Savings Plan and Future Cost Estimation for University of Central Missouri

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2042$83,257
Monthly savings required$658

How much will it cost to send your child to University of Central Missouri in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $333,028.83 for students enrolling in 2042 if tuition increases average 7% per year until then.   Assuming you have no current college savings, monthly deposits of $658.01 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$22,192.00
Years until enrollment18
Annual Tuition Increase7%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $658.01 $0.00 $0.00 $658.01
2 $658.01 $658.01 $0.00 $3.72 $1,319.74
3 $1,319.74 $658.01 $0.00 $7.46 $1,985.21
4 $1,985.21 $658.01 $0.00 $11.22 $2,654.44
5 $2,654.44 $658.01 $0.00 $15.01 $3,327.46
6 $3,327.46 $658.01 $0.00 $18.81 $4,004.28
7 $4,004.28 $658.01 $0.00 $22.64 $4,684.93
8 $4,684.93 $658.01 $0.00 $26.49 $5,369.43
9 $5,369.43 $658.01 $0.00 $30.36 $6,057.80
10 $6,057.80 $658.01 $0.00 $34.25 $6,750.06
11 $6,750.06 $658.01 $0.00 $38.17 $7,446.24
12 $7,446.24 $658.01 $0.00 $42.10 $8,146.35
13 $8,146.35 $658.01 $0.00 $46.06 $8,850.42
14 $8,850.42 $658.01 $0.00 $50.04 $9,558.47
15 $9,558.47 $658.01 $0.00 $54.04 $10,270.52
16 $10,270.52 $658.01 $0.00 $58.07 $10,986.60
17 $10,986.60 $658.01 $0.00 $62.12 $11,706.73
18 $11,706.73 $658.01 $0.00 $66.19 $12,430.93
19 $12,430.93 $658.01 $0.00 $70.29 $13,159.23
20 $13,159.23 $658.01 $0.00 $74.40 $13,891.64
21 $13,891.64 $658.01 $0.00 $78.55 $14,628.20
22 $14,628.20 $658.01 $0.00 $82.71 $15,368.92
23 $15,368.92 $658.01 $0.00 $86.90 $16,113.83
24 $16,113.83 $658.01 $0.00 $91.11 $16,862.95
25 $16,862.95 $658.01 $0.00 $95.35 $17,616.31
26 $17,616.31 $658.01 $0.00 $99.61 $18,373.93
27 $18,373.93 $658.01 $0.00 $103.89 $19,135.83
28 $19,135.83 $658.01 $0.00 $108.20 $19,902.04
29 $19,902.04 $658.01 $0.00 $112.53 $20,672.58
30 $20,672.58 $658.01 $0.00 $116.89 $21,447.48
31 $21,447.48 $658.01 $0.00 $121.27 $22,226.76
32 $22,226.76 $658.01 $0.00 $125.67 $23,010.44
33 $23,010.44 $658.01 $0.00 $130.10 $23,798.55
34 $23,798.55 $658.01 $0.00 $134.56 $24,591.12
35 $24,591.12 $658.01 $0.00 $139.04 $25,388.17
36 $25,388.17 $658.01 $0.00 $143.55 $26,189.73
37 $26,189.73 $658.01 $0.00 $148.08 $26,995.82
38 $26,995.82 $658.01 $0.00 $152.64 $27,806.47
39 $27,806.47 $658.01 $0.00 $157.22 $28,621.70
40 $28,621.70 $658.01 $0.00 $161.83 $29,441.54
41 $29,441.54 $658.01 $0.00 $166.47 $30,266.02
42 $30,266.02 $658.01 $0.00 $171.13 $31,095.16
43 $31,095.16 $658.01 $0.00 $175.82 $31,928.99
