Savings Plan and Future Cost Estimation for Cayuga County Community College

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2042$68,537
Monthly savings required$304

How much will it cost to send your child to Cayuga County Community College in 18 years and how much do you need to save?  A 2 year degree is estimated to be priced at $137,074.64 for students enrolling in 2042 if tuition increases average 7% per year until then.   Assuming you have no current college savings, monthly deposits of $304.50 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$19,592.00
Years until enrollment18
Annual Tuition Increase7%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment2

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $304.50 $0.00 $0.00 $304.50
2 $304.50 $304.50 $0.00 $1.72 $610.72
3 $610.72 $304.50 $0.00 $3.45 $918.67
4 $918.67 $304.50 $0.00 $5.19 $1,228.36
5 $1,228.36 $304.50 $0.00 $6.95 $1,539.81
6 $1,539.81 $304.50 $0.00 $8.71 $1,853.02
7 $1,853.02 $304.50 $0.00 $10.48 $2,168.00
8 $2,168.00 $304.50 $0.00 $12.26 $2,484.76
9 $2,484.76 $304.50 $0.00 $14.05 $2,803.31
10 $2,803.31 $304.50 $0.00 $15.85 $3,123.66
11 $3,123.66 $304.50 $0.00 $17.66 $3,445.82
12 $3,445.82 $304.50 $0.00 $19.48 $3,769.80
13 $3,769.80 $304.50 $0.00 $21.31 $4,095.61
14 $4,095.61 $304.50 $0.00 $23.16 $4,423.27
15 $4,423.27 $304.50 $0.00 $25.01 $4,752.78
16 $4,752.78 $304.50 $0.00 $26.87 $5,084.15
17 $5,084.15 $304.50 $0.00 $28.75 $5,417.40
18 $5,417.40 $304.50 $0.00 $30.63 $5,752.53
19 $5,752.53 $304.50 $0.00 $32.53 $6,089.56
20 $6,089.56 $304.50 $0.00 $34.43 $6,428.49
21 $6,428.49 $304.50 $0.00 $36.35 $6,769.34
22 $6,769.34 $304.50 $0.00 $38.27 $7,112.11
23 $7,112.11 $304.50 $0.00 $40.21 $7,456.82
24 $7,456.82 $304.50 $0.00 $42.16 $7,803.48
25 $7,803.48 $304.50 $0.00 $44.12 $8,152.10
26 $8,152.10 $304.50 $0.00 $46.09 $8,502.69
27 $8,502.69 $304.50 $0.00 $48.08 $8,855.27
28 $8,855.27 $304.50 $0.00 $50.07 $9,209.84
29 $9,209.84 $304.50 $0.00 $52.07 $9,566.41
30 $9,566.41 $304.50 $0.00 $54.09 $9,925.00
31 $9,925.00 $304.50 $0.00 $56.12 $10,285.62
32 $10,285.62 $304.50 $0.00 $58.16 $10,648.28
33 $10,648.28 $304.50 $0.00 $60.21 $11,012.99
34 $11,012.99 $304.50 $0.00 $62.27 $11,379.76
35 $11,379.76 $304.50 $0.00 $64.34 $11,748.60
36 $11,748.60 $304.50 $0.00 $66.43 $12,119.53
37 $12,119.53 $304.50 $0.00 $68.53 $12,492.56
38 $12,492.56 $304.50 $0.00 $70.63 $12,867.69
39 $12,867.69 $304.50 $0.00 $72.76 $13,244.95
40 $13,244.95 $304.50 $0.00 $74.89 $13,624.34
41 $13,624.34 $304.50 $0.00 $77.03 $14,005.87
42 $14,005.87 $304.50 $0.00 $79.19 $14,389.56
43 $14,389.56 $304.50 $0.00 $81.36 $14,775.42
44 $14,775.42 $304.50 $0.00 $83.54 $15,163.46
45 $15,163.46 $304.50 $0.00 $85.74 $15,553.70
46 $15,553.70 $304.50 $0.00 $87.94 $15,946.14
47 $15,946.14 $304.50 $0.00 $90.16 $16,340.80
48 $16,340.80 $304.50 $0.00 $92.39 $16,737.69
49 $16,737.69 $304.50 $0.00 $94.64 $17,136.83
