Student Loan Payment Calculator for Texas State University

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $105,100.00 to attend Texas State University. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Texas State University Student Loan Payments
Example Payments
Monthly Loan Payment$1,140.61
Amount Borrowed$105,100.00
Interest Rate5.5%
Term years
Number of Monthly Payments120
Total Interest Cost$31,773.34
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $136,873.34 to afford the $1,140.61 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Texas State University student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $1,140.61 $658.90 $481.71 $104,441.10
2 $1,140.61 $661.92 $478.69 $103,779.17
3 $1,140.61 $664.96 $475.65 $103,114.22
4 $1,140.61 $668.00 $472.61 $102,446.21
5 $1,140.61 $671.07 $469.55 $101,775.15
6 $1,140.61 $674.14 $466.47 $101,101.01
7 $1,140.61 $677.23 $463.38 $100,423.77
8 $1,140.61 $680.34 $460.28 $99,743.44
9 $1,140.61 $683.45 $457.16 $99,059.98
10 $1,140.61 $686.59 $454.02 $98,373.40
11 $1,140.61 $689.73 $450.88 $97,683.67
12 $1,140.61 $692.89 $447.72 $96,990.77
13 $1,140.61 $696.07 $444.54 $96,294.70
14 $1,140.61 $699.26 $441.35 $95,595.44
15 $1,140.61 $702.47 $438.15 $94,892.97
16 $1,140.61 $705.69 $434.93 $94,187.29
17 $1,140.61 $708.92 $431.69 $93,478.37
18 $1,140.61 $712.17 $428.44 $92,766.20
19 $1,140.61 $715.43 $425.18 $92,050.77
20 $1,140.61 $718.71 $421.90 $91,332.06
21 $1,140.61 $722.01 $418.61 $90,610.05
22 $1,140.61 $725.32 $415.30 $89,884.74
23 $1,140.61 $728.64 $411.97 $89,156.10
24 $1,140.61 $731.98 $408.63 $88,424.12
25 $1,140.61 $735.33 $405.28 $87,688.78
26 $1,140.61 $738.70 $401.91 $86,950.08
27 $1,140.61 $742.09 $398.52 $86,207.99
28 $1,140.61 $745.49 $395.12 $85,462.50
29 $1,140.61 $748.91 $391.70 $84,713.59
30 $1,140.61 $752.34 $388.27 $83,961.25
31 $1,140.61 $755.79 $384.82 $83,205.46
32 $1,140.61 $759.25 $381.36 $82,446.21
33 $1,140.61 $762.73 $377.88 $81,683.48
34 $1,140.61 $766.23 $374.38 $80,917.25
35 $1,140.61 $769.74 $370.87 $80,147.51
36 $1,140.61 $773.27 $367.34 $79,374.24
37 $1,140.61 $776.81 $363.80 $78,597.43
38 $1,140.61 $780.37 $360.24 $77,817.05
39 $1,140.61 $783.95 $356.66 $77,033.10
40 $1,140.61 $787.54 $353.07 $76,245.56
41 $1,140.61 $791.15 $349.46 $75,454.41
42 $1,140.61 $794.78 $345.83 $74,659.63
43 $1,140.61 $798.42 $342.19 $73,861.21
44 $1,140.61 $802.08 $338.53 $73,059.13
45 $1,140.61 $805.76 $334.85 $72,253.37
46 $1,140.61 $809.45 $331.16 $71,443.92
47 $1,140.61 $813.16 $327.45 $70,630.76
48 $1,140.61 $816.89 $323.72 $69,813.87
49 $1,140.61 $820.63 $319.98 $68,993.24
50 $1,140.61 $824.39 $316.22 $68,168.85
51 $1,140.61 $828.17 $312.44 $67,340.68
52 $1,140.61 $831.97 $308.64 $66,508.71
53 $1,140.61 $835.78 $304.83 $65,672.93
