Student Loan Payment Calculator for Columbia University in the City of New York

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $344,388.00 to attend Columbia University in the City of New York. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Columbia University in the City of New York Student Loan Payments
Example Payments
Monthly Loan Payment$3,737.51
Amount Borrowed$344,388.00
Interest Rate5.5%
Term years
Number of Monthly Payments120
Total Interest Cost$104,113.77
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $448,501.77 to afford the $3,737.51 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Columbia University in the City of New York student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $3,737.51 $2,159.07 $1,578.44 $342,228.93
2 $3,737.51 $2,168.97 $1,568.55 $340,059.96
3 $3,737.51 $2,178.91 $1,558.61 $337,881.06
4 $3,737.51 $2,188.89 $1,548.62 $335,692.16
5 $3,737.51 $2,198.93 $1,538.59 $333,493.24
6 $3,737.51 $2,209.00 $1,528.51 $331,284.24
7 $3,737.51 $2,219.13 $1,518.39 $329,065.11
8 $3,737.51 $2,229.30 $1,508.22 $326,835.81
9 $3,737.51 $2,239.52 $1,498.00 $324,596.29
10 $3,737.51 $2,249.78 $1,487.73 $322,346.51
11 $3,737.51 $2,260.09 $1,477.42 $320,086.41
12 $3,737.51 $2,270.45 $1,467.06 $317,815.96
13 $3,737.51 $2,280.86 $1,456.66 $315,535.10
14 $3,737.51 $2,291.31 $1,446.20 $313,243.79
15 $3,737.51 $2,301.81 $1,435.70 $310,941.98
16 $3,737.51 $2,312.36 $1,425.15 $308,629.61
17 $3,737.51 $2,322.96 $1,414.55 $306,306.65
18 $3,737.51 $2,333.61 $1,403.91 $303,973.04
19 $3,737.51 $2,344.31 $1,393.21 $301,628.74
20 $3,737.51 $2,355.05 $1,382.47 $299,273.69
21 $3,737.51 $2,365.84 $1,371.67 $296,907.84
22 $3,737.51 $2,376.69 $1,360.83 $294,531.16
23 $3,737.51 $2,387.58 $1,349.93 $292,143.58
24 $3,737.51 $2,398.52 $1,338.99 $289,745.05
25 $3,737.51 $2,409.52 $1,328.00 $287,335.54
26 $3,737.51 $2,420.56 $1,316.95 $284,914.98
27 $3,737.51 $2,431.65 $1,305.86 $282,483.32
28 $3,737.51 $2,442.80 $1,294.72 $280,040.52
29 $3,737.51 $2,454.00 $1,283.52 $277,586.53
30 $3,737.51 $2,465.24 $1,272.27 $275,121.28
31 $3,737.51 $2,476.54 $1,260.97 $272,644.74
32 $3,737.51 $2,487.89 $1,249.62 $270,156.85
33 $3,737.51 $2,499.30 $1,238.22 $267,657.55
34 $3,737.51 $2,510.75 $1,226.76 $265,146.80
35 $3,737.51 $2,522.26 $1,215.26 $262,624.54
36 $3,737.51 $2,533.82 $1,203.70 $260,090.72
37 $3,737.51 $2,545.43 $1,192.08 $257,545.29
38 $3,737.51 $2,557.10 $1,180.42 $254,988.19
39 $3,737.51 $2,568.82 $1,168.70 $252,419.37
40 $3,737.51 $2,580.59 $1,156.92 $249,838.78
41 $3,737.51 $2,592.42 $1,145.09 $247,246.36
42 $3,737.51 $2,604.30 $1,133.21 $244,642.06
43 $3,737.51 $2,616.24 $1,121.28 $242,025.82
44 $3,737.51 $2,628.23 $1,109.29 $239,397.59
45 $3,737.51 $2,640.28 $1,097.24 $236,757.31
46 $3,737.51 $2,652.38 $1,085.14 $234,104.94
47 $3,737.51 $2,664.53 $1,072.98 $231,440.40
48 $3,737.51 $2,676.75 $1,060.77 $228,763.66
49 $3,737.51 $2,689.01 $1,048.50 $226,074.64
50 $3,737.51 $2,701.34 $1,036.18 $223,373.30
