UMass vs. Colgate

University of Massachusetts Amherst and Colgate University side by side on admissions, cost, and outcomes, from public data.

University of Massachusetts Amherst
Colgate University

At a glance

  • Harder to get into: Colgate (13.9% admitted vs 59.7%). Typical SAT 1490 vs 1410.
  • Cheaper after aid: UMass. Average net price is $22,948 vs $28,736 at Colgate.
  • Graduation: UMass 67% vs Colgate 92%.
  • Earnings 10 years out: UMass $55,200 vs Colgate $75,300 (median).
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Key differences

University of Massachusetts Amherst Colgate University
Acceptance rate
Colgate more selective
UMass59.7%
Colgate13.9%
SAT range (middle 50%)
Colgate higher
UMass1310-1500
Colgate1430-1540
Average net price
UMass $5,788 less
UMass$22,948
Colgate$28,736
In-state tuition
UMass $52,534 less
UMass$17,772
Colgate$70,306
Out-of-state tuition
UMass $29,857 less
UMass$40,449
Colgate$70,306
Graduation rate
Colgate +25 pts
UMass67%
Colgate92%
Median earnings (10 years)
Colgate +$20,100
UMass$55,200
Colgate$75,300

Sources: IPEDS and College Scorecard.

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  • Applied
  • UMass 50,261
  • Colgate 20,682
  • Admitted
  • UMass 30,020
  • Colgate 2,871
  • Acceptance rate
  • UMass 59.7%
  • Colgate 13.9%
  • Yield (share of admitted who enroll)
  • UMass 17.9%
  • Colgate 28.7%
  • Typical SAT score
  • UMass 1410
  • Colgate 1490
  • Typical ACT score
  • UMass 31
  • Colgate 33
  • Average high school GPA
  • UMass 3.99
  • Colgate 3.77
  • Typical high school grades
  • UMass A
  • Colgate A-
  • Admissions standards
  • UMass Exceptional
  • Colgate Exceptional
  • Applicant competition
  • UMass Low
  • Colgate Very High
  • SAT range
  • UMass 1310-1500
  • Colgate 1430-1540
  • ACT range
  • UMass 30-33
  • Colgate 33-34
  • Submit test scores
  • UMass Test optional
  • Colgate Test optional
  • Application deadline
  • UMass Jan 15, 2027
  • Colgate Jan 15, 2027
  • Tuition (in state)
  • UMass $17,772
  • Colgate $70,306
  • Tuition (out of state)
  • UMass $40,449
  • Colgate $70,306
  • Room & board
  • UMass $16,710
  • Colgate $17,610
  • Average net price
  • UMass $22,948
  • Colgate $28,736
  • Average grant aid
  • UMass $13,110
  • Colgate $58,334
  • % receiving grant aid
  • UMass 81%
  • Colgate 43%
  • Graduation rate
  • UMass 67%
  • Colgate 92%
  • Median earnings (after 10 years)
  • UMass $55,200
  • Colgate $75,300
  • Making student loan payments
  • UMass 76%
  • Colgate 86%
  • Median student loan debt
  • UMass $24,000
  • Colgate $16,125
  • Median loan payment
  • UMass $248
  • Colgate $166
  • Student to faculty ratio
  • UMass 17:1
  • Colgate 9:1
  • Popular majors
  • UMass
    • Business (15%)
    • Social Sciences (12%)
    • Psychology (9%)
    • Biology (8%)
    • Communication (7%)
  • Colgate
    • Social Sciences (33%)
    • English and Literature (11%)
    • Biology (10%)
    • Foreign Languages (7%)
    • Philosophy and Religious Studies (7%)
  • Location
  • UMass Amherst, MA
  • Colgate Hamilton, NY
  • Setting
  • UMass Town Fringe
  • Colgate Distant Town
  • Total enrollment
  • UMass 31,726
  • Colgate 3,211
  • Type
  • UMass Public 4 Year
  • Colgate Private 4 Year
  • National ranking
  • UMass #169
  • Colgate #30

Comparable Facts

Compare University of Massachusetts Amherst in Amherst, MA with Colgate University in Hamilton, NY on tuition, admissions, graduation, earnings, and student body data using the tables above.

University of Massachusetts Amherst is larger than Colgate based on total student enrollment (31,726 students vs. 3,211 students).

Location, institution type, and student-faculty ratio

  • University of Massachusetts Amherst is located in Amherst, MA (Town Fringe setting); Colgate University is in Hamilton, NY (Distant Town setting).
  • University of Massachusetts Amherst is a public, non-profit 4-year institution. Colgate University is a private, non-profit 4-year institution.
  • Student-to-faculty ratio: University of Massachusetts Amherst 17:1; Colgate University 9:1.

Cost details

  • Living costs (room and board or off-campus housing budget) at University of Massachusetts Amherst are 5.1% lower than at Colgate University ($16,710 vs. $17,610).
  • Out-of-state tuition is 73.8% higher at Colgate than at University of Massachusetts Amherst (about $29,857 more per year; $70,306 vs. $40,449).
  • A larger share of students receive grant aid at University of Massachusetts Amherst than at Colgate University (81% vs. 43%).
  • The average total grant financial aid received by Colgate University students is 345% larger than aid received by University of Massachusetts Amherst students ($58,334 vs. $13,110).

Admissions details

  • Typical ACT composite is 2 points higher at Colgate than at UMass (33 vs. 31, midpoint estimate).
  • SAT or ACT scores are test optional at both UMass and Colgate.
  • Typical fall application deadline: UMass Jan 15, 2027; Colgate Jan 15, 2027.
  • Enrolled first-year students at UMass average a 3.99 high school GPA, 0.22 higher than at Colgate (3.77).
  • The share of admitted students who enrolled (yield) is 17.9% at UMass vs. 28.7% at Colgate.

Loans and repayment

  • Among federal student loan borrowers, Colgate University graduates have a $7,875 lower median loan debt than UMass graduates ($16,125 vs. $24,000).
  • Among borrowers, Colgate graduates have an estimated $82 lower median monthly federal student loan payment than UMass graduates ($166 vs. $248).
  • More Colgate graduates are actively paying back their federal student loan debt than former UMass students, three years after graduation (86% vs. 76%).

Sources: U.S. Department of Education, IPEDS and College Scorecard. Values reflect the most recent year available in our dataset.

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