How much does it cost to attend?
In State Minnesota Resident Sticker Price
| Fee | Cost |
|---|---|
| Tuition | $7,394 |
| Books and Supplies | $1,200 |
| Other Fees | $1,262 |
| Room and Board | $8,900 |
| Other Expenses Budget | $2,600 |
Out of State Resident Sticker Price
| Fee | Cost |
|---|---|
| Tuition | $15,686 |
| Books and Supplies | $1,200 |
| Other Fees | $1,262 |
| Room and Board | $8,900 |
| Other Expenses Budget | $2,600 |
Residents of Minnesota pay an annual total price of $21,356 to attend Saint Cloud State University on a full time basis. This fee is comprised of $7,394 for tuition, $8,900 room and board, $1,200 for books and supplies and $1,262 for other fees.
Out of state residents are charged a total cost of $29,648 which is 38.8% higher than Minnesota residents. The tuition charge is $15,686 while room and board is $8,900, books and supplies are $1,200 and other fees come in at $1,262.
All price data is sourced from the 2019/2020 U.S. Department of Education National Center for Education Statistics survey.
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Net Price
Net price is indicative of what it actually costs to attend Saint Cloud State University when typical grants and scholarships are considered. The net price varies by family income and financial need.
Average Net Price 2018/2019
| Family Income | Net Price Paid |
|---|---|
| $0 to $30,000 | $10,688 |
| $30,001 to $48,000 | $11,274 |
| $48,001 to $75,000 | $13,373 |
| $75,001 to $110,000 | $17,307 |
| $110,000+ | $18,455 |
The average reported annual net price for Saint Cloud State University for students receiving grants or scholarship aid was $13,594 in 2018/2019. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses
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Financial Aid
84% of full-time undergrad Saint Cloud State University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $5,752 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 62% of students received Federal Student Loans averaging $5,585 and 18% of undergrads took out private student loans averaging $9,134.
| Type | Avg./Student | Students Receiving |
|---|---|---|
| Total Grant and Scholarship Aid | $5,752 | 84% |
| Institutional Grants and Scholarships | $2,807 | 59% |
| Pell Grants | $4,445 | 41% |
| Other Federal Grants | $912 | 9% |
| State and Local Grants | $2,630 | 48% |
| Federal Student Loans | $5,585 | 62% |
| Other Student Loans | $9,134 | 18% |
Student Loans
To gauge a more realistic picture of what it may really cost you out of pocket to go to Saint Cloud State University, we've modeled a ten year student loan with an original principal value of $45,376. The loan balance of $45,376 is a four year multiple of the $11,344 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $433 could be required to satisfy your student loan.
Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.
| Example Loan | $45,376 |
| Stafford Loan Interest Rate | 2.75% |
| Time to Pay Off Student Loan | 10 years |
| Example Monthly Payment | $432.94 |
| Total Interest Paid | $6,576.45 |
| Sum of All Loan Payments | $51,952.45 |
Projected 4 Year Degree Price
4 Year Sticker Price
| Year | Minnesota Residents | Non Residents |
|---|---|---|
| 1 | $21,356 | $29,648 |
| 2 | $21,881 | $30,377 |
| 3 | $22,420 | $31,125 |
| 4 | $22,972 | $31,891 |
Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Saint Cloud State University to be $85,424 - assuming graduation in normal time. The estimation assumes a 2.5% annual increase over the next 4 years which has been the recent trend for this school.
Credit Hour Cost and Price per Class
| Price Per Credit | 3 Credit Class | 4 Credit Class | |
|---|---|---|---|
| Minnesota Residents | $289 | $867 | $1,156 | Out of State Residents | $622 | $1,866 | $2,488 |
Estimated cost for a class at Saint Cloud State University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Saint Cloud State University versus other colleges.
Tuition Payment Plans Available
| Tuition Payment Plan | Yes |
| Prepaid Tuition Plan | No |
| Alternative Tuition Plan | Yes |
| Guaranteed Tuition Plan | No |
Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=174783 IPEDS survey data for Saint Cloud State University.