How much does it cost to attend?
Sticker Price
| Fee | Cost |
|---|---|
| Tuition | $21,690 |
| Books and Supplies | $1,200 |
| Other Fees | $540 |
| Room and Board | $7,718 |
| Other Expenses Budget | $3,390 |
Annual Tuition & Costs
The annual tuition to attend Harding University is $21,690. The cost is the same for both in-state and out-of-state students. Room and board fees are an additional $7,718. For educational materials, students should allocate approximately $1,200 for books and supplies plus $540 for other fees charged by the school. Finally, students should budget $3,390 for miscellaneous expenses throughout the year. With all these fees considered, the expected total cost to attend Harding University on a full-time basis is $34,538 per annum.
All price data is sourced from the 2021/2022 U.S. Department of Education National Center for Education Statistics survey.
Net Price
The average reported annual net price for Harding University for students receiving grants or scholarship aid was $19,454 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses
The net price provides a more realistic estimate of the true cost of attending Harding University, once common grants and scholarships have been taken into account. It's important to note that this net price can fluctuate based on factors such as family income and individual financial need.
Average Net Price 2019/2020
| Family Income | Net Price Paid |
|---|---|
| $0 to $30,000 | $15,856 |
| $30,001 to $48,000 | $16,763 |
| $48,001 to $75,000 | $17,077 |
| $75,001 to $110,000 | $21,187 |
| $110,000+ | $22,080 |
Financial Aid
99% of full-time undergrad Harding University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $12,216 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 52% of students received Federal Student Loans averaging $5,948 and 6% of undergrads took out private student loans averaging $10,829.
| Type | Avg./Student | Students Receiving |
|---|---|---|
| Total Grant and Scholarship Aid | $12,216 | 99% |
| Institutional Grants and Scholarships | $10,653 | 96% |
| Pell Grants | $4,425 | 22% |
| Other Federal Grants | $793 | 9% |
| State and Local Grants | $1,999 | 24% |
| Federal Student Loans | $5,948 | 52% |
| Other Student Loans | $10,829 | 6% |
Student Loans
To gauge a more realistic picture of what it may really cost you out of pocket to go to Harding University, we've modeled a ten year student loan with an original principal value of $58,468. The loan balance of $58,468 is a four year multiple of the $14,617 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $620 could be required to satisfy your student loan.
Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.99%.
| Example Loan | $58,468 |
| Stafford Loan Interest Rate | 4.99% |
| Time to Pay Off Student Loan | 10 years |
| Example Monthly Payment | $619.86 |
| Total Interest Paid | $15,914.97 |
| Sum of All Loan Payments | $74,382.97 |
Projected 4 Year Degree Price
4 Year Sticker Price
| Year | All Residents |
|---|---|
| 1 | $34,538 |
| 2 | $35,982 |
| 3 | $37,486 |
| 4 | $39,053 |
Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Harding University to be $138,152 - assuming graduation in normal time. The estimation assumes a 4.2% annual increase over the next 4 years which has been the recent trend for this school.
Credit Hour Cost and Price per Class
| Price Per Credit | 3 Credit Class | 4 Credit Class | All Residents | $723 | $2,169 | $2,892 |
|---|
Estimated cost for a class at Harding University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Harding University versus other colleges.
Tuition Payment Plans Available
| Tuition Payment Plan | Yes |
| Prepaid Tuition Plan | Yes |
| Alternative Tuition Plan | Yes |
| Guaranteed Tuition Plan | No |
Costs for Similar Colleges
Explore costs at colleges similar to Harding University
Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=107044 IPEDS survey data for Harding University.