44 $31,928.99 $658.01 $0.00 $180.53 $32,767.53
45 $32,767.53 $658.01 $0.00 $185.27 $33,610.81
46 $33,610.81 $658.01 $0.00 $190.04 $34,458.86
47 $34,458.86 $658.01 $0.00 $194.84 $35,311.71
48 $35,311.71 $658.01 $0.00 $199.66 $36,169.38
49 $36,169.38 $658.01 $0.00 $204.51 $37,031.90
50 $37,031.90 $658.01 $0.00 $209.38 $37,899.29
51 $37,899.29 $658.01 $0.00 $214.29 $38,771.59
52 $38,771.59 $658.01 $0.00 $219.22 $39,648.82
53 $39,648.82 $658.01 $0.00 $224.18 $40,531.01
54 $40,531.01 $658.01 $0.00 $229.17 $41,418.19
55 $41,418.19 $658.01 $0.00 $234.18 $42,310.38
56 $42,310.38 $658.01 $0.00 $239.23 $43,207.62
57 $43,207.62 $658.01 $0.00 $244.30 $44,109.93
58 $44,109.93 $658.01 $0.00 $249.40 $45,017.34
59 $45,017.34 $658.01 $0.00 $254.53 $45,929.88
60 $45,929.88 $658.01 $0.00 $259.69 $46,847.58
61 $46,847.58 $658.01 $0.00 $264.88 $47,770.47
62 $47,770.47 $658.01 $0.00 $270.10 $48,698.58
63 $48,698.58 $658.01 $0.00 $275.35 $49,631.94
64 $49,631.94 $658.01 $0.00 $280.63 $50,570.58
65 $50,570.58 $658.01 $0.00 $285.93 $51,514.52
66 $51,514.52 $658.01 $0.00 $291.27 $52,463.80
67 $52,463.80 $658.01 $0.00 $296.64 $53,418.45
68 $53,418.45 $658.01 $0.00 $302.04 $54,378.50
69 $54,378.50 $658.01 $0.00 $307.46 $55,343.97
70 $55,343.97 $658.01 $0.00 $312.92 $56,314.90
71 $56,314.90 $658.01 $0.00 $318.41 $57,291.32
72 $57,291.32 $658.01 $0.00 $323.93 $58,273.26
73 $58,273.26 $658.01 $0.00 $329.49 $59,260.76
74 $59,260.76 $658.01 $0.00 $335.07 $60,253.84
75 $60,253.84 $658.01 $0.00 $340.68 $61,252.53
76 $61,252.53 $658.01 $0.00 $346.33 $62,256.87
77 $62,256.87 $658.01 $0.00 $352.01 $63,266.89
78 $63,266.89 $658.01 $0.00 $357.72 $64,282.62
79 $64,282.62 $658.01 $0.00 $363.46 $65,304.09
80 $65,304.09 $658.01 $0.00 $369.24 $66,331.34
81 $66,331.34 $658.01 $0.00 $375.05 $67,364.40
82 $67,364.40 $658.01 $0.00 $380.89 $68,403.30
83 $68,403.30 $658.01 $0.00 $386.76 $69,448.07
84 $69,448.07 $658.01 $0.00 $392.67 $70,498.75
85 $70,498.75 $658.01 $0.00 $398.61 $71,555.37
86 $71,555.37 $658.01 $0.00 $404.58 $72,617.96
87 $72,617.96 $658.01 $0.00 $410.59 $73,686.56
88 $73,686.56 $658.01 $0.00 $416.63 $74,761.20
89 $74,761.20 $658.01 $0.00 $422.71 $75,841.92
90 $75,841.92 $658.01 $0.00 $428.82 $76,928.75
91 $76,928.75 $658.01 $0.00 $434.97 $78,021.73
92 $78,021.73 $658.01 $0.00 $441.15 $79,120.89
93 $79,120.89 $658.01 $0.00 $447.36 $80,226.26
94 $80,226.26 $658.01 $0.00 $453.61 $81,337.88
95 $81,337.88 $658.01 $0.00 $459.90 $82,455.79
96 $82,455.79 $658.01 $0.00 $466.22 $83,580.02
97 $83,580.02 $658.01 $0.00 $472.57 $84,710.60
98 $84,710.60 $658.01 $0.00 $478.97 $85,847.58
99 $85,847.58 $658.01 $0.00 $485.39 $86,990.98
