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Harding University Tuition & Cost


Cost to Attend

Sticker Price
$29,975
Costs for Harding University
Fee Cost
Tuition$18,690
Books and Supplies$1,200
Other Fees$695
Room and Board $6,894
Other Expenses Budget$2,496

Annual Prices

The annual list price to attend Harding University on a full time basis for 2017/2018 is $29,975 for all students regardless of their residency. This fee is comprised of $18,690 for tuition, $6,894 room and board, $1,200 for books and supplies and $695 for other fees.


Net Price

Average Net Price '14/'15
$16,516
Net Price by Income Harding University
Family Income Net Price Paid
$0 to $30,000$21,256
$30,001 to $48,000$22,326
$48,001 to $75,000$24,948
$75,001 to $110,000$26,225
$110,000+$26,277

The average reported annual net price for Harding University for students receiving grants or scholarship aid was $16,516 in 2014/2015.

Financial Aid

Finanical Aid Harding University
Type Avg./Student Students Receiving
Annual Total Grant Aid $9,927 97%
Pell Grant $3,880 27%
Federal Student Loan $6,511 57%

The average reported annual net price for Harding University for students receiving grants or scholarship aid was $16,516 in 2014/2015.

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Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Harding University, we've modeled a ten year student loan with an original principal value of $58,468. The loan balance of $58,468 is a four year multiple of the $14,617 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $610 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 4.7%.

Example Loan $58,468
Stafford Loan Interest Rate 4.7%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $610.47
Total Interest Paid $14,788.72
Sum of All Loan Payments $73,256.72

Projected 4 Year Degree Price

4 Year Sticker Price
$119,900
Year 1 Year 2 Year 3 Year 4
All Residents $29,975 $31,556 $33,220 $34,972

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Harding University to be $119,900 - assuming graduation in normal time. The estimation assumes a 5.3% annual increase over the next 4 years which has been the recent trend for this school.

Cost Credit Hour and Price per Class

Credit Hour and Class Costs at Harding University
Price Per Credit 4 Credit Class 3 Credit Class
All Residents $623 $1,869 $2,492

Estimated cost for a class at Harding University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Harding University versus other colleges.

Tuition Payment Plans Available

Harding University Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan Yes
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=107044 IPEDS survey data for Harding University.