University of Baltimore - Net Price, Tuition, Cost to Attend, Financial Aid and Student Loans

How much does it cost to attend?

In State Maryland Resident Sticker Price

$34,606

In State Costs for University of Baltimore
Fee	Cost
Tuition	$7,296
Other Fees	$2,210
Books and Supplies	$1,600
Estimated Off Campus Cost of Living	$19,350
Other Expenses Budget	$4,150

Out of State Resident Sticker Price

$48,056

Out of State Costs for University of Baltimore
Fee	Cost
Tuition	$20,746
Other Fees	$2,210
Books and Supplies	$1,600
Estimated Off Campus Cost of Living	$19,350
Other Expenses Budget	$4,150

In-State Tuition

In-state tuition at University of Baltimore for undergraduate students residing in Maryland is $7,296. Students will also need to budget for books and supplies, which typically amount to $1,600 annually. Other administrative or academic fees are $2,210 for the year. Additionally, students should plan an estimated $4,150 for other miscellaneous expenses throughout the year. In sum, residents attending University of Baltimore full time should expect a total annual cost of $34,606.

Out-of-State Tuition

Undergraduate tuition at University of Baltimore is $20,746 for out-of-state students. Additionally, out-of-state students are charged $1,600 for textbooks and educational resources, plus fees of $2,210. Students are advised to budget $4,150 for other expenses. When these costs are combined, annual out-of-state charges total $48,056. This figure is 38.9% higher than what Maryland residents pay.

Housing Costs

University of Baltimore doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Baltimore area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $19,350.

Books and Supplies

The estimated annual cost for books and educational supplies is $1,600.

Other Living Expenses

Off-campus students should budget for $4,150 in other miscellaneous living expenses.

All price data is sourced from the 2022/2023 U.S. Department of Education National Center for Education Statistics survey.

Net Price

The average reported annual net price for University of Baltimore for students receiving grants or scholarship aid was $18,122* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2019/2020

$18,122

Below is the average net price by student family income.

Net Price by Income University of Baltimore
Family Income	Net Price Paid
$0 to $30,000	$15,324
$30,001 to $48,000	$16,555
$48,001 to $75,000	$17,411
$75,001 to $110,000	$20,780
$110,000+	$23,198

The net price provides a more realistic estimate of the true cost of attending University of Baltimore, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

88% of full-time undergrad University of Baltimore received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $7,544 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

48 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $5,149. To apply for a Pell Grant to attend University of Baltimore, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

30% of students received Federal Student Loans averaging $5,042 and 2% of undergrads took out private student loans averaging $6,500.

Finanical Aid University of Baltimore
Type	Avg./Student	Students Receiving
Total Grant and Scholarship Aid	$7,544	88%
Institutional Grants and Scholarships	$2,931	67%
Pell Grants	$5,149	48%
Other Federal Grants	$1,983	55%
State and Local Grants	$3,768	30%
Federal Student Loans	$5,042	30%
Other Student Loans	$6,500	2%

Financial Aid Mix - $34,606 In-State Total Cost

CollegeSimply has modeled example payment coverage for the annual in-state tuition and living expenses of $34,606. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

25%

17%

59%

Grants and Scholarships

25% - $7,544

Money granted to you by the U.S. Department of Education, University of Baltimore or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

17% - $5,042

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

59% - $17,870

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to University of Baltimore, we've modeled a ten year student loan with an original principal value of $72,488. The loan balance of $72,488 is a four year multiple of the $18,122 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $787 could be required to pay off your student loan. The total of all payments including interest would sum $94,402.23.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 5.5%.


Example Loan	$72,488
Stafford Loan Interest Rate	5.5%
Time to Pay Off Student Loan	10 years
Example Monthly Payment	$786.69
Total Interest Paid	$21,914.23
Sum of All Loan Payments	$94,402.23

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Baltimore, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $94,402.23 would be needed to afford a $786.69 monthly payment in the example $72,488.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about University of Baltimore student loan debt and graduate salaries under student outcomes.

Projected 4 Year Degree Price

4 Year Sticker Price

$138,424

Year	Maryland Residents	Non Residents
1	$34,606	$48,056
2	$35,175	$48,846
3	$35,753	$49,649
4	$36,340	$50,464

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at University of Baltimore to be $138,424 - assuming graduation in normal time. The estimation assumes a 1.6% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at University of Baltimore
	Price Per Credit	3 Credit Class	4 Credit Class
Maryland Residents	$799	$2,397	$3,196
Out of State Residents	$1,158	$3,474	$4,632

Estimated cost for a class at University of Baltimore based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at University of Baltimore versus other colleges.

Tuition Payment Plans Available

University of Baltimore Payment Plans
Tuition Payment Plan	Yes
Prepaid Tuition Plan	No
Alternative Tuition Plan	Yes
Guaranteed Tuition Plan	No

Tuition History

Historical in-state and out-of-state tuition and price increases for University of Baltimore.

Year	In-State	Out-of-state	Annual Increase
2021	$7,154	$20,340	2%
2020	$7,014	$19,374	0%
2019	$7,014	$19,374	2%
2018	$6,876	$18,994	2%
2017	$6,742	$18,622	2%
2016	$6,610	$18,256	2%
2015	$6,480	$17,898	5%
2014	$6,172	$16,550	3%
2013	$5,992	$14,618	5.1%
2012	$5,700	$15,600	3.9%
2011	$5,484	$15,000	-23.5%
2010	$7,171	$20,678	1.7%
2009	$7,051	$20,557	1.7%
2008	$6,934	$19,716	1.8%
2007	$6,814	$18,393	0.3%
2006	$6,794	$18,373	4.5%
2005	$6,502	$17,790	17.3%
2004	$5,545	$15,123	24.8%
2003	$4,442	$13,212	8.5%
2002	$4,094	$12,184	-1.8%
2001	$4,170	$11,948	8.8%
2000	$3,832	$11,174	-5.7%
1999	$4,062	$10,764	6.8%
1998	$3,804	$9,300	9.9%
1997	$3,460	$8,026	6.1%
1996	$3,260	$6,660	7.8%
1995	$3,024	$5,824	5.2%
1994	$2,874	$5,114	11.3%
1993	$2,582	$4,558	22.1%
1992	$2,115	$3,833	3.3%
1991	$2,047	$3,635	7.4%
1990	$1,906	$3,376	4.2%
1989	$1,830	$3,230	7%
1988	$1,710	$3,264	9.8%
1987	$1,558	$2,968

College Savings Calculator

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Student Loan Calculator

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