100 $86,990.98 $658.01 $0.00 $491.86 $88,140.85
101 $88,140.85 $658.01 $0.00 $498.36 $89,297.22
102 $89,297.22 $658.01 $0.00 $504.90 $90,460.13
103 $90,460.13 $658.01 $0.00 $511.47 $91,629.61
104 $91,629.61 $658.01 $0.00 $518.09 $92,805.71
105 $92,805.71 $658.01 $0.00 $524.74 $93,988.46
106 $93,988.46 $658.01 $0.00 $531.42 $95,177.89
107 $95,177.89 $658.01 $0.00 $538.15 $96,374.05
108 $96,374.05 $658.01 $0.00 $544.91 $97,576.97
109 $97,576.97 $658.01 $0.00 $551.71 $98,786.69
110 $98,786.69 $658.01 $0.00 $558.55 $100,003.25
111 $100,003.25 $658.01 $0.00 $565.43 $101,226.69
112 $101,226.69 $658.01 $0.00 $572.35 $102,457.05
113 $102,457.05 $658.01 $0.00 $579.31 $103,694.37
114 $103,694.37 $658.01 $0.00 $586.30 $104,938.68
115 $104,938.68 $658.01 $0.00 $593.34 $106,190.03
116 $106,190.03 $658.01 $0.00 $600.41 $107,448.45
117 $107,448.45 $658.01 $0.00 $607.53 $108,713.99
118 $108,713.99 $658.01 $0.00 $614.68 $109,986.68
119 $109,986.68 $658.01 $0.00 $621.88 $111,266.57
120 $111,266.57 $658.01 $0.00 $629.12 $112,553.70
121 $112,553.70 $658.01 $0.00 $636.39 $113,848.10
122 $113,848.10 $658.01 $0.00 $643.71 $115,149.82
123 $115,149.82 $658.01 $0.00 $651.07 $116,458.90
124 $116,458.90 $658.01 $0.00 $658.48 $117,775.39
125 $117,775.39 $658.01 $0.00 $665.92 $119,099.32
126 $119,099.32 $658.01 $0.00 $673.40 $120,430.73
127 $120,430.73 $658.01 $0.00 $680.93 $121,769.67
128 $121,769.67 $658.01 $0.00 $688.50 $123,116.18
129 $123,116.18 $658.01 $0.00 $696.12 $124,470.31
130 $124,470.31 $658.01 $0.00 $703.77 $125,832.09
131 $125,832.09 $658.01 $0.00 $711.47 $127,201.57
132 $127,201.57 $658.01 $0.00 $719.22 $128,578.80
133 $128,578.80 $658.01 $0.00 $727.00 $129,963.81
134 $129,963.81 $658.01 $0.00 $734.83 $131,356.65
135 $131,356.65 $658.01 $0.00 $742.71 $132,757.37
136 $132,757.37 $658.01 $0.00 $750.63 $134,166.01
137 $134,166.01 $658.01 $0.00 $758.59 $135,582.61
138 $135,582.61 $658.01 $0.00 $766.60 $137,007.22
139 $137,007.22 $658.01 $0.00 $774.66 $138,439.89
140 $138,439.89 $658.01 $0.00 $782.76 $139,880.66
141 $139,880.66 $658.01 $0.00 $790.91 $141,329.58
142 $141,329.58 $658.01 $0.00 $799.10 $142,786.69
143 $142,786.69 $658.01 $0.00 $807.34 $144,252.04
144 $144,252.04 $658.01 $0.00 $815.62 $145,725.67
145 $145,725.67 $658.01 $0.00 $823.95 $147,207.63
146 $147,207.63 $658.01 $0.00 $832.33 $148,697.97
147 $148,697.97 $658.01 $0.00 $840.76 $150,196.74
148 $150,196.74 $658.01 $0.00 $849.23 $151,703.98
149 $151,703.98 $658.01 $0.00 $857.76 $153,219.75
150 $153,219.75 $658.01 $0.00 $866.33 $154,744.09
151 $154,744.09 $658.01 $0.00 $874.95 $156,277.05
