Savings Plan and Future Cost Estimation for Florida Gulf Coast University

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2042$76,872
Monthly savings required$608

How much will it cost to send your child to Florida Gulf Coast University in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $307,487.42 for students enrolling in 2042 if tuition increases average 7% per year until then.   Assuming you have no current college savings, monthly deposits of $607.54 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$20,490.00
Years until enrollment18
Annual Tuition Increase7%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $607.54 $0.00 $0.00 $607.54
2 $607.54 $607.54 $0.00 $3.44 $1,218.52
3 $1,218.52 $607.54 $0.00 $6.89 $1,832.95
4 $1,832.95 $607.54 $0.00 $10.36 $2,450.85
5 $2,450.85 $607.54 $0.00 $13.86 $3,072.25
6 $3,072.25 $607.54 $0.00 $17.37 $3,697.16
7 $3,697.16 $607.54 $0.00 $20.90 $4,325.60
8 $4,325.60 $607.54 $0.00 $24.46 $4,957.60
9 $4,957.60 $607.54 $0.00 $28.03 $5,593.17
10 $5,593.17 $607.54 $0.00 $31.62 $6,232.33
11 $6,232.33 $607.54 $0.00 $35.24 $6,875.11
12 $6,875.11 $607.54 $0.00 $38.87 $7,521.52
13 $7,521.52 $607.54 $0.00 $42.53 $8,171.59
14 $8,171.59 $607.54 $0.00 $46.20 $8,825.33
15 $8,825.33 $607.54 $0.00 $49.90 $9,482.77
16 $9,482.77 $607.54 $0.00 $53.62 $10,143.93
17 $10,143.93 $607.54 $0.00 $57.36 $10,808.83
18 $10,808.83 $607.54 $0.00 $61.11 $11,477.48
19 $11,477.48 $607.54 $0.00 $64.90 $12,149.92
20 $12,149.92 $607.54 $0.00 $68.70 $12,826.16
21 $12,826.16 $607.54 $0.00 $72.52 $13,506.22
22 $13,506.22 $607.54 $0.00 $76.37 $14,190.13
23 $14,190.13 $607.54 $0.00 $80.23 $14,877.90
24 $14,877.90 $607.54 $0.00 $84.12 $15,569.56
25 $15,569.56 $607.54 $0.00 $88.03 $16,265.13
26 $16,265.13 $607.54 $0.00 $91.97 $16,964.64
27 $16,964.64 $607.54 $0.00 $95.92 $17,668.10
28 $17,668.10 $607.54 $0.00 $99.90 $18,375.54
29 $18,375.54 $607.54 $0.00 $103.90 $19,086.98
30 $19,086.98 $607.54 $0.00 $107.92 $19,802.44
31 $19,802.44 $607.54 $0.00 $111.97 $20,521.95
32 $20,521.95 $607.54 $0.00 $116.03 $21,245.52
33 $21,245.52 $607.54 $0.00 $120.13 $21,973.19
34 $21,973.19 $607.54 $0.00 $124.24 $22,704.97
35 $22,704.97 $607.54 $0.00 $128.38 $23,440.89
36 $23,440.89 $607.54 $0.00 $132.54 $24,180.97
37 $24,180.97 $607.54 $0.00 $136.72 $24,925.23
38 $24,925.23 $607.54 $0.00 $140.93 $25,673.70
39 $25,673.70 $607.54 $0.00 $145.16 $26,426.40
40 $26,426.40 $607.54 $0.00 $149.42 $27,183.36
41 $27,183.36 $607.54 $0.00 $153.70 $27,944.60
42 $27,944.60 $607.54 $0.00 $158.00 $28,710.14
43 $28,710.14 $607.54 $0.00 $162.33 $29,480.01
