Public 2 Year

NECC Tuition & Cost

Haverhill, Massachusetts

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How much does it cost to attend?

In State Massachusetts Resident Sticker Price

In State Costs for Northern Essex Community College
Fee Cost
Books and Supplies$1,400
Other Fees$4,944
Estimated Off Campus Cost of Living $11,790
Other Expenses Budget$3,850

Out of State Resident Sticker Price

Out of State Costs for Northern Essex Community College
Fee Cost
Books and Supplies$1,400
Other Fees$4,944
Estimated Off Campus Cost of Living $11,790
Other Expenses Budget$3,850

In-State Tuition

In-state tuition at Northern Essex Community College for undergraduate students residing in Massachusetts is $600. Students will also need to budget for books and supplies, which typically amount to $1,400 annually. Other administrative or academic fees are $4,944 for the year. Additionally, students should plan an estimated $3,850 for other miscellaneous expenses throughout the year. In sum, residents attending Northern Essex Community College full time should expect a total annual cost of $22,584.

Out-of-State Tuition

Undergraduate tuition at Northern Essex Community College is $6,384 for out-of-state students. Additionally, out-of-state students are charged $1,400 for textbooks and educational resources, plus fees of $4,944. Students are advised to budget $3,850 for other expenses. When these costs are combined, annual out-of-state charges total $28,368. This figure is 25.6% higher than what Massachusetts residents pay.

All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for Northern Essex Community College for students receiving grants or scholarship aid was $7,240 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

The net price provides a more realistic estimate of the true cost of attending Northern Essex Community College, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.

Average Net Price 2019/2020

Net Price by Income Northern Essex Community College
Family Income Net Price Paid
$0 to $30,000$6,110
$30,001 to $48,000$6,877
$48,001 to $75,000$7,861
$75,001 to $110,000$11,297

Financial Aid

74% of full-time undergrad Northern Essex Community College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $5,262 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 20% of students received Federal Student Loans averaging $3,973 and 1% of undergrads took out private student loans averaging $9,500.

Finanical Aid Northern Essex Community College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $5,262 74%
Institutional Grants and Scholarships $1,224 14%
Pell Grants $4,582 51%
Other Federal Grants $976 39%
State and Local Grants $1,393 51%
Federal Student Loans $3,973 20%
Other Student Loans $9,500 1%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Northern Essex Community College, we've modeled a ten year student loan with an original principal value of $12,620. The loan balance of $12,620 is a two year multiple of the $6,310 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $134 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.

Example Loan $12,620
Stafford Loan Interest Rate 4.99%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $133.79
Total Interest Paid $3,435.16
Sum of All Loan Payments $16,055.16

Projected 2 Year Degree Price

2 Year Sticker Price

Year Massachusetts Residents Non Residents
1 $22,584 $28,368
2 $24,165 $30,354

Based on published tuition prices, we estimate the current cost of a 2 year associate degree and living expenses at Northern Essex Community College to be $45,168 - assuming graduation in normal time. The estimation assumes a 7% annual increase over the next 2 years which is the national trend.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Northern Essex Community College
Price Per Credit 3 Credit Class 4 Credit Class
Massachusetts Residents $25 $75 $100
Out of State Residents $266 $798 $1,064

Estimated cost for a class at Northern Essex Community College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Northern Essex Community College versus other colleges.

Tuition Payment Plans Available

Northern Essex Community College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=167376 IPEDS survey data for Northern Essex Community College.