Student Loan Payment Calculator for Sonoma State University

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $106,792.00 to attend Sonoma State University. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Sonoma State University Student Loan Payments
Example Payments
Monthly Loan Payment$1,158.97
Amount Borrowed$106,792.00
Interest Rate5.5%
Term years
Number of Monthly Payments120
Total Interest Cost$32,284.86
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $139,076.86 to afford the $1,158.97 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Sonoma State University student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $1,158.97 $669.51 $489.46 $106,122.49
2 $1,158.97 $672.58 $486.39 $105,449.91
3 $1,158.97 $675.66 $483.31 $104,774.25
4 $1,158.97 $678.76 $480.22 $104,095.49
5 $1,158.97 $681.87 $477.10 $103,413.62
6 $1,158.97 $684.99 $473.98 $102,728.63
7 $1,158.97 $688.13 $470.84 $102,040.49
8 $1,158.97 $691.29 $467.69 $101,349.20
9 $1,158.97 $694.46 $464.52 $100,654.75
10 $1,158.97 $697.64 $461.33 $99,957.11
11 $1,158.97 $700.84 $458.14 $99,256.27
12 $1,158.97 $704.05 $454.92 $98,552.22
13 $1,158.97 $707.28 $451.70 $97,844.94
14 $1,158.97 $710.52 $448.46 $97,134.43
15 $1,158.97 $713.77 $445.20 $96,420.65
16 $1,158.97 $717.05 $441.93 $95,703.61
17 $1,158.97 $720.33 $438.64 $94,983.27
18 $1,158.97 $723.63 $435.34 $94,259.64
19 $1,158.97 $726.95 $432.02 $93,532.69
20 $1,158.97 $730.28 $428.69 $92,802.41
21 $1,158.97 $733.63 $425.34 $92,068.78
22 $1,158.97 $736.99 $421.98 $91,331.79
23 $1,158.97 $740.37 $418.60 $90,591.42
24 $1,158.97 $743.76 $415.21 $89,847.65
25 $1,158.97 $747.17 $411.80 $89,100.48
26 $1,158.97 $750.60 $408.38 $88,349.88
27 $1,158.97 $754.04 $404.94 $87,595.85
28 $1,158.97 $757.49 $401.48 $86,838.35
29 $1,158.97 $760.96 $398.01 $86,077.39
30 $1,158.97 $764.45 $394.52 $85,312.94
31 $1,158.97 $767.96 $391.02 $84,544.98
32 $1,158.97 $771.48 $387.50 $83,773.51
33 $1,158.97 $775.01 $383.96 $82,998.49
34 $1,158.97 $778.56 $380.41 $82,219.93
35 $1,158.97 $782.13 $376.84 $81,437.80
36 $1,158.97 $785.72 $373.26 $80,652.08
37 $1,158.97 $789.32 $369.66 $79,862.76
38 $1,158.97 $792.94 $366.04 $79,069.83
39 $1,158.97 $796.57 $362.40 $78,273.25
40 $1,158.97 $800.22 $358.75 $77,473.03
41 $1,158.97 $803.89 $355.08 $76,669.14
42 $1,158.97 $807.57 $351.40 $75,861.57
43 $1,158.97 $811.27 $347.70 $75,050.30
44 $1,158.97 $814.99 $343.98 $74,235.30
45 $1,158.97 $818.73 $340.25 $73,416.57
46 $1,158.97 $822.48 $336.49 $72,594.09
47 $1,158.97 $826.25 $332.72 $71,767.84
48 $1,158.97 $830.04 $328.94 $70,937.80
49 $1,158.97 $833.84 $325.13 $70,103.96
50 $1,158.97 $837.66 $321.31 $69,266.30
51 $1,158.97 $841.50 $317.47 $68,424.79
52 $1,158.97 $845.36 $313.61 $67,579.43
53 $1,158.97 $849.23 $309.74 $66,730.20