44 $29,480.01 $607.54 $0.00 $166.68 $30,254.23
45 $30,254.23 $607.54 $0.00 $171.06 $31,032.83
46 $31,032.83 $607.54 $0.00 $175.46 $31,815.83
47 $31,815.83 $607.54 $0.00 $179.89 $32,603.26
48 $32,603.26 $607.54 $0.00 $184.34 $33,395.14
49 $33,395.14 $607.54 $0.00 $188.82 $34,191.50
50 $34,191.50 $607.54 $0.00 $193.32 $34,992.36
51 $34,992.36 $607.54 $0.00 $197.85 $35,797.75
52 $35,797.75 $607.54 $0.00 $202.41 $36,607.70
53 $36,607.70 $607.54 $0.00 $206.99 $37,422.23
54 $37,422.23 $607.54 $0.00 $211.59 $38,241.36
55 $38,241.36 $607.54 $0.00 $216.22 $39,065.12
56 $39,065.12 $607.54 $0.00 $220.88 $39,893.54
57 $39,893.54 $607.54 $0.00 $225.56 $40,726.64
58 $40,726.64 $607.54 $0.00 $230.27 $41,564.45
59 $41,564.45 $607.54 $0.00 $235.01 $42,407.00
60 $42,407.00 $607.54 $0.00 $239.78 $43,254.32
61 $43,254.32 $607.54 $0.00 $244.57 $44,106.43
62 $44,106.43 $607.54 $0.00 $249.38 $44,963.35
63 $44,963.35 $607.54 $0.00 $254.23 $45,825.12
64 $45,825.12 $607.54 $0.00 $259.10 $46,691.76
65 $46,691.76 $607.54 $0.00 $264.00 $47,563.30
66 $47,563.30 $607.54 $0.00 $268.93 $48,439.77
67 $48,439.77 $607.54 $0.00 $273.89 $49,321.20
68 $49,321.20 $607.54 $0.00 $278.87 $50,207.61
69 $50,207.61 $607.54 $0.00 $283.88 $51,099.03
70 $51,099.03 $607.54 $0.00 $288.92 $51,995.49
71 $51,995.49 $607.54 $0.00 $293.99 $52,897.02
72 $52,897.02 $607.54 $0.00 $299.09 $53,803.65
73 $53,803.65 $607.54 $0.00 $304.21 $54,715.40
74 $54,715.40 $607.54 $0.00 $309.37 $55,632.31
75 $55,632.31 $607.54 $0.00 $314.55 $56,554.40
76 $56,554.40 $607.54 $0.00 $319.77 $57,481.71
77 $57,481.71 $607.54 $0.00 $325.01 $58,414.26
78 $58,414.26 $607.54 $0.00 $330.28 $59,352.08
79 $59,352.08 $607.54 $0.00 $335.59 $60,295.21
80 $60,295.21 $607.54 $0.00 $340.92 $61,243.67
81 $61,243.67 $607.54 $0.00 $346.28 $62,197.49
82 $62,197.49 $607.54 $0.00 $351.67 $63,156.70
83 $63,156.70 $607.54 $0.00 $357.10 $64,121.34
84 $64,121.34 $607.54 $0.00 $362.55 $65,091.43
85 $65,091.43 $607.54 $0.00 $368.04 $66,067.01
86 $66,067.01 $607.54 $0.00 $373.55 $67,048.10
87 $67,048.10 $607.54 $0.00 $379.10 $68,034.74
88 $68,034.74 $607.54 $0.00 $384.68 $69,026.96
89 $69,026.96 $607.54 $0.00 $390.29 $70,024.79
90 $70,024.79 $607.54 $0.00 $395.93 $71,028.26
91 $71,028.26 $607.54 $0.00 $401.60 $72,037.40
92 $72,037.40 $607.54 $0.00 $407.31 $73,052.25
93 $73,052.25 $607.54 $0.00 $413.05 $74,072.84
94 $74,072.84 $607.54 $0.00 $418.82 $75,099.20
95 $75,099.20 $607.54 $0.00 $424.62 $76,131.36
96 $76,131.36 $607.54 $0.00 $430.46 $77,169.36
97 $77,169.36 $607.54 $0.00 $436.33 $78,213.23
98 $78,213.23 $607.54 $0.00 $442.23 $79,263.00
99 $79,263.00 $607.54 $0.00 $448.16 $80,318.70