54 $1,140.61 $839.61 $301.00 $64,833.32
55 $1,140.61 $843.46 $297.15 $63,989.87
56 $1,140.61 $847.32 $293.29 $63,142.54
57 $1,140.61 $851.21 $289.40 $62,291.33
58 $1,140.61 $855.11 $285.50 $61,436.22
59 $1,140.61 $859.03 $281.58 $60,577.20
60 $1,140.61 $862.97 $277.65 $59,714.23
61 $1,140.61 $866.92 $273.69 $58,847.31
62 $1,140.61 $870.89 $269.72 $57,976.41
63 $1,140.61 $874.89 $265.73 $57,101.53
64 $1,140.61 $878.90 $261.72 $56,222.63
65 $1,140.61 $882.92 $257.69 $55,339.71
66 $1,140.61 $886.97 $253.64 $54,452.74
67 $1,140.61 $891.04 $249.58 $53,561.70
68 $1,140.61 $895.12 $245.49 $52,666.58
69 $1,140.61 $899.22 $241.39 $51,767.36
70 $1,140.61 $903.34 $237.27 $50,864.01
71 $1,140.61 $907.48 $233.13 $49,956.53
72 $1,140.61 $911.64 $228.97 $49,044.89
73 $1,140.61 $915.82 $224.79 $48,129.06
74 $1,140.61 $920.02 $220.59 $47,209.04
75 $1,140.61 $924.24 $216.37 $46,284.81
76 $1,140.61 $928.47 $212.14 $45,356.34
77 $1,140.61 $932.73 $207.88 $44,423.61
78 $1,140.61 $937.00 $203.61 $43,486.60
79 $1,140.61 $941.30 $199.31 $42,545.31
80 $1,140.61 $945.61 $195.00 $41,599.70
81 $1,140.61 $949.95 $190.67 $40,649.75
82 $1,140.61 $954.30 $186.31 $39,695.45
83 $1,140.61 $958.67 $181.94 $38,736.78
84 $1,140.61 $963.07 $177.54 $37,773.71
85 $1,140.61 $967.48 $173.13 $36,806.23
86 $1,140.61 $971.92 $168.70 $35,834.31
87 $1,140.61 $976.37 $164.24 $34,857.94
88 $1,140.61 $980.85 $159.77 $33,877.09
89 $1,140.61 $985.34 $155.27 $32,891.75
90 $1,140.61 $989.86 $150.75 $31,901.90
91 $1,140.61 $994.39 $146.22 $30,907.50
92 $1,140.61 $998.95 $141.66 $29,908.55
93 $1,140.61 $1,003.53 $137.08 $28,905.02
94 $1,140.61 $1,008.13 $132.48 $27,896.89
95 $1,140.61 $1,012.75 $127.86 $26,884.14
96 $1,140.61 $1,017.39 $123.22 $25,866.75
97 $1,140.61 $1,022.06 $118.56 $24,844.69
98 $1,140.61 $1,026.74 $113.87 $23,817.95
99 $1,140.61 $1,031.45 $109.17 $22,786.51
100 $1,140.61 $1,036.17 $104.44 $21,750.33
101 $1,140.61 $1,040.92 $99.69 $20,709.41
102 $1,140.61 $1,045.69 $94.92 $19,663.72
103 $1,140.61 $1,050.49 $90.13 $18,613.23
104 $1,140.61 $1,055.30 $85.31 $17,557.93
105 $1,140.61 $1,060.14 $80.47 $16,497.79
106 $1,140.61 $1,065.00 $75.61 $15,432.80
107 $1,140.61 $1,069.88 $70.73 $14,362.92
108 $1,140.61 $1,074.78 $65.83 $13,288.14
109 $1,140.61 $1,079.71 $60.90 $12,208.43
110 $1,140.61 $1,084.66 $55.96 $11,123.78
111 $1,140.61 $1,089.63 $50.98 $10,034.15
112 $1,140.61 $1,094.62 $45.99 $8,939.53
113 $1,140.61 $1,099.64 $40.97 $7,839.89
114 $1,140.61 $1,104.68 $35.93 $6,735.21
115 $1,140.61 $1,109.74 $30.87 $5,625.47
116 $1,140.61 $1,114.83 $25.78 $4,510.64
117 $1,140.61 $1,119.94 $20.67 $3,390.70
118 $1,140.61 $1,125.07 $15.54 $2,265.63
119 $1,140.61 $1,130.23 $10.38 $1,135.41
120 $1,140.61 $1,135.41 $5.20 $0.00