50 $17,136.83 $304.50 $0.00 $96.89 $17,538.22
51 $17,538.22 $304.50 $0.00 $99.16 $17,941.88
52 $17,941.88 $304.50 $0.00 $101.45 $18,347.83
53 $18,347.83 $304.50 $0.00 $103.74 $18,756.07
54 $18,756.07 $304.50 $0.00 $106.05 $19,166.62
55 $19,166.62 $304.50 $0.00 $108.37 $19,579.49
56 $19,579.49 $304.50 $0.00 $110.71 $19,994.70
57 $19,994.70 $304.50 $0.00 $113.05 $20,412.25
58 $20,412.25 $304.50 $0.00 $115.41 $20,832.16
59 $20,832.16 $304.50 $0.00 $117.79 $21,254.45
60 $21,254.45 $304.50 $0.00 $120.18 $21,679.13
61 $21,679.13 $304.50 $0.00 $122.58 $22,106.21
62 $22,106.21 $304.50 $0.00 $124.99 $22,535.70
63 $22,535.70 $304.50 $0.00 $127.42 $22,967.62
64 $22,967.62 $304.50 $0.00 $129.86 $23,401.98
65 $23,401.98 $304.50 $0.00 $132.32 $23,838.80
66 $23,838.80 $304.50 $0.00 $134.79 $24,278.09
67 $24,278.09 $304.50 $0.00 $137.27 $24,719.86
68 $24,719.86 $304.50 $0.00 $139.77 $25,164.13
69 $25,164.13 $304.50 $0.00 $142.28 $25,610.91
70 $25,610.91 $304.50 $0.00 $144.81 $26,060.22
71 $26,060.22 $304.50 $0.00 $147.35 $26,512.07
72 $26,512.07 $304.50 $0.00 $149.90 $26,966.47
73 $26,966.47 $304.50 $0.00 $152.47 $27,423.44
74 $27,423.44 $304.50 $0.00 $155.06 $27,883.00
75 $27,883.00 $304.50 $0.00 $157.65 $28,345.15
76 $28,345.15 $304.50 $0.00 $160.27 $28,809.92
77 $28,809.92 $304.50 $0.00 $162.90 $29,277.32
78 $29,277.32 $304.50 $0.00 $165.54 $29,747.36
79 $29,747.36 $304.50 $0.00 $168.20 $30,220.06
80 $30,220.06 $304.50 $0.00 $170.87 $30,695.43
81 $30,695.43 $304.50 $0.00 $173.56 $31,173.49
82 $31,173.49 $304.50 $0.00 $176.26 $31,654.25
83 $31,654.25 $304.50 $0.00 $178.98 $32,137.73
84 $32,137.73 $304.50 $0.00 $181.71 $32,623.94
85 $32,623.94 $304.50 $0.00 $184.46 $33,112.90
86 $33,112.90 $304.50 $0.00 $187.23 $33,604.63
87 $33,604.63 $304.50 $0.00 $190.01 $34,099.14
88 $34,099.14 $304.50 $0.00 $192.80 $34,596.44
89 $34,596.44 $304.50 $0.00 $195.61 $35,096.55
90 $35,096.55 $304.50 $0.00 $198.44 $35,599.49
91 $35,599.49 $304.50 $0.00 $201.28 $36,105.27
92 $36,105.27 $304.50 $0.00 $204.14 $36,613.91
93 $36,613.91 $304.50 $0.00 $207.02 $37,125.43
94 $37,125.43 $304.50 $0.00 $209.91 $37,639.84
95 $37,639.84 $304.50 $0.00 $212.82 $38,157.16
96 $38,157.16 $304.50 $0.00 $215.75 $38,677.41
97 $38,677.41 $304.50 $0.00 $218.69 $39,200.60
98 $39,200.60 $304.50 $0.00 $221.65 $39,726.75
99 $39,726.75 $304.50 $0.00 $224.62 $40,255.87
100 $40,255.87 $304.50 $0.00 $227.61 $40,787.98
101 $40,787.98 $304.50 $0.00 $230.62 $41,323.10
102 $41,323.10 $304.50 $0.00 $233.65 $41,861.25
103 $41,861.25 $304.50 $0.00 $236.69 $42,402.44
104 $42,402.44 $304.50 $0.00 $239.75 $42,946.69
105 $42,946.69 $304.50 $0.00 $242.83 $43,494.02
106 $43,494.02 $304.50 $0.00 $245.92 $44,044.44
107 $44,044.44 $304.50 $0.00 $249.03 $44,597.97
108 $44,597.97 $304.50 $0.00 $252.16 $45,154.63
109 $45,154.63 $304.50 $0.00 $255.31 $45,714.44
110 $45,714.44 $304.50 $0.00 $258.48 $46,277.42