100 $80,318.70 $607.54 $0.00 $454.13 $81,380.37
101 $81,380.37 $607.54 $0.00 $460.14 $82,448.05
102 $82,448.05 $607.54 $0.00 $466.17 $83,521.76
103 $83,521.76 $607.54 $0.00 $472.24 $84,601.54
104 $84,601.54 $607.54 $0.00 $478.35 $85,687.43
105 $85,687.43 $607.54 $0.00 $484.49 $86,779.46
106 $86,779.46 $607.54 $0.00 $490.66 $87,877.66
107 $87,877.66 $607.54 $0.00 $496.87 $88,982.07
108 $88,982.07 $607.54 $0.00 $503.12 $90,092.73
109 $90,092.73 $607.54 $0.00 $509.40 $91,209.67
110 $91,209.67 $607.54 $0.00 $515.71 $92,332.92
111 $92,332.92 $607.54 $0.00 $522.06 $93,462.52
112 $93,462.52 $607.54 $0.00 $528.45 $94,598.51
113 $94,598.51 $607.54 $0.00 $534.87 $95,740.92
114 $95,740.92 $607.54 $0.00 $541.33 $96,889.79
115 $96,889.79 $607.54 $0.00 $547.83 $98,045.16
116 $98,045.16 $607.54 $0.00 $554.36 $99,207.06
117 $99,207.06 $607.54 $0.00 $560.93 $100,375.53
118 $100,375.53 $607.54 $0.00 $567.54 $101,550.61
119 $101,550.61 $607.54 $0.00 $574.18 $102,732.33
120 $102,732.33 $607.54 $0.00 $580.86 $103,920.73
121 $103,920.73 $607.54 $0.00 $587.58 $105,115.85
122 $105,115.85 $607.54 $0.00 $594.34 $106,317.73
123 $106,317.73 $607.54 $0.00 $601.14 $107,526.41
124 $107,526.41 $607.54 $0.00 $607.97 $108,741.92
125 $108,741.92 $607.54 $0.00 $614.84 $109,964.30
126 $109,964.30 $607.54 $0.00 $621.75 $111,193.59
127 $111,193.59 $607.54 $0.00 $628.70 $112,429.83
128 $112,429.83 $607.54 $0.00 $635.69 $113,673.06
129 $113,673.06 $607.54 $0.00 $642.72 $114,923.32
130 $114,923.32 $607.54 $0.00 $649.79 $116,180.65
131 $116,180.65 $607.54 $0.00 $656.90 $117,445.09
132 $117,445.09 $607.54 $0.00 $664.05 $118,716.68
133 $118,716.68 $607.54 $0.00 $671.24 $119,995.46
134 $119,995.46 $607.54 $0.00 $678.47 $121,281.47
135 $121,281.47 $607.54 $0.00 $685.74 $122,574.75
136 $122,574.75 $607.54 $0.00 $693.06 $123,875.35
137 $123,875.35 $607.54 $0.00 $700.41 $125,183.30
138 $125,183.30 $607.54 $0.00 $707.80 $126,498.64
139 $126,498.64 $607.54 $0.00 $715.24 $127,821.42
140 $127,821.42 $607.54 $0.00 $722.72 $129,151.68
141 $129,151.68 $607.54 $0.00 $730.24 $130,489.46
142 $130,489.46 $607.54 $0.00 $737.81 $131,834.81
143 $131,834.81 $607.54 $0.00 $745.41 $133,187.76
144 $133,187.76 $607.54 $0.00 $753.06 $134,548.36
145 $134,548.36 $607.54 $0.00 $760.76 $135,916.66
146 $135,916.66 $607.54 $0.00 $768.49 $137,292.69
147 $137,292.69 $607.54 $0.00 $776.27 $138,676.50
148 $138,676.50 $607.54 $0.00 $784.10 $140,068.14
149 $140,068.14 $607.54 $0.00 $791.97 $141,467.65
150 $141,467.65 $607.54 $0.00 $799.88 $142,875.07
151 $142,875.07 $607.54 $0.00 $807.84 $144,290.45
