#3 Best Value Colleges in Arkansas

Harding University Tuition & Cost

Searcy, Arkansas

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How much does it cost to attend?

Sticker Price
Costs for Harding University
Fee Cost
Books and Supplies$1,200
Other Fees$540
Room and Board $7,460
Other Expenses Budget$3,280

Annual Prices

The annual list price to attend Harding University on a full time basis for 2020/2021 is $33,480 for all students regardless of their residency. This fee is comprised of $21,000 for tuition, $7,460 room and board, $1,200 for books and supplies and $540 for other fees. Out of state tuition for Harding University is $21,000, the same as Arkansas residents.

All price data is sourced from the 2020/2021 U.S. Department of Education National Center for Education Statistics survey.

Net Price

Net price is indicative of what it actually costs to attend Harding University when typical grants and scholarships are considered. The net price varies by family income and financial need.

Average Net Price 2019/2020
Net Price by Income Harding University
Family Income Net Price Paid
$0 to $30,000$15,856
$30,001 to $48,000$16,763
$48,001 to $75,000$17,077
$75,001 to $110,000$21,187

The average reported annual net price for Harding University for students receiving grants or scholarship aid was $19,454 in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses

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Financial Aid

99% of full-time undergrad Harding University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $12,216 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back. 52% of students received Federal Student Loans averaging $5,948 and 6% of undergrads took out private student loans averaging $10,829.

Finanical Aid Harding University
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $12,216 99%
Institutional Grants and Scholarships $10,653 96%
Pell Grants $4,425 22%
Other Federal Grants $793 9%
State and Local Grants $1,999 24%
Federal Student Loans $5,948 52%
Other Student Loans $10,829 6%

Student Loans

To gauge a more realistic picture of what it may really cost you out of pocket to go to Harding University, we've modeled a ten year student loan with an original principal value of $58,468. The loan balance of $58,468 is a four year multiple of the $14,617 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $558 could be required to satisfy your student loan.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 2.75%.

Example Loan $58,468
Stafford Loan Interest Rate 2.75%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $557.85
Total Interest Paid $8,473.91
Sum of All Loan Payments $66,941.91

Projected 4 Year Degree Price

4 Year Sticker Price
Year All Residents
1 $33,480
2 $34,993
3 $36,574
4 $38,226

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Harding University to be $133,920 - assuming graduation in normal time. The estimation assumes a 4.5% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Harding University
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $700 $2,100 $2,800

Estimated cost for a class at Harding University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Harding University versus other colleges.

Tuition Payment Plans Available

Harding University Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan Yes
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=107044 IPEDS survey data for Harding University.