111 $46,277.42 $304.50 $0.00 $261.66 $46,843.58
112 $46,843.58 $304.50 $0.00 $264.86 $47,412.94
113 $47,412.94 $304.50 $0.00 $268.08 $47,985.52
114 $47,985.52 $304.50 $0.00 $271.32 $48,561.34
115 $48,561.34 $304.50 $0.00 $274.57 $49,140.41
116 $49,140.41 $304.50 $0.00 $277.85 $49,722.76
117 $49,722.76 $304.50 $0.00 $281.14 $50,308.40
118 $50,308.40 $304.50 $0.00 $284.45 $50,897.35
119 $50,897.35 $304.50 $0.00 $287.78 $51,489.63
120 $51,489.63 $304.50 $0.00 $291.13 $52,085.26
121 $52,085.26 $304.50 $0.00 $294.50 $52,684.26
122 $52,684.26 $304.50 $0.00 $297.88 $53,286.64
123 $53,286.64 $304.50 $0.00 $301.29 $53,892.43
124 $53,892.43 $304.50 $0.00 $304.72 $54,501.65
125 $54,501.65 $304.50 $0.00 $308.16 $55,114.31
126 $55,114.31 $304.50 $0.00 $311.62 $55,730.43
127 $55,730.43 $304.50 $0.00 $315.11 $56,350.04
128 $56,350.04 $304.50 $0.00 $318.61 $56,973.15
129 $56,973.15 $304.50 $0.00 $322.13 $57,599.78
130 $57,599.78 $304.50 $0.00 $325.68 $58,229.96
131 $58,229.96 $304.50 $0.00 $329.24 $58,863.70
132 $58,863.70 $304.50 $0.00 $332.82 $59,501.02
133 $59,501.02 $304.50 $0.00 $336.43 $60,141.95
134 $60,141.95 $304.50 $0.00 $340.05 $60,786.50
135 $60,786.50 $304.50 $0.00 $343.70 $61,434.70
136 $61,434.70 $304.50 $0.00 $347.36 $62,086.56
137 $62,086.56 $304.50 $0.00 $351.05 $62,742.11
138 $62,742.11 $304.50 $0.00 $354.75 $63,401.36
139 $63,401.36 $304.50 $0.00 $358.48 $64,064.34
140 $64,064.34 $304.50 $0.00 $362.23 $64,731.07
141 $64,731.07 $304.50 $0.00 $366.00 $65,401.57
142 $65,401.57 $304.50 $0.00 $369.79 $66,075.86
143 $66,075.86 $304.50 $0.00 $373.60 $66,753.96
144 $66,753.96 $304.50 $0.00 $377.44 $67,435.90
145 $67,435.90 $304.50 $0.00 $381.29 $68,121.69
146 $68,121.69 $304.50 $0.00 $385.17 $68,811.36
147 $68,811.36 $304.50 $0.00 $389.07 $69,504.93
148 $69,504.93 $304.50 $0.00 $392.99 $70,202.42
149 $70,202.42 $304.50 $0.00 $396.93 $70,903.85
150 $70,903.85 $304.50 $0.00 $400.90 $71,609.25
151 $71,609.25 $304.50 $0.00 $404.89 $72,318.64
152 $72,318.64 $304.50 $0.00 $408.90 $73,032.04
153 $73,032.04 $304.50 $0.00 $412.93 $73,749.47
154 $73,749.47 $304.50 $0.00 $416.99 $74,470.96
155 $74,470.96 $304.50 $0.00 $421.07 $75,196.53
156 $75,196.53 $304.50 $0.00 $425.17 $75,926.20
157 $75,926.20 $304.50 $0.00 $429.30 $76,660.00
158 $76,660.00 $304.50 $0.00 $433.45 $77,397.95
159 $77,397.95 $304.50 $0.00 $437.62 $78,140.07
160 $78,140.07 $304.50 $0.00 $441.82 $78,886.39
161 $78,886.39 $304.50 $0.00 $446.04 $79,636.93
162 $79,636.93 $304.50 $0.00 $450.28 $80,391.71
163 $80,391.71 $304.50 $0.00 $454.55 $81,150.76
164 $81,150.76 $304.50 $0.00 $458.84 $81,914.10
165 $81,914.10 $304.50 $0.00 $463.15 $82,681.75
166 $82,681.75 $304.50 $0.00 $467.49 $83,453.74
167 $83,453.74 $304.50 $0.00 $471.86 $84,230.10
168 $84,230.10 $304.50 $0.00 $476.25 $85,010.85
169 $85,010.85 $304.50 $0.00 $480.66 $85,796.01
170 $85,796.01 $304.50 $0.00 $485.10 $86,585.61
