Student Loan Payment Calculator for University of North Florida

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $89,984.00 to attend University of North Florida. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

University of North Florida Student Loan Payments
Example Payments
Monthly Loan Payment$976.56
Amount Borrowed$89,984.00
Interest Rate5.5%
Term years
Number of Monthly Payments120
Total Interest Cost$27,203.54
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $117,187.54 to afford the $976.56 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of North Florida student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $976.56 $564.14 $412.43 $89,419.86
2 $976.56 $566.72 $409.84 $88,853.14
3 $976.56 $569.32 $407.24 $88,283.82
4 $976.56 $571.93 $404.63 $87,711.89
5 $976.56 $574.55 $402.01 $87,137.34
6 $976.56 $577.18 $399.38 $86,560.16
7 $976.56 $579.83 $396.73 $85,980.33
8 $976.56 $582.49 $394.08 $85,397.85
9 $976.56 $585.16 $391.41 $84,812.69
10 $976.56 $587.84 $388.72 $84,224.85
11 $976.56 $590.53 $386.03 $83,634.32
12 $976.56 $593.24 $383.32 $83,041.08
13 $976.56 $595.96 $380.60 $82,445.12
14 $976.56 $598.69 $377.87 $81,846.43
15 $976.56 $601.43 $375.13 $81,245.00
16 $976.56 $604.19 $372.37 $80,640.81
17 $976.56 $606.96 $369.60 $80,033.85
18 $976.56 $609.74 $366.82 $79,424.11
19 $976.56 $612.54 $364.03 $78,811.57
20 $976.56 $615.34 $361.22 $78,196.23
21 $976.56 $618.16 $358.40 $77,578.07
22 $976.56 $621.00 $355.57 $76,957.07
23 $976.56 $623.84 $352.72 $76,333.23
24 $976.56 $626.70 $349.86 $75,706.53
25 $976.56 $629.57 $346.99 $75,076.95
26 $976.56 $632.46 $344.10 $74,444.49
27 $976.56 $635.36 $341.20 $73,809.13
28 $976.56 $638.27 $338.29 $73,170.86
29 $976.56 $641.20 $335.37 $72,529.66
30 $976.56 $644.14 $332.43 $71,885.53
31 $976.56 $647.09 $329.48 $71,238.44
32 $976.56 $650.05 $326.51 $70,588.39
33 $976.56 $653.03 $323.53 $69,935.36
34 $976.56 $656.03 $320.54 $69,279.33
35 $976.56 $659.03 $317.53 $68,620.30
36 $976.56 $662.05 $314.51 $67,958.24
37 $976.56 $665.09 $311.48 $67,293.16
38 $976.56 $668.14 $308.43 $66,625.02
39 $976.56 $671.20 $305.36 $65,953.82
40 $976.56 $674.27 $302.29 $65,279.55
41 $976.56 $677.36 $299.20 $64,602.18
42 $976.56 $680.47 $296.09 $63,921.71
43 $976.56 $683.59 $292.97 $63,238.12
44 $976.56 $686.72 $289.84 $62,551.40
45 $976.56 $689.87 $286.69 $61,861.53
46 $976.56 $693.03 $283.53 $61,168.50
47 $976.56 $696.21 $280.36 $60,472.30
48 $976.56 $699.40 $277.16 $59,772.90
49 $976.56 $702.60 $273.96 $59,070.29
50 $976.56 $705.82 $270.74 $58,364.47
51 $976.56 $709.06 $267.50 $57,655.41
52 $976.56 $712.31 $264.25 $56,943.10
53 $976.56 $715.57 $260.99 $56,227.53
54 $976.56 $718.85 $257.71 $55,508.68
55 $976.56 $722.15 $254.41 $54,786.53
56 $976.56 $725.46 $251.10 $54,061.07
57 $976.56 $728.78 $247.78 $53,332.29
58 $976.56 $732.12 $244.44 $52,600.16
59 $976.56 $735.48 $241.08 $51,864.68
60 $976.56 $738.85 $237.71 $51,125.83
61 $976.56 $742.24 $234.33 $50,383.60
62 $976.56 $745.64 $230.92 $49,637.96
63 $976.56 $749.06 $227.51 $48,888.91
64 $976.56 $752.49 $224.07 $48,136.42
65 $976.56 $755.94 $220.63 $47,380.48
66 $976.56 $759.40 $217.16 $46,621.08
67 $976.56 $762.88 $213.68 $45,858.19
68 $976.56 $766.38 $210.18 $45,091.81
69 $976.56 $769.89 $206.67 $44,321.92
70 $976.56 $773.42 $203.14 $43,548.50
71 $976.56 $776.97 $199.60 $42,771.54
72 $976.56 $780.53 $196.04 $41,991.01
73 $976.56 $784.10 $192.46 $41,206.90
74 $976.56 $787.70 $188.86 $40,419.21
75 $976.56 $791.31 $185.25 $39,627.90
76 $976.56 $794.93 $181.63 $38,832.96
77 $976.56 $798.58 $177.98 $38,034.39
78 $976.56 $802.24 $174.32 $37,232.15
79 $976.56 $805.92 $170.65 $36,426.23
80 $976.56 $809.61 $166.95 $35,616.62
81 $976.56 $813.32 $163.24 $34,803.30
82 $976.56 $817.05 $159.52 $33,986.25
83 $976.56 $820.79 $155.77 $33,165.46
84 $976.56 $824.55 $152.01 $32,340.91
85 $976.56 $828.33 $148.23 $31,512.57
86 $976.56 $832.13 $144.43 $30,680.44
87 $976.56 $835.94 $140.62 $29,844.50
88 $976.56 $839.78 $136.79 $29,004.72
89 $976.56 $843.62 $132.94 $28,161.10
90 $976.56 $847.49 $129.07 $27,313.61
91 $976.56 $851.38 $125.19 $26,462.23
92 $976.56 $855.28 $121.29 $25,606.95
93 $976.56 $859.20 $117.37 $24,747.76
94 $976.56 $863.14 $113.43 $23,884.62
95 $976.56 $867.09 $109.47 $23,017.53
96 $976.56 $871.07 $105.50 $22,146.46
97 $976.56 $875.06 $101.50 $21,271.41
98 $976.56 $879.07 $97.49 $20,392.34
99 $976.56 $883.10 $93.46 $19,509.24
100 $976.56 $887.15 $89.42 $18,622.09
101 $976.56 $891.21 $85.35 $17,730.88
102 $976.56 $895.30 $81.27 $16,835.59
103 $976.56 $899.40 $77.16 $15,936.19
104 $976.56 $903.52 $73.04 $15,032.66
105 $976.56 $907.66 $68.90 $14,125.00
106 $976.56 $911.82 $64.74 $13,213.18
107 $976.56 $916.00 $60.56 $12,297.17
108 $976.56 $920.20 $56.36 $11,376.97
109 $976.56 $924.42 $52.14 $10,452.56
110 $976.56 $928.66 $47.91 $9,523.90
111 $976.56 $932.91 $43.65 $8,590.99
112 $976.56 $937.19 $39.38 $7,653.80
113 $976.56 $941.48 $35.08 $6,712.32
114 $976.56 $945.80 $30.76 $5,766.52
115 $976.56 $950.13 $26.43 $4,816.39
116 $976.56 $954.49 $22.08 $3,861.90
117 $976.56 $958.86 $17.70 $2,903.04
118 $976.56 $963.26 $13.31 $1,939.78
119 $976.56 $967.67 $8.89 $972.11
120 $976.56 $972.11 $4.46 $0.00