51 $3,737.51 $2,713.72 $1,023.79 $220,659.58
52 $3,737.51 $2,726.16 $1,011.36 $217,933.42
53 $3,737.51 $2,738.65 $998.86 $215,194.77
54 $3,737.51 $2,751.21 $986.31 $212,443.56
55 $3,737.51 $2,763.82 $973.70 $209,679.75
56 $3,737.51 $2,776.48 $961.03 $206,903.27
57 $3,737.51 $2,789.21 $948.31 $204,114.06
58 $3,737.51 $2,801.99 $935.52 $201,312.07
59 $3,737.51 $2,814.83 $922.68 $198,497.23
60 $3,737.51 $2,827.74 $909.78 $195,669.50
61 $3,737.51 $2,840.70 $896.82 $192,828.80
62 $3,737.51 $2,853.72 $883.80 $189,975.08
63 $3,737.51 $2,866.80 $870.72 $187,108.29
64 $3,737.51 $2,879.94 $857.58 $184,228.35
65 $3,737.51 $2,893.13 $844.38 $181,335.22
66 $3,737.51 $2,906.40 $831.12 $178,428.82
67 $3,737.51 $2,919.72 $817.80 $175,509.11
68 $3,737.51 $2,933.10 $804.42 $172,576.01
69 $3,737.51 $2,946.54 $790.97 $169,629.47
70 $3,737.51 $2,960.05 $777.47 $166,669.42
71 $3,737.51 $2,973.61 $763.90 $163,695.81
72 $3,737.51 $2,987.24 $750.27 $160,708.57
73 $3,737.51 $3,000.93 $736.58 $157,707.63
74 $3,737.51 $3,014.69 $722.83 $154,692.94
75 $3,737.51 $3,028.51 $709.01 $151,664.44
76 $3,737.51 $3,042.39 $695.13 $148,622.05
77 $3,737.51 $3,056.33 $681.18 $145,565.72
78 $3,737.51 $3,070.34 $667.18 $142,495.38
79 $3,737.51 $3,084.41 $653.10 $139,410.97
80 $3,737.51 $3,098.55 $638.97 $136,312.42
81 $3,737.51 $3,112.75 $624.77 $133,199.68
82 $3,737.51 $3,127.02 $610.50 $130,072.66
83 $3,737.51 $3,141.35 $596.17 $126,931.31
84 $3,737.51 $3,155.75 $581.77 $123,775.56
85 $3,737.51 $3,170.21 $567.30 $120,605.35
86 $3,737.51 $3,184.74 $552.77 $117,420.61
87 $3,737.51 $3,199.34 $538.18 $114,221.28
88 $3,737.51 $3,214.00 $523.51 $111,007.28
89 $3,737.51 $3,228.73 $508.78 $107,778.54
90 $3,737.51 $3,243.53 $493.98 $104,535.02
91 $3,737.51 $3,258.40 $479.12 $101,276.62
92 $3,737.51 $3,273.33 $464.18 $98,003.29
93 $3,737.51 $3,288.33 $449.18 $94,714.96
94 $3,737.51 $3,303.40 $434.11 $91,411.55
95 $3,737.51 $3,318.55 $418.97 $88,093.01
96 $3,737.51 $3,333.76 $403.76 $84,759.25
97 $3,737.51 $3,349.03 $388.48 $81,410.22
98 $3,737.51 $3,364.38 $373.13 $78,045.83
99 $3,737.51 $3,379.80 $357.71 $74,666.03
100 $3,737.51 $3,395.30 $342.22 $71,270.73
101 $3,737.51 $3,410.86 $326.66 $67,859.87
102 $3,737.51 $3,426.49 $311.02 $64,433.38
103 $3,737.51 $3,442.20 $295.32 $60,991.19
104 $3,737.51 $3,457.97 $279.54 $57,533.22
105 $3,737.51 $3,473.82 $263.69 $54,059.40
106 $3,737.51 $3,489.74 $247.77 $50,569.65
107 $3,737.51 $3,505.74 $231.78 $47,063.92
108 $3,737.51 $3,521.81 $215.71 $43,542.11
109 $3,737.51 $3,537.95 $199.57 $40,004.16
110 $3,737.51 $3,554.16 $183.35 $36,450.00
111 $3,737.51 $3,570.45 $167.06 $32,879.55
112 $3,737.51 $3,586.82 $150.70 $29,292.73
113 $3,737.51 $3,603.26 $134.26 $25,689.48
114 $3,737.51 $3,619.77 $117.74 $22,069.70
115 $3,737.51 $3,636.36 $101.15 $18,433.34
116 $3,737.51 $3,653.03 $84.49 $14,780.31
117 $3,737.51 $3,669.77 $67.74 $11,110.54
118 $3,737.51 $3,686.59 $50.92 $7,423.95
119 $3,737.51 $3,703.49 $34.03 $3,720.46
120 $3,737.51 $3,720.46 $17.05 $0.00