Saint Cloud State University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Saint Cloud State University versus other colleges.