UCF vs. IU

Should I go to University of Central Florida or Indiana University Bloomington? Compare the two schools' costs, SAT, ACT, GPA, admissions criteria and outcomes to help you determine if UCF or IU is the better college for you.

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University of Central Florida vs. Indiana University Bloomington comparison
University of Central Florida Indiana University Bloomington College 3 College 4
University of Central Florida Indiana University Bloomington
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Location Orlando, FL Bloomington, IN
Setting Large Suburban Small City
Students 68,475 43,503
Type Public 4 Year Public 4 Year
Religious Affiliation - - - -
Status Non-profit Non-profit


Tuition (In State) $4,478 $9,575
Tuition (Out of State) $19,810 $35,140
Room & Board $10,010 $10,830
Avg Net Price $11,617 $13,036
Avg Grant Aid $9,708 $10,994
% Receiving Grant Aid 86% 74%

Admission and Academics

Acceptance Rate 44.4% 77.9%
Avg High School GPA 3.81 3.62
Admissions Standards Very High Very High
Applicant Competition Low
ACT Range 25/30 24/31
SAT Range 1170/1340 1150/1360
Application Deadline May 1, 2020


Graduation Rate 63% 72%
Median Earnings (After 10 years) $48,900 $56,200
Making Student Loan Payments 59% 72%
Median Student Loan Debt $18,270 $22,500
Median Loan Payment $188 $232
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Comparable Facts

  • University of Central Florida is larger than than IU based on total student enrollment (68,475 students vs. 43,503 students)

UCF vs. IU Cost Comparison

Which college is more expensive, UCF or IU?

  • Indiana University Bloomington is 113.8% more expensive to attend than UCF for in-state tuition ($9,575.00 vs. $4,478.00)
  • Out of state tuition is 77.4% higher at IU than University of Central Florida ($35,140.00 vs. $19,810.00)
  • The typical actual cost that students pay to attend (average net price) is less at University of Central Florida than IU ($11,617 vs. $13,036)
  • Living costs (room and board or off-campus housing budget) at University of Central Florida are 8.2% lower than costs at Indiana University Bloomington ($10,010 vs. $10,830)
  • More students receive financial grant aid at University of Central Florida than Indiana University Bloomington (86% vs. 74%)
  • The average total grant financial aid received by Indiana University Bloomington students is 13.2% larger than aid received University of Central Florida ($10,994 vs. $9,708)

UCF vs. IU Admissions Difficulty Comparison

Which college is harder to get into, UCF or IU? Average SAT and ACT scores plus acceptance rates offer good insight into the difficulty of admission between IU or UCF .

  • The average SAT score at Indiana University Bloomington (1199) is 20 points higher than at UCF (1179)
  • Incoming IU students have a 1 point higher average ACT score (27) than students at UCF (26)
  • IU has a higher acceptance rate (77.9%) than UCF (44.4%)

UCF vs. IU Graduation Outcomes Comparison

Which is better, UCF or IU? Graduation rate, salary and amount of student loan debt are indicators of a college which offers better outcomes for its graduates. Compare the following outcomes facts between IU and UCF.

  • The graduation rate at IU is higher that University of Central Florida (72% vs. 63%)
  • Graduates from Indiana University Bloomington earn on average $7,300 more per year than UCF graduates after ten years. ($56,200 vs. $48,900)
  • University of Central Florida students graduate with a $4,230 lower median federal student loan debt than IU graduates. ($18,270 vs. $22,500)
  • UCF graduates are paying $44 less per month on federal student loans than IU graduates. ($188 vs. $232)
  • More IU graduates are actively paying back their federal student loan debt than former UCF students, three years after graduation. (72% vs. 59%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/