#13 Best Public Universities in Michigan

Saginaw Valley State University Tuition & Cost

University Center, Michigan

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How much does it cost to attend?

In State Michigan Resident Sticker Price
In State Costs for Saginaw Valley State University
Fee Cost
Books and Supplies$1,076
Other Fees$438
Room and Board $10,850
Other Expenses Budget$1,208
Out of State Resident Sticker Price
Out of State Costs for Saginaw Valley State University
Fee Cost
Books and Supplies$1,076
Other Fees$438
Room and Board $10,850
Other Expenses Budget$1,208

Residents of Michigan pay an annual total price of $23,948 to attend Saginaw Valley State University on a full time basis. This fee is comprised of $10,376 for tuition, $10,850 room and board, $1,076 for books and supplies and $438 for other fees.

Out of state residents are charged a total cost of $38,535 which is 60.9% higher than Michigan residents. The tuition charge is $24,963 while room and board is $10,850, books and supplies are $1,076 and other fees come in at $438.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend Saginaw Valley State University when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
Net Price by Income Saginaw Valley State University
Family Income Net Price Paid
$0 to $30,000$10,424
$30,001 to $48,000$11,674
$48,001 to $75,000$14,265
$75,001 to $110,000$16,786

The average reported annual net price for Saginaw Valley State University for students receiving grants or scholarship aid was $15,032 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

98% of full-time undergrad Saginaw Valley State University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $7,561 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 61% of students received Federal Student Loans averaging $5,378 and 6% of undergrads took out private student loans averaging $9,777.

Finanical Aid Saginaw Valley State University
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $7,561 98%
Institutional Grants and Scholarships $5,425 96%
Pell Grants $4,853 38%
Other Federal Grants $1,706 2%
State and Local Grants $1,367 13%
Federal Student Loans $5,378 61%
Other Student Loans $9,777 6%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Saginaw Valley State University, we've modeled a ten year student loan with an original principal value of $44,108. The loan balance of $44,108 is a four year multiple of the $11,027 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $421 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $44,108
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $420.84
Total Interest Paid $6,392.68
Sum of All Loan Payments $50,500.68

Projected 4 Year Degree Price

4 Year Sticker Price
Year Michigan Residents Non Residents
1 $23,948 $38,535
2 $24,985 $40,203
3 $26,066 $41,943
4 $27,194 $43,758

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Saginaw Valley State University to be $95,792 - assuming graduation in normal time. The estimation assumes a 4.3% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Saginaw Valley State University
Price Per Credit 3 Credit Class 4 Credit Class
Michigan Residents $346 $1,038 $1,384
Out of State Residents $832 $2,496 $3,328

Estimated cost for a class at Saginaw Valley State University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Saginaw Valley State University versus other colleges.

Tuition Payment Plans Available

Saginaw Valley State University Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=172051 IPEDS survey data for Saginaw Valley State University.