152 $156,277.05 $658.01 $0.00 $883.61 $157,818.67
153 $157,818.67 $658.01 $0.00 $892.33 $159,369.01
154 $159,369.01 $658.01 $0.00 $901.10 $160,928.12
155 $160,928.12 $658.01 $0.00 $909.91 $162,496.04
156 $162,496.04 $658.01 $0.00 $918.78 $164,072.83
157 $164,072.83 $658.01 $0.00 $927.69 $165,658.53
158 $165,658.53 $658.01 $0.00 $936.66 $167,253.20
159 $167,253.20 $658.01 $0.00 $945.67 $168,856.88
160 $168,856.88 $658.01 $0.00 $954.74 $170,469.63
161 $170,469.63 $658.01 $0.00 $963.86 $172,091.50
162 $172,091.50 $658.01 $0.00 $973.03 $173,722.54
163 $173,722.54 $658.01 $0.00 $982.25 $175,362.80
164 $175,362.80 $658.01 $0.00 $991.53 $177,012.34
165 $177,012.34 $658.01 $0.00 $1,000.85 $178,671.20
166 $178,671.20 $658.01 $0.00 $1,010.23 $180,339.44
167 $180,339.44 $658.01 $0.00 $1,019.67 $182,017.12
168 $182,017.12 $658.01 $0.00 $1,029.15 $183,704.28
169 $183,704.28 $658.01 $0.00 $1,038.69 $185,400.98
170 $185,400.98 $658.01 $0.00 $1,048.28 $187,107.27
171 $187,107.27 $658.01 $0.00 $1,057.93 $188,823.21
172 $188,823.21 $658.01 $0.00 $1,067.63 $190,548.85
173 $190,548.85 $658.01 $0.00 $1,077.39 $192,284.25
174 $192,284.25 $658.01 $0.00 $1,087.20 $194,029.46
175 $194,029.46 $658.01 $0.00 $1,097.07 $195,784.54
176 $195,784.54 $658.01 $0.00 $1,106.99 $197,549.54
177 $197,549.54 $658.01 $0.00 $1,116.97 $199,324.52
178 $199,324.52 $658.01 $0.00 $1,127.01 $201,109.54
179 $201,109.54 $658.01 $0.00 $1,137.10 $202,904.65
180 $202,904.65 $658.01 $0.00 $1,147.25 $204,709.91
181 $204,709.91 $658.01 $0.00 $1,157.46 $206,525.38
182 $206,525.38 $658.01 $0.00 $1,167.72 $208,351.11
183 $208,351.11 $658.01 $0.00 $1,178.05 $210,187.17
184 $210,187.17 $658.01 $0.00 $1,188.43 $212,033.61
185 $212,033.61 $658.01 $0.00 $1,198.87 $213,890.49
186 $213,890.49 $658.01 $0.00 $1,209.37 $215,757.87
187 $215,757.87 $658.01 $0.00 $1,219.93 $217,635.81
188 $217,635.81 $658.01 $0.00 $1,230.54 $219,524.36
189 $219,524.36 $658.01 $0.00 $1,241.22 $221,423.59
190 $221,423.59 $658.01 $0.00 $1,251.96 $223,333.56
191 $223,333.56 $658.01 $0.00 $1,262.76 $225,254.33
192 $225,254.33 $658.01 $0.00 $1,273.62 $227,185.96
193 $227,185.96 $658.01 $0.00 $1,284.54 $229,128.51
194 $229,128.51 $658.01 $0.00 $1,295.53 $231,082.05
195 $231,082.05 $658.01 $0.00 $1,306.57 $233,046.63
196 $233,046.63 $658.01 $0.00 $1,317.68 $235,022.32
197 $235,022.32 $658.01 $0.00 $1,328.85 $237,009.18
198 $237,009.18 $658.01 $0.00 $1,340.08 $239,007.27
199 $239,007.27 $658.01 $0.00 $1,351.38 $241,016.66
200 $241,016.66 $658.01 $0.00 $1,362.74 $243,037.41
201 $243,037.41 $658.01 $0.00 $1,374.17 $245,069.59
202 $245,069.59 $658.01 $0.00 $1,385.66 $247,113.26