152 $144,290.45 $607.54 $0.00 $815.84 $145,713.83
153 $145,713.83 $607.54 $0.00 $823.89 $147,145.26
154 $147,145.26 $607.54 $0.00 $831.98 $148,584.78
155 $148,584.78 $607.54 $0.00 $840.12 $150,032.44
156 $150,032.44 $607.54 $0.00 $848.31 $151,488.29
157 $151,488.29 $607.54 $0.00 $856.54 $152,952.37
158 $152,952.37 $607.54 $0.00 $864.81 $154,424.72
159 $154,424.72 $607.54 $0.00 $873.14 $155,905.40
160 $155,905.40 $607.54 $0.00 $881.51 $157,394.45
161 $157,394.45 $607.54 $0.00 $889.93 $158,891.92
162 $158,891.92 $607.54 $0.00 $898.40 $160,397.86
163 $160,397.86 $607.54 $0.00 $906.91 $161,912.31
164 $161,912.31 $607.54 $0.00 $915.48 $163,435.33
165 $163,435.33 $607.54 $0.00 $924.09 $164,966.96
166 $164,966.96 $607.54 $0.00 $932.75 $166,507.25
167 $166,507.25 $607.54 $0.00 $941.46 $168,056.25
168 $168,056.25 $607.54 $0.00 $950.21 $169,614.00
169 $169,614.00 $607.54 $0.00 $959.02 $171,180.56
170 $171,180.56 $607.54 $0.00 $967.88 $172,755.98
171 $172,755.98 $607.54 $0.00 $976.79 $174,340.31
172 $174,340.31 $607.54 $0.00 $985.75 $175,933.60
173 $175,933.60 $607.54 $0.00 $994.75 $177,535.89
174 $177,535.89 $607.54 $0.00 $1,003.81 $179,147.24
175 $179,147.24 $607.54 $0.00 $1,012.92 $180,767.70
176 $180,767.70 $607.54 $0.00 $1,022.09 $182,397.33
177 $182,397.33 $607.54 $0.00 $1,031.30 $184,036.17
178 $184,036.17 $607.54 $0.00 $1,040.57 $185,684.28
179 $185,684.28 $607.54 $0.00 $1,049.89 $187,341.71
180 $187,341.71 $607.54 $0.00 $1,059.26 $189,008.51
181 $189,008.51 $607.54 $0.00 $1,068.68 $190,684.73
182 $190,684.73 $607.54 $0.00 $1,078.16 $192,370.43
183 $192,370.43 $607.54 $0.00 $1,087.69 $194,065.66
184 $194,065.66 $607.54 $0.00 $1,097.28 $195,770.48
185 $195,770.48 $607.54 $0.00 $1,106.91 $197,484.93
186 $197,484.93 $607.54 $0.00 $1,116.61 $199,209.08
187 $199,209.08 $607.54 $0.00 $1,126.36 $200,942.98
188 $200,942.98 $607.54 $0.00 $1,136.16 $202,686.68
189 $202,686.68 $607.54 $0.00 $1,146.02 $204,440.24
190 $204,440.24 $607.54 $0.00 $1,155.93 $206,203.71
191 $206,203.71 $607.54 $0.00 $1,165.91 $207,977.16
192 $207,977.16 $607.54 $0.00 $1,175.93 $209,760.63
193 $209,760.63 $607.54 $0.00 $1,186.02 $211,554.19
194 $211,554.19 $607.54 $0.00 $1,196.16 $213,357.89
195 $213,357.89 $607.54 $0.00 $1,206.36 $215,171.79
196 $215,171.79 $607.54 $0.00 $1,216.61 $216,995.94
197 $216,995.94 $607.54 $0.00 $1,226.93 $218,830.41
198 $218,830.41 $607.54 $0.00 $1,237.30 $220,675.25
199 $220,675.25 $607.54 $0.00 $1,247.73 $222,530.52
200 $222,530.52 $607.54 $0.00 $1,258.22 $224,396.28
201 $224,396.28 $607.54 $0.00 $1,268.77 $226,272.59
202 $226,272.59 $607.54 $0.00 $1,279.38 $228,159.51
