#3 Best Public Universities in Minnesota

St. Cloud State University Tuition & Cost

Saint Cloud, Minnesota

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How much does it cost to attend?

In State Minnesota Resident Sticker Price
In State Costs for Saint Cloud State University
Fee Cost
Books and Supplies$1,200
Other Fees$1,274
Room and Board $8,992
Other Expenses Budget$2,600
Out of State Resident Sticker Price
Out of State Costs for Saint Cloud State University
Fee Cost
Books and Supplies$1,200
Other Fees$1,274
Room and Board $8,992
Other Expenses Budget$2,600

Residents of Minnesota pay an annual total price of $21,571 to attend Saint Cloud State University on a full time basis. This fee is comprised of $7,505 for tuition, $8,992 room and board, $1,200 for books and supplies and $1,274 for other fees.

Out of state residents are charged a total cost of $29,987 which is 39% higher than Minnesota residents. The tuition charge is $15,921 while room and board is $8,992, books and supplies are $1,200 and other fees come in at $1,274.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend Saint Cloud State University when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
Net Price by Income Saint Cloud State University
Family Income Net Price Paid
$0 to $30,000$10,348
$30,001 to $48,000$10,825
$48,001 to $75,000$13,140
$75,001 to $110,000$17,440

The average reported annual net price for Saint Cloud State University for students receiving grants or scholarship aid was $13,697 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

93% of full-time undergrad Saint Cloud State University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $5,258 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 56% of students received Federal Student Loans averaging $5,544 and 17% of undergrads took out private student loans averaging $9,732.

Finanical Aid Saint Cloud State University
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $5,258 93%
Institutional Grants and Scholarships $3,112 45%
Pell Grants $4,364 35%
Other Federal Grants $807 78%
State and Local Grants $2,656 44%
Federal Student Loans $5,544 56%
Other Student Loans $9,732 17%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Saint Cloud State University, we've modeled a ten year student loan with an original principal value of $45,376. The loan balance of $45,376 is a four year multiple of the $11,344 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $433 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $45,376
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $432.94
Total Interest Paid $6,576.45
Sum of All Loan Payments $51,952.45

Projected 4 Year Degree Price

4 Year Sticker Price
Year Minnesota Residents Non Residents
1 $21,571 $29,987
2 $22,004 $30,589
3 $22,446 $31,204
4 $22,897 $31,831

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Saint Cloud State University to be $86,284 - assuming graduation in normal time. The estimation assumes a 2% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Saint Cloud State University
Price Per Credit 3 Credit Class 4 Credit Class
Minnesota Residents $289 $867 $1,156
Out of State Residents $622 $1,866 $2,488

Estimated cost for a class at Saint Cloud State University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Saint Cloud State University versus other colleges.

Tuition Payment Plans Available

Saint Cloud State University Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=174783 IPEDS survey data for Saint Cloud State University.