Holy Cross vs. University of St Thomas

Comparable Facts

Compare College of the Holy Cross in Worcester, MA with University of St Thomas in Saint Paul, MN on tuition, admissions, graduation, earnings, and student body data using the table above.

University of St Thomas is larger than Holy Cross based on total student enrollment (9,410 students vs. 3,126 students)

Location, institution type, and student-faculty ratio

• College of the Holy Cross is located in Worcester, MA (Midsize City setting); University of St Thomas is in Saint Paul, MN (Large City setting).
• College of the Holy Cross is a private, non-profit 4-year institution. University of St Thomas is a private, non-profit 4-year institution.
• Student-to-faculty ratio: College of the Holy Cross 9:1; University of St Thomas 14:1.

Holy Cross vs. University of St Thomas Cost Comparison

Which college is more expensive, Holy Cross or University of St Thomas? Published tuition is the sticker price; many students pay less after aid (see average net price below).

• The typical actual cost that students pay to attend (average net price) is less at University of St Thomas than Holy Cross ($31,250 vs. $36,014).
• Living costs (room and board or off-campus housing budget) at University of St Thomas are 20.5% lower than at College of the Holy Cross ($14,969 vs. $18,820).
• College of the Holy Cross is 18.6% more expensive for in-state tuition than University of St Thomas (about $10,102 more per year; $64,500.00 vs. $54,398.00).
• Out-of-state tuition is 18.6% higher at Holy Cross than at University of St Thomas (about $10,102 more per year; $64,500.00 vs. $54,398.00).
• A larger share of students receive grant aid at University of St Thomas than at College of the Holy Cross (95% vs. 57%).
• The average total grant financial aid received by College of the Holy Cross students is 24.6% larger than aid received by University of St Thomas students ($44,334 vs. $35,587).

Holy Cross vs. University of St Thomas Admissions comparison

Which college is harder to get into, Holy Cross or University of St Thomas? Typical SAT and ACT scores (same estimates as in the table above), middle 50% test ranges where reported, test score submission policy, deadlines, and acceptance rates summarize admission difficulty between University of St Thomas and Holy Cross.

• The typical SAT score (median estimate) at University of St Thomas (1340) is 10 points higher than at Holy Cross (1330).
• Incoming Holy Cross students have a 2 point higher typical ACT composite (median estimate) (29 vs. 27 at University of St Thomas).
• Reported middle 50% SAT composite range (25th-75th percentile) for admitted students: College of the Holy Cross 1240/1410; University of St Thomas 1260/1423.
• Reported middle 50% ACT composite range (25th-75th percentile) for admitted students: College of the Holy Cross 27/32; University of St Thomas 25/30.
• Submitting SAT or ACT scores: Holy Cross - Test optional; University of St Thomas - Test optional.
• Typical fall application deadline: Holy Cross Jan 15, 2027; University of St Thomas Jan 15, 2027.
• University of St Thomas has a higher acceptance rate (85.4%) than Holy Cross (17.6%).
• The share of admitted students who enrolled (yield) is 49.6% at Holy Cross vs. 20.8% at University of St Thomas.

Holy Cross vs. University of St Thomas Graduation Outcomes Comparison

How do outcomes compare for Holy Cross and University of St Thomas? Graduation rate, earnings, and student loan debt are common indicators. The bullets below summarize the same federal outcomes fields as the comparison table (College Scorecard / IPEDS where applicable).

• College of the Holy Cross's six-year graduation rate (91%) is higher than University of St Thomas's (74%).
• Graduates from College of the Holy Cross earn a median of about $18,400 more per year than University of St Thomas graduates about ten years after starting college ($80,400 vs. $62,000), per the same Scorecard earnings definition.
• Among federal student loan borrowers, University of St Thomas graduates have a $1,500 lower median loan debt than Holy Cross graduates ($26,000 vs. $27,500).
• Among borrowers, University of St Thomas graduates have an estimated $16 lower median monthly federal student loan payment than Holy Cross graduates ($268 vs. $284).
• More Holy Cross graduates are actively paying back their federal student loan debt than former University of St Thomas students, three years after graduation. (87% vs. 80%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/. Values reflect the most recent year available in our dataset.