203 $228,159.51 $607.54 $0.00 $1,290.05 $230,057.10
204 $230,057.10 $607.54 $0.00 $1,300.78 $231,965.42
205 $231,965.42 $607.54 $0.00 $1,311.57 $233,884.53
206 $233,884.53 $607.54 $0.00 $1,322.42 $235,814.49
207 $235,814.49 $607.54 $0.00 $1,333.33 $237,755.36
208 $237,755.36 $607.54 $0.00 $1,344.30 $239,707.20
209 $239,707.20 $607.54 $0.00 $1,355.34 $241,670.08
210 $241,670.08 $607.54 $0.00 $1,366.44 $243,644.06
211 $243,644.06 $607.54 $0.00 $1,377.60 $245,629.20
212 $245,629.20 $607.54 $0.00 $1,388.82 $247,625.56
213 $247,625.56 $607.54 $0.00 $1,400.11 $249,633.21
214 $249,633.21 $607.54 $0.00 $1,411.46 $251,652.21
215 $251,652.21 $607.54 $0.00 $1,422.88 $253,682.63
216 $253,682.63 $607.54 $0.00 $1,434.36 $255,724.53
217 $255,724.53 $607.54 $69,254.81 $1,445.90 $188,523.16
218 $188,523.16 $607.54 $0.00 $1,065.94 $190,196.64
219 $190,196.64 $607.54 $0.00 $1,075.40 $191,879.58
220 $191,879.58 $607.54 $0.00 $1,084.92 $193,572.04
221 $193,572.04 $607.54 $0.00 $1,094.48 $195,274.06
222 $195,274.06 $607.54 $0.00 $1,104.11 $196,985.71
223 $196,985.71 $607.54 $0.00 $1,113.79 $198,707.04
224 $198,707.04 $607.54 $0.00 $1,123.52 $200,438.10
225 $200,438.10 $607.54 $0.00 $1,133.31 $202,178.95
226 $202,178.95 $607.54 $0.00 $1,143.15 $203,929.64
227 $203,929.64 $607.54 $0.00 $1,153.05 $205,690.23
228 $205,690.23 $607.54 $0.00 $1,163.00 $207,460.77
229 $207,460.77 $607.54 $74,102.65 $1,173.01 $135,138.67
230 $135,138.67 $607.54 $0.00 $764.09 $136,510.30
231 $136,510.30 $607.54 $0.00 $771.85 $137,889.69
232 $137,889.69 $607.54 $0.00 $779.65 $139,276.88
233 $139,276.88 $607.54 $0.00 $787.49 $140,671.91
234 $140,671.91 $607.54 $0.00 $795.38 $142,074.83
235 $142,074.83 $607.54 $0.00 $803.31 $143,485.68
236 $143,485.68 $607.54 $0.00 $811.29 $144,904.51
237 $144,904.51 $607.54 $0.00 $819.31 $146,331.36
238 $146,331.36 $607.54 $0.00 $827.38 $147,766.28
239 $147,766.28 $607.54 $0.00 $835.49 $149,209.31
240 $149,209.31 $607.54 $0.00 $843.65 $150,660.50
241 $150,660.50 $607.54 $79,289.83 $851.86 $72,830.07
242 $72,830.07 $607.54 $0.00 $411.79 $73,849.40
243 $73,849.40 $607.54 $0.00 $417.56 $74,874.50
244 $74,874.50 $607.54 $0.00 $423.35 $75,905.39
245 $75,905.39 $607.54 $0.00 $429.18 $76,942.11
246 $76,942.11 $607.54 $0.00 $435.04 $77,984.69
247 $77,984.69 $607.54 $0.00 $440.94 $79,033.17
248 $79,033.17 $607.54 $0.00 $446.87 $80,087.58
249 $80,087.58 $607.54 $0.00 $452.83 $81,147.95
250 $81,147.95 $607.54 $0.00 $458.82 $82,214.31
251 $82,214.31 $607.54 $0.00 $464.85 $83,286.70
252 $83,286.70 $607.54 $0.00 $470.92 $84,365.16
253 $84,365.16 $0.00 $84,840.12 $477.01 $2.05