#14 Best Public Universities in Michigan

Saginaw Valley State University Tuition & Cost

University Center, Michigan

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How much does it cost to attend?

In State Michigan Resident Sticker Price

In State Costs for Saginaw Valley State University
Fee Cost
Other Fees$0
Books and Supplies$1,110
Room and Board $11,400
Other Expenses Budget$1,210

Out of State Resident Sticker Price

Out of State Costs for Saginaw Valley State University
Fee Cost
Other Fees$0
Books and Supplies$1,110
Room and Board $11,400
Other Expenses Budget$1,210

In-State Tuition

In-state tuition at Saginaw Valley State University for undergraduate students residing in Michigan is $11,565. Room and board charges total $11,400 per year. Students will also need to budget for books and supplies, which typically amount to $1,110 annually. Other administrative or academic fees are $0 for the year. Additionally, students should plan an estimated $1,210 for other miscellaneous expenses throughout the year. In sum, residents attending Saginaw Valley State University full time should expect a total annual cost of $25,285.

Out-of-State Tuition

Undergraduate tuition at Saginaw Valley State University is $27,164 for out-of-state students. Additionally, out-of-state students are charged $11,400 for room and board, $1,110 for textbooks and educational resources, plus fees of $0. Students are advised to budget $1,210 for other expenses. When these costs are combined, annual out-of-state charges total $40,884. This figure is 61.7% higher than what Michigan residents pay.

Housing Costs

On campus room and board is provided by the school at a cost of $11,400 per academic year. Students electing to live off campus elsewhere in University Center should budget at least this amount.

Books and Supplies

The estimated annual cost for books and educational supplies is $1,110.

Other Living Expenses

If living on-campus, students should budget for $1,210 in additional living expenses. Off-campus students should budget for $2,720 in other miscellaneous living expenses.

All price data is sourced from the 2022/2023 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

The average reported annual net price for Saginaw Valley State University for students receiving grants or scholarship aid was $12,432* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2019/2020


Below is the average net price by student family income.

Net Price by Income Saginaw Valley State University
Family Income Net Price Paid
$0 to $30,000$7,721
$30,001 to $48,000$8,351
$48,001 to $75,000$11,649
$75,001 to $110,000$14,216

The net price provides a more realistic estimate of the true cost of attending Saginaw Valley State University, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

100% of full-time undergrad Saginaw Valley State University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $10,663 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

39 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $5,116. To apply for a Pell Grant to attend Saginaw Valley State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

54% of students received Federal Student Loans averaging $5,309 and 5% of undergrads took out private student loans averaging $10,936.

Finanical Aid Saginaw Valley State University
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $10,663 100%
Institutional Grants and Scholarships $8,047 85%
Pell Grants $5,116 39%
Other Federal Grants $1,772 96%
State and Local Grants $1,877 4%
Federal Student Loans $5,309 54%
Other Student Loans $10,936 5%

Financial Aid Mix - $25,285 In-State Total Cost

CollegeSimply has modeled example payment coverage for the annual in-state tuition and living expenses of $25,285. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

44% - $10,663

Money granted to you by the U.S. Department of Education, Saginaw Valley State University or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

22% - $5,309

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

34% -  $8,103

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Saginaw Valley State University, we've modeled a ten year student loan with an original principal value of $49,728. The loan balance of $49,728 is a four year multiple of the $12,432 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $540 could be required to pay off your student loan. The total of all payments including interest would sum $64,761.54.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 5.5%.

Example Loan $49,728
Stafford Loan Interest Rate 5.5%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $539.68
Total Interest Paid $15,033.54
Sum of All Loan Payments $64,761.54

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Saginaw Valley State University, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $64,761.54 would be needed to afford a $539.68 monthly payment in the example $49,728.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Saginaw Valley State University student loan debt and graduate salaries under student outcomes.

Projected 4 Year Degree Price

4 Year Sticker Price

Year Michigan Residents Non Residents
1 $25,285 $40,884
2 $26,462 $42,788
3 $27,694 $44,780
4 $28,984 $46,865

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Saginaw Valley State University to be $101,140 - assuming graduation in normal time. The estimation assumes a 4.7% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Saginaw Valley State University
Price Per Credit 3 Credit Class 4 Credit Class
Michigan Residents $682 $2,046 $2,728
Out of State Residents $1,282 $3,846 $5,128

Estimated cost for a class at Saginaw Valley State University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Saginaw Valley State University versus other colleges.

Tuition Payment Plans Available

Saginaw Valley State University Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical in-state and out-of-state tuition and price increases for Saginaw Valley State University.

YearIn-StateOut-of-stateAnnual Increase
2021$11,130$26,144 7.3%
2020$10,376$24,963 0%
2019$10,376$24,963 5.1%
2018$9,870$23,777 5.2%
2017$9,381$22,625 5.3%
2016$8,907$21,509 4.4%
2015$8,530$20,623 3.4%
2014$8,253$19,971 3.4%
2013$7,985$19,338 8.2%
2012$7,377$17,910 7.4%
2011$6,870$16,719 -0.4%
2010$6,900$16,200 6.3%
2009$6,492$14,891 3.7%
2008$6,258$14,283 12.9%
2007$5,543$12,541 4.9%
2006$5,282$11,891 7.5%
2005$4,913$11,019 2.4%
2004$4,798$10,388 9.5%
2003$4,382$9,288 12.4%
2002$3,898$8,161 8%
2001$3,608$7,410 -0.6%
2000$3,628$7,285 2.9%
1999$3,526$6,950 2.3%
1998$3,447$6,944 2.9%
1997$3,350$6,727 2.8%
1996$3,259$6,541 5%
1995$3,103$6,222 7.3%
1994$2,891$5,890 10.3%
1993$2,620$5,386 8%
1992$2,426$4,976 6.8%
1991$2,271$4,526 6.6%
1990$2,131$4,363 8.8%
1989$1,959$4,030 9.9%
1988$1,782$3,520 5%

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Saginaw Valley State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Saginaw Valley State University student loan.

Prepayment Option

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=172051 IPEDS survey data for Saginaw Valley State University.