54 $1,158.97 $853.13 $305.85 $65,877.07
55 $1,158.97 $857.04 $301.94 $65,020.03
56 $1,158.97 $860.97 $298.01 $64,159.07
57 $1,158.97 $864.91 $294.06 $63,294.16
58 $1,158.97 $868.88 $290.10 $62,425.28
59 $1,158.97 $872.86 $286.12 $61,552.42
60 $1,158.97 $876.86 $282.12 $60,675.57
61 $1,158.97 $880.88 $278.10 $59,794.69
62 $1,158.97 $884.91 $274.06 $58,909.77
63 $1,158.97 $888.97 $270.00 $58,020.80
64 $1,158.97 $893.05 $265.93 $57,127.76
65 $1,158.97 $897.14 $261.84 $56,230.62
66 $1,158.97 $901.25 $257.72 $55,329.37
67 $1,158.97 $905.38 $253.59 $54,423.99
68 $1,158.97 $909.53 $249.44 $53,514.46
69 $1,158.97 $913.70 $245.27 $52,600.76
70 $1,158.97 $917.89 $241.09 $51,682.87
71 $1,158.97 $922.09 $236.88 $50,760.78
72 $1,158.97 $926.32 $232.65 $49,834.46
73 $1,158.97 $930.57 $228.41 $48,903.89
74 $1,158.97 $934.83 $224.14 $47,969.06
75 $1,158.97 $939.12 $219.86 $47,029.95
76 $1,158.97 $943.42 $215.55 $46,086.53
77 $1,158.97 $947.74 $211.23 $45,138.78
78 $1,158.97 $952.09 $206.89 $44,186.69
79 $1,158.97 $956.45 $202.52 $43,230.24
80 $1,158.97 $960.84 $198.14 $42,269.41
81 $1,158.97 $965.24 $193.73 $41,304.17
82 $1,158.97 $969.66 $189.31 $40,334.50
83 $1,158.97 $974.11 $184.87 $39,360.40
84 $1,158.97 $978.57 $180.40 $38,381.83
85 $1,158.97 $983.06 $175.92 $37,398.77
86 $1,158.97 $987.56 $171.41 $36,411.21
87 $1,158.97 $992.09 $166.88 $35,419.12
88 $1,158.97 $996.64 $162.34 $34,422.48
89 $1,158.97 $1,001.20 $157.77 $33,421.28
90 $1,158.97 $1,005.79 $153.18 $32,415.48
91 $1,158.97 $1,010.40 $148.57 $31,405.08
92 $1,158.97 $1,015.03 $143.94 $30,390.05
93 $1,158.97 $1,019.69 $139.29 $29,370.36
94 $1,158.97 $1,024.36 $134.61 $28,346.00
95 $1,158.97 $1,029.05 $129.92 $27,316.95
96 $1,158.97 $1,033.77 $125.20 $26,283.17
97 $1,158.97 $1,038.51 $120.46 $25,244.67
98 $1,158.97 $1,043.27 $115.70 $24,201.40
99 $1,158.97 $1,048.05 $110.92 $23,153.35
100 $1,158.97 $1,052.85 $106.12 $22,100.49
101 $1,158.97 $1,057.68 $101.29 $21,042.81
102 $1,158.97 $1,062.53 $96.45 $19,980.28
103 $1,158.97 $1,067.40 $91.58 $18,912.89
104 $1,158.97 $1,072.29 $86.68 $17,840.60
105 $1,158.97 $1,077.20 $81.77 $16,763.39
106 $1,158.97 $1,082.14 $76.83 $15,681.25
107 $1,158.97 $1,087.10 $71.87 $14,594.15
108 $1,158.97 $1,092.08 $66.89 $13,502.06
109 $1,158.97 $1,097.09 $61.88 $12,404.98
110 $1,158.97 $1,102.12 $56.86 $11,302.86
111 $1,158.97 $1,107.17 $51.80 $10,195.69
112 $1,158.97 $1,112.24 $46.73 $9,083.45
113 $1,158.97 $1,117.34 $41.63 $7,966.10
114 $1,158.97 $1,122.46 $36.51 $6,843.64
115 $1,158.97 $1,127.61 $31.37 $5,716.03
116 $1,158.97 $1,132.78 $26.20 $4,583.26
117 $1,158.97 $1,137.97 $21.01 $3,445.29
118 $1,158.97 $1,143.18 $15.79 $2,302.11
119 $1,158.97 $1,148.42 $10.55 $1,153.69
120 $1,158.97 $1,153.69 $5.29 $0.00