203 $247,113.26 $658.01 $0.00 $1,397.21 $249,168.48
204 $249,168.48 $658.01 $0.00 $1,408.83 $251,235.32
205 $251,235.32 $658.01 $0.00 $1,420.52 $253,313.85
206 $253,313.85 $658.01 $0.00 $1,432.27 $255,404.13
207 $255,404.13 $658.01 $0.00 $1,444.09 $257,506.23
208 $257,506.23 $658.01 $0.00 $1,455.98 $259,620.22
209 $259,620.22 $658.01 $0.00 $1,467.93 $261,746.16
210 $261,746.16 $658.01 $0.00 $1,479.95 $263,884.12
211 $263,884.12 $658.01 $0.00 $1,492.04 $266,034.17
212 $266,034.17 $658.01 $0.00 $1,504.20 $268,196.38
213 $268,196.38 $658.01 $0.00 $1,516.42 $270,370.81
214 $270,370.81 $658.01 $0.00 $1,528.72 $272,557.54
215 $272,557.54 $658.01 $0.00 $1,541.08 $274,756.63
216 $274,756.63 $658.01 $0.00 $1,553.51 $276,968.15
217 $276,968.15 $658.01 $75,007.46 $1,566.02 $204,184.72
218 $204,184.72 $658.01 $0.00 $1,154.49 $205,997.22
219 $205,997.22 $658.01 $0.00 $1,164.74 $207,819.97
220 $207,819.97 $658.01 $0.00 $1,175.04 $209,653.02
221 $209,653.02 $658.01 $0.00 $1,185.41 $211,496.44
222 $211,496.44 $658.01 $0.00 $1,195.83 $213,350.28
223 $213,350.28 $658.01 $0.00 $1,206.31 $215,214.60
224 $215,214.60 $658.01 $0.00 $1,216.85 $217,089.46
225 $217,089.46 $658.01 $0.00 $1,227.46 $218,974.93
226 $218,974.93 $658.01 $0.00 $1,238.12 $220,871.06
227 $220,871.06 $658.01 $0.00 $1,248.84 $222,777.91
228 $222,777.91 $658.01 $0.00 $1,259.62 $224,695.54
229 $224,695.54 $658.01 $80,257.98 $1,270.46 $146,366.03
230 $146,366.03 $658.01 $0.00 $827.57 $147,851.61
231 $147,851.61 $658.01 $0.00 $835.97 $149,345.59
232 $149,345.59 $658.01 $0.00 $844.42 $150,848.02
233 $150,848.02 $658.01 $0.00 $852.92 $152,358.95
234 $152,358.95 $658.01 $0.00 $861.46 $153,878.42
235 $153,878.42 $658.01 $0.00 $870.05 $155,406.48
236 $155,406.48 $658.01 $0.00 $878.69 $156,943.18
237 $156,943.18 $658.01 $0.00 $887.38 $158,488.57
238 $158,488.57 $658.01 $0.00 $896.12 $160,042.70
239 $160,042.70 $658.01 $0.00 $904.90 $161,605.61
240 $161,605.61 $658.01 $0.00 $913.74 $163,177.36
241 $163,177.36 $658.01 $85,876.04 $922.63 $78,881.96
242 $78,881.96 $658.01 $0.00 $446.01 $79,985.98
243 $79,985.98 $658.01 $0.00 $452.25 $81,096.24
244 $81,096.24 $658.01 $0.00 $458.53 $82,212.78
245 $82,212.78 $658.01 $0.00 $464.84 $83,335.63
246 $83,335.63 $658.01 $0.00 $471.19 $84,464.83
247 $84,464.83 $658.01 $0.00 $477.58 $85,600.42
248 $85,600.42 $658.01 $0.00 $484.00 $86,742.43
249 $86,742.43 $658.01 $0.00 $490.45 $87,890.89
250 $87,890.89 $658.01 $0.00 $496.95 $89,045.85
251 $89,045.85 $658.01 $0.00 $503.48 $90,207.34
252 $90,207.34 $658.01 $0.00 $510.05 $91,375.40
253 $91,375.40 $0.00 $91,887.36 $516.65 $4.69