171 $86,585.61 $304.50 $0.00 $489.57 $87,379.68
172 $87,379.68 $304.50 $0.00 $494.06 $88,178.24
173 $88,178.24 $304.50 $0.00 $498.57 $88,981.31
174 $88,981.31 $304.50 $0.00 $503.11 $89,788.92
175 $89,788.92 $304.50 $0.00 $507.68 $90,601.10
176 $90,601.10 $304.50 $0.00 $512.27 $91,417.87
177 $91,417.87 $304.50 $0.00 $516.89 $92,239.26
178 $92,239.26 $304.50 $0.00 $521.53 $93,065.29
179 $93,065.29 $304.50 $0.00 $526.20 $93,895.99
180 $93,895.99 $304.50 $0.00 $530.90 $94,731.39
181 $94,731.39 $304.50 $0.00 $535.63 $95,571.52
182 $95,571.52 $304.50 $0.00 $540.38 $96,416.40
183 $96,416.40 $304.50 $0.00 $545.15 $97,266.05
184 $97,266.05 $304.50 $0.00 $549.96 $98,120.51
185 $98,120.51 $304.50 $0.00 $554.79 $98,979.80
186 $98,979.80 $304.50 $0.00 $559.65 $99,843.95
187 $99,843.95 $304.50 $0.00 $564.53 $100,712.98
188 $100,712.98 $304.50 $0.00 $569.45 $101,586.93
189 $101,586.93 $304.50 $0.00 $574.39 $102,465.82
190 $102,465.82 $304.50 $0.00 $579.36 $103,349.68
191 $103,349.68 $304.50 $0.00 $584.35 $104,238.53
192 $104,238.53 $304.50 $0.00 $589.38 $105,132.41
193 $105,132.41 $304.50 $0.00 $594.43 $106,031.34
194 $106,031.34 $304.50 $0.00 $599.52 $106,935.36
195 $106,935.36 $304.50 $0.00 $604.63 $107,844.49
196 $107,844.49 $304.50 $0.00 $609.77 $108,758.76
197 $108,758.76 $304.50 $0.00 $614.94 $109,678.20
198 $109,678.20 $304.50 $0.00 $620.14 $110,602.84
199 $110,602.84 $304.50 $0.00 $625.36 $111,532.70
200 $111,532.70 $304.50 $0.00 $630.62 $112,467.82
201 $112,467.82 $304.50 $0.00 $635.91 $113,408.23
202 $113,408.23 $304.50 $0.00 $641.23 $114,353.96
203 $114,353.96 $304.50 $0.00 $646.57 $115,305.03
204 $115,305.03 $304.50 $0.00 $651.95 $116,261.48
205 $116,261.48 $304.50 $0.00 $657.36 $117,223.34
206 $117,223.34 $304.50 $0.00 $662.80 $118,190.64
207 $118,190.64 $304.50 $0.00 $668.27 $119,163.41
208 $119,163.41 $304.50 $0.00 $673.77 $120,141.68
209 $120,141.68 $304.50 $0.00 $679.30 $121,125.48
210 $121,125.48 $304.50 $0.00 $684.86 $122,114.84
211 $122,114.84 $304.50 $0.00 $690.46 $123,109.80
212 $123,109.80 $304.50 $0.00 $696.08 $124,110.38
213 $124,110.38 $304.50 $0.00 $701.74 $125,116.62
214 $125,116.62 $304.50 $0.00 $707.43 $126,128.55
215 $126,128.55 $304.50 $0.00 $713.15 $127,146.20
216 $127,146.20 $304.50 $0.00 $718.90 $128,169.60
217 $128,169.60 $304.50 $66,219.63 $724.69 $62,979.16
218 $62,979.16 $304.50 $0.00 $356.09 $63,639.75
219 $63,639.75 $304.50 $0.00 $359.83 $64,304.08
220 $64,304.08 $304.50 $0.00 $363.58 $64,972.16
221 $64,972.16 $304.50 $0.00 $367.36 $65,644.02
222 $65,644.02 $304.50 $0.00 $371.16 $66,319.68
223 $66,319.68 $304.50 $0.00 $374.98 $66,999.16
224 $66,999.16 $304.50 $0.00 $378.82 $67,682.48
225 $67,682.48 $304.50 $0.00 $382.69 $68,369.67
226 $68,369.67 $304.50 $0.00 $386.57 $69,060.74
227 $69,060.74 $304.50 $0.00 $390.48 $69,755.72
228 $69,755.72 $304.50 $0.00 $394.41 $70,454.63
229 $70,454.63 $0.00 $70,855.01 $398.36 -$2.02