Student Loan Payment Calculator for Virginia Western Community College

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $35,250.00 to attend Virginia Western Community College. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Virginia Western Community College Student Loan Payments
Example Payments
Monthly Loan Payment$382.56
Amount Borrowed$35,250.00
Interest Rate5.5%
Term years
Number of Monthly Payments120
Total Interest Cost$10,656.62
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $45,906.62 to afford the $382.56 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Virginia Western Community College student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $382.56 $220.99 $161.56 $35,029.01
2 $382.56 $222.01 $160.55 $34,807.00
3 $382.56 $223.02 $159.53 $34,583.98
4 $382.56 $224.05 $158.51 $34,359.93
5 $382.56 $225.07 $157.48 $34,134.86
6 $382.56 $226.10 $156.45 $33,908.76
7 $382.56 $227.14 $155.42 $33,681.62
8 $382.56 $228.18 $154.37 $33,453.44
9 $382.56 $229.23 $153.33 $33,224.21
10 $382.56 $230.28 $152.28 $32,993.93
11 $382.56 $231.33 $151.22 $32,762.60
12 $382.56 $232.39 $150.16 $32,530.21
13 $382.56 $233.46 $149.10 $32,296.75
14 $382.56 $234.53 $148.03 $32,062.22
15 $382.56 $235.60 $146.95 $31,826.62
16 $382.56 $236.68 $145.87 $31,589.93
17 $382.56 $237.77 $144.79 $31,352.17
18 $382.56 $238.86 $143.70 $31,113.31
19 $382.56 $239.95 $142.60 $30,873.35
20 $382.56 $241.05 $141.50 $30,632.30
21 $382.56 $242.16 $140.40 $30,390.15
22 $382.56 $243.27 $139.29 $30,146.88
23 $382.56 $244.38 $138.17 $29,902.50
24 $382.56 $245.50 $137.05 $29,656.99
25 $382.56 $246.63 $135.93 $29,410.37
26 $382.56 $247.76 $134.80 $29,162.61
27 $382.56 $248.89 $133.66 $28,913.72
28 $382.56 $250.03 $132.52 $28,663.68
29 $382.56 $251.18 $131.38 $28,412.50
30 $382.56 $252.33 $130.22 $28,160.17
31 $382.56 $253.49 $129.07 $27,906.68
32 $382.56 $254.65 $127.91 $27,652.03
33 $382.56 $255.82 $126.74 $27,396.22
34 $382.56 $256.99 $125.57 $27,139.23
35 $382.56 $258.17 $124.39 $26,881.06
36 $382.56 $259.35 $123.20 $26,621.71
37 $382.56 $260.54 $122.02 $26,361.17
38 $382.56 $261.73 $120.82 $26,099.44
39 $382.56 $262.93 $119.62 $25,836.51
40 $382.56 $264.14 $118.42 $25,572.37
41 $382.56 $265.35 $117.21 $25,307.02
42 $382.56 $266.56 $115.99 $25,040.46
43 $382.56 $267.79 $114.77 $24,772.67
44 $382.56 $269.01 $113.54 $24,503.66
45 $382.56 $270.25 $112.31 $24,233.41
46 $382.56 $271.49 $111.07 $23,961.92
47 $382.56 $272.73 $109.83 $23,689.19
48 $382.56 $273.98 $108.58 $23,415.21
49 $382.56 $275.24 $107.32 $23,139.98
50 $382.56 $276.50 $106.06 $22,863.48
51 $382.56 $277.76 $104.79 $22,585.72
52 $382.56 $279.04 $103.52 $22,306.68
53 $382.56 $280.32 $102.24 $22,026.36
54 $382.56 $281.60 $100.95 $21,744.76
55 $382.56 $282.89 $99.66 $21,461.87
56 $382.56 $284.19 $98.37 $21,177.68
57 $382.56 $285.49 $97.06 $20,892.19
58 $382.56 $286.80 $95.76 $20,605.39
59 $382.56 $288.11 $94.44 $20,317.28
60 $382.56 $289.43 $93.12 $20,027.85
61 $382.56 $290.76 $91.79 $19,737.08
62 $382.56 $292.09 $90.46 $19,444.99
63 $382.56 $293.43 $89.12 $19,151.56
64 $382.56 $294.78 $87.78 $18,856.78
65 $382.56 $296.13 $86.43 $18,560.65
66 $382.56 $297.49 $85.07 $18,263.17
67 $382.56 $298.85 $83.71 $17,964.32
68 $382.56 $300.22 $82.34 $17,664.10
69 $382.56 $301.59 $80.96 $17,362.51
70 $382.56 $302.98 $79.58 $17,059.53
71 $382.56 $304.37 $78.19 $16,755.16
72 $382.56 $305.76 $76.79 $16,449.40
73 $382.56 $307.16 $75.39 $16,142.24
74 $382.56 $308.57 $73.99 $15,833.67
75 $382.56 $309.98 $72.57 $15,523.69
76 $382.56 $311.40 $71.15 $15,212.28
77 $382.56 $312.83 $69.72 $14,899.45
78 $382.56 $314.27 $68.29 $14,585.18
79 $382.56 $315.71 $66.85 $14,269.48
80 $382.56 $317.15 $65.40 $13,952.32
81 $382.56 $318.61 $63.95 $13,633.72
82 $382.56 $320.07 $62.49 $13,313.65
83 $382.56 $321.53 $61.02 $12,992.12
84 $382.56 $323.01 $59.55 $12,669.11
85 $382.56 $324.49 $58.07 $12,344.62
86 $382.56 $325.98 $56.58 $12,018.64
87 $382.56 $327.47 $55.09 $11,691.17
88 $382.56 $328.97 $53.58 $11,362.20
89 $382.56 $330.48 $52.08 $11,031.72
90 $382.56 $331.99 $50.56 $10,699.73
91 $382.56 $333.51 $49.04 $10,366.22
92 $382.56 $335.04 $47.51 $10,031.17
93 $382.56 $336.58 $45.98 $9,694.60
94 $382.56 $338.12 $44.43 $9,356.47
95 $382.56 $339.67 $42.88 $9,016.80
96 $382.56 $341.23 $41.33 $8,675.57
97 $382.56 $342.79 $39.76 $8,332.78
98 $382.56 $344.36 $38.19 $7,988.42
99 $382.56 $345.94 $36.61 $7,642.48
100 $382.56 $347.53 $35.03 $7,294.95
101 $382.56 $349.12 $33.44 $6,945.83
102 $382.56 $350.72 $31.84 $6,595.11
103 $382.56 $352.33 $30.23 $6,242.78
104 $382.56 $353.94 $28.61 $5,888.84
105 $382.56 $355.56 $26.99 $5,533.28
106 $382.56 $357.19 $25.36 $5,176.08
107 $382.56 $358.83 $23.72 $4,817.25
108 $382.56 $360.48 $22.08 $4,456.77
109 $382.56 $362.13 $20.43 $4,094.65
110 $382.56 $363.79 $18.77 $3,730.86
111 $382.56 $365.46 $17.10 $3,365.40
112 $382.56 $367.13 $15.42 $2,998.27
113 $382.56 $368.81 $13.74 $2,629.46
114 $382.56 $370.50 $12.05 $2,258.96
115 $382.56 $372.20 $10.35 $1,886.75
116 $382.56 $373.91 $8.65 $1,512.85
117 $382.56 $375.62 $6.93 $1,137.22
118 $382.56 $377.34 $5.21 $759.88
119 $382.56 $379.07 $3.48 $380.81
120 $382.56 $380.81